Manulife Health Insurance Reviews

A very archaic online platform that is difficult to use even for a person under 30 such as me and many of the features don't work. Even submitting a question in their question boxes only provides automated responses via email, stating that they cannot answer any questions. It seems like this insurer is short-staffed and all Customer Service calls are sent to Manila, where the service line is terrible so it's difficult to communicate, the wait times are long, and there are occasional language difficulties. There is no real conversation or explanation provided when calling with questions, it's just a bunch of scripted lines that they recite, which is very frustrating. I don't recommend this health insurer.

Was a long-time group member and there were no issues. Once I changed to a personal plan, I found that (1) processes are not well documented; my first claim took 45 days to get reimbursed (2) Manulife's phone system is terrible - long wait times and many agents do not know the plans or speak English very poorly (3) I don't appreciate getting hit with a price increase without any prior knowledge and (4) I became aware of a second price increase 12 months of signing up thru a form letter that had five typos from their VP of Sales and Affinity markets. I wrote the gentleman a letter to voice my complaints. Mr. Thompson chose not to respond. I cancelled the policy and will self-insure instead. Pathetic experience.

My extended medical changed to Manulife this year and it’s been errors, frustration and miscalculations ever since. How does a big company like Manulife not know how to add simple math folks. They even cut us off with no notice! This is serious because we pay out about $600 a month for prescription.... many phone conversations trying to figure out why with a person on the other end of the phone I couldn’t understand because of her accent... Philippine maybe? They do not reimburse us at the percentage we’re supposed to be reimbursed at. We lose money every month. Still emailing and phoning.. they ignoring me. This is unacceptable! I think they think people will just get so frustrated and just give up. Rip off!