Meloche Monnex (TD Insurance) Auto Insurance Reviews

Very bad customer service, wait for 58 minutes and no nobody answers you. Almost no communications with them.

8:00 am call - Unbelievable - I get in after 20 minutes of waiting and they tell me its the French Branch in Quebec - I called from Ontario, so they transferred me to the Ontario side and 10 minutes in (30 minutes in total now), I am still waiting to talk to a real person...35 minutes now....40 minutes now - as the guy says "Your time is valuable...we will answer your call as soon as possible...We strive for excellence every day - thank you for sharing your comments...please hold for a moment longer...thank you for your understanding". I am at a loss for my understanding...45 minutes now...49 minutes - FINALLY, I get a live person who can't help me and says I need to talk to Customer Service so I am put on hold again...50 minutes & holding....now a different voice comes on to sell the TD Mobile App over & over...bottom line terrible service ! I am being sincere and fair - I give up and will be changing my Insurance provider when my policy runs out. I just wanted some info as to my options to get a windshield stone chip fixed - what if I was in a hospital after a serious car accident and needed advice? (53 minutes and holding) - I get somebody after 54 minutes - guess what I get an agent in Quebec AGAIN and they can't help you if you live in Ontario Ahh!!! Transferred again....55 minutes and holding - the agent came on at 9:02 am - 62 minutes and was really nice but couldn't really help me and wanted to switch me to the Glass Claims department that I had chosen already on the Keypad as an option - avoid this service at all costs unless you have nothing else important in your life to do!

Must agree with everyone's comments so far. I have never seen such terrible customer service. Their agents make up information that they do not have answers to, and you get different information from different people. Have a claim in about stolen car, and they just will not reply to my emails or calls. The adjuster called back once and just never tried again even though I left numerous messages. They have the lowest rates I have experienced, but the price reflects the service you get, unfortunately. Very disappointed.

I waited on the phone for 40 min. No one answered despite the recording repeating that they understand my time is valuable. Finally, decided to press 0 to leave a message. Now I find out that they'll return my call within 24 hours.

I have been waiting on line now for over half an hour and they did not pick up my call. Also, They keep increasing your premium each year without any reason and once you call, they say: market dictates this raise.

Tried to call them five days in a row with wait times over 1.5 hours each time and still unable to get a hold of anyone at this poorly operated company. This is extremely unprofessional and inconsiderate of other people's schedules. I was a loyal customer for over 10 years with a clean driving record to date, yet they increase rates for no apparent reason and/or justification. I'm curious to see where my money is going since they don't even have enough personnel to service their customers who are paying them good money for the mediocre service they offer. I will be cancelling my auto insurance with this company and strongly advise anyone looking for any sort of insurance to stay away from this company. They will rob you of your money and purposely not answer any of your phone calls requesting a simple explanation which you have a LEGAL right to as a customer, given that you're paying for their "non-existent" services.

Have been trying to reach them for 3 days, had to hang up every time due to over 40 minutes on hold. Now at 50 minutes on hold and I am going to have to hang up again. The only conversation now will be to cancel.

3rd time calling in this week. Gave up the last 2 times after waiting on hold for over 1.5 hours. Been a loyal customer for over 17 years and never had any issues with these guys. Seems very odd. I need to add a new car to my existing insurance policy. Pretty sure "Sorry officer, They won't Pick Up" won't get me a pass .. TD, assuming you're reading this; If you're going to make your customers wait that long, at least throw on some decent hold music...

So, when a company reports increased earnings and increased the profit of almost 10% for 2018 and can't even have enough people to answer the phone it makes me wonder what kind of service I'd get if I ever had to make a claim. When I consider the percentage of my take-home pay I have to give this company to insure my motorcycles, cars and house I feel robbed when I am put on hold for over 2 hours to simply add a car to my policy. Yes, call one today 1.5 hours then I had to move on to other things. My second attempt now and I am at 52 minutes. Their prices seem fair and the calls go well when you get them, but I have noticed hold times getting longer every time I call. As customers, we have a legal right to access insurance agents and the products we pay for. Look at the number of complaints about hold times, tell me how that isn't restricting our access! I will be calling around for comparable rates with better service.