Guaranteed Issue Life Insurance is a type of a non-medical life Insurance. This policy has neither a medical exam, nor health-questions to answer. It is available for you even if you were declined for a policy during the last two years. Typically, the coverage (face amount) will be limited to $25,000. There are also a few limitations in terms of payouts, in case an insured dies within the first two years.
An experienced life insurance broker (see the quoting button below) can provide more background about this type of policy and also compare the premiums for a guaranteed policy across multiple insurance providers. Discussion with broker is entirely free and there is absolutely no obligations to buy.
Guaranteed Issue Life Insurance is sometimes purchased as a funeral expenses insurance policy because everybody can qualify for this policy, even older applicants with serious health pre-conditions. At the same time the coverage of $25,000 is more than enough to cover various final expenses.
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