Panorama-Kitchener

Car Insurance Kitchener: Intro

Welcome to your Car Insurance Guide for Kitchener. This page will give you an idea of Car Insurance Premiums in Ontario, will inform about savings opportunities and also provide number of other useful tips for choosing Car Insurance protection in Kitchener.

Get a free quote

What Are Typical Car Insurance Premiums In Ontario?


Here are some car insurance average rates to give you an idea of insurance prices in Ontario and in Canada. The first chart shows rates comparison across several Canadian provinces. The second chart shows difference in car insurance premiums for drivers of different age. This difference can be quite considerable.

Overall consumers spend in Ontario more on Auto Insurance than in any other Canadian province. Despite recent government efforts to drive down auto insurance rates in Ontario these are still over-proportionally high when compared to the rest of Canada.

Get a free quote

How Can You Save on Car Insurance in Kitchener?

  • Minimal coverage: Driving an old car without large value? Get a minimal coverage required by law (mainly liability) w/o collision damage (you are still protected if you damage somebody’s car but damages on your car will not be covered).
  • Car Insurance Deductibles: Increase your car insurance deductibles if you believe that you are capable of incurring higher payments for damages in case of an accident. This is especially suited for more experienced car drivers.
  • Driving Course: Successfully completing a driving course is sometimes recognized by some insurance providers and could help you reduce your premiums.
  • Improving your driving record: Do you have a bad driving record? Every three years previously incurred tickets are removed from your insurance history and your insurance premiums can go down.
  • Multiple-cars-bundle: Bundle several cars on one policy and your rate can go down.
  • Bundle: Do you need Home and Auto Insurance? Most companies will offer you a discount if you bundle them together.
  • Professional Membership: Are you a member of a professional organization (e.g. Certified Management Accountants of Canada or The Air Canada Pilots Association)? Then some insurance companies offer you a discount.
  • Alumni: Graduates from certain Canadian universities ( e.g University of Toronto, McGill University) might be eligible for a discount at certain Insurance providers.
  • Professional Membership: Are you a member of a professional organization (e.g. Certified Management Accountants of Canada or The Air Canada Pilots Association)? Then some insurance companies offer you a discount.
  • Seniors: Many companies offer special pricing to seniors.
  • Interested in more saving tips for Car Insurance in Kitchener? Get an insurance quote below and connect with an experienced insurance professional to get more tips.

Get a free quote

magnifier  Auto Insurance by Province
Auto Insurance in AlbertaAuto Insurance in British ColumbiaAuto Insurance in Manitoba
Auto Insurance in OntarioAuto Insurance in QuebecAuto Insurance in Saskatchewan
Auto Insurance in Nova Scotia
magnifier  Auto Insurance by Location
Auto Insurance in BramptonAuto Insurance in BarrieAuto Insurance in Burlington
Auto Insurance in HamiltonAuto Insurance in KitchenerAuto Insurance in London
Auto Insurance in MississaugaAuto Insurance in OttawaAuto Insurance in St. Catharines
Auto Insurance in TorontoAuto Insurance in WindsorAuto Insurance in Thunder Bay
Auto Insurance in EtobicokeAuto Insurance in ScarboroughAuto Insurance in Waterloo
Auto Insurance in KingstonAuto Insurance in SudburyAuto Insurance in Edmonton
Auto Insurance in SarniaAuto Insurance in Calgary