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Meloche Monnex (TD Insurance) Auto Insurance Reviews

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(408 reviews)
Meloche Monnex (TD Insurance)
1.6 out of 5 stars:
Customer service:
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Not on your side

by slipperfoot on Nov 14, 2014
1 out of 5 stars

Submitted an auto claim recently and they did absolutely everything in their power to not tell me what options and benefits I am entitled to. Adjuster didn't bother asking if we were all right, only replied yes no or i dont know to questions I asked and even went so far as to tell me not to bother submitting photos. Pretty sure all insurance companies are not much different but will be leaving TD asap.

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Auto quote

by Thetruth on Jan 7, 2014
1 out of 5 stars

Called for a quote. Told them all info. I have two serious claims i was upfront with. She took my license number and says she sees those convictions and proceeds to tell me I am insurable, 100%. Kept in touch as I began looking for cars, and continued to get quotes and ok'd for insurance with TD. Finally found a car. Put a deposit and asked TD rep. to put the VIN and insurance in place. She says I am not insurable anymore because there are other things on my record. Was told by other reps. That the original rep. Did not look into the matter fully(even though she confirmed all the dates...so she obviously lied). Also was told they didnt have to look any further until the insurance was about to be purchased. They will do nothing. None of the reps will state they did anything wrong, even though I was misquoted on every single occasion until I was ready to pay for my insurance. Shady. Inaccurate. Inconsiderate. Dishonest. Bad business and no decency. Please, avoid this company and all others affiliated with it. They are not in the business of helping you. And they have all of their policies to back them up, so you will not win. Ever. At the risk of sounding redundant, please take your business elsewhere. This company does not deserve any hard-earned money. Leave them be. The other reviews can attest to this very same experience, in one form or another. Wish I would have read them before this. Let my experience not be regretful....please listen to this and all of the other reviews. Avoid TD Meloche Monnex.

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Happy with Meloche Monnex

by hughfrost on Nov 25, 2013
4.5 out of 5 stars

We moved our insurance over to Meloche Monnex because the quote was substantially lower than our previous provider. We have found the customer service to be good, however we have never had to make a claim.

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by Anonymous on Apr 11, 2012
5 out of 5 stars

TD Meloche Monnex, whether for car or home insurance, has excellent agents who take the time to explain everything and follow up with excellent written mailed communications.

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Good service but claims is...

by ilime on Jan 2, 2020
5 out of 5 stars

When I call TD, yes there is a wait, especially during the mornings. I usually avoid calling them between 9-1 because it's REALLY hard to reach anyone. Generally speaking, the service has always been good for me but from time to time, certain representatives get lazy and they want to finish the call asap so they don't help you to the best of their abilities. One representative asked me a bunch of questions and tried his hardest to give me the lowest rate possible by applying all the discounts (he actually spent a long time with me over the phone and sounded very nice and caring). Claims: I had one claim for vehicle damage. I never claimed accident benefit so I can't comment on accident benefit. For vehicle damage, my adjuster wasn't very friendly. I thought he was mean and I felt a bit bullied at times. After the accident, I was very emotionally vulnerable and had a hard time sleeping and eating. On the plus side, my adjuster would respond to calls and emails very quickly (usually within the day). He would also follow-up with me constantly and make sure my file went through. I just didn't like his anger towards me. I was always nice to him over the phone and I always sent him the documentation he needed to move the file along. Other than his attitude, it wasn't terrible. I just can't rate my claims experience 3/5 or higher because he did upset me a lot during certain phone calls.

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Run away!

by JULLIAN on Dec 4, 2019
1 out of 5 stars

No one will call you back after you called and left so many messages, you only got voicemail after you wasting the whole week!! Absolutely worst service!!!

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So Frustrating

by Will Change Companies on Oct 24, 2019
2 out of 5 stars

Like others, I have been on hold with TDMM for well over an hour listening to the same three-second loop of music. Their customer service in that department is lacking. Recently though, I have gotten to speak to someone with much shorter wait times. Currently dealing with an adjuster for a not-at-fault claim. She will not return my calls or respond to my emails (three voicemails and three emails requesting a call over the course of this claim, zero responses). Then, she had the audacity to send me an email with a form letter component saying they strive for "legendary customer service" and to let them know if I have any questions. I have questions, she just won't answer them.

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They Don't Answer the Phone

by RM on Sep 10, 2019
2 out of 5 stars

You can't get through to them to ask them any questions.

They leave you hanging and you can't get through to ask questions.

Good value for the money, but totally NOT accessible; especially when you need them.

They really need to fix their "Call Centre" CRM program!

That's their biggest downfall.

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Ridiculous call center wait!

by Robbie55 on Sep 5, 2019
1.5 out of 5 stars

Waiting endlessly has been happening more and more...this level of call volume is not an 'unusual' event anymore, as claimed. Out of spite, I'm maintaining my line in the queue - now at 3 hours!!! A certain volume of business requires a certain number of people, and if you won't adjust your staffing levels we'll have to take our business elsewhere. That will put your staffing back into balance, won't it?

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Horrible insurance company

by nomoretd on Aug 28, 2019
1 out of 5 stars

There’s ALWAYS long wait for an agent. I tried to make a change yesterday but I gave up as I couldn’t stay on line for more than an hour, and today I’ve been on hold for 40 mins now while I’m writing this review. Last time I called in I was told now it’s a peak season, however, if they’re aware of it why not hire more people? Why not improve it? Horrible customer service will cancel policy upon renewal.

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