Meloche Monnex (TD Insurance) Auto Insurance Reviews

Je suis désolée, mais je ne parle que le français. Cependant, j'espère que mon message sera lu et compras. Faites jamais affaires avec TD Assurance Meloche Monnex!!! Tout est beau jusqu'au moment où vous avez un dommage réclamé. Surtout lorsque vous êtes un nouveau client et surtout lorsque votre voiture est un peu vieille. Depuis deux semaines, je me bats à sauver notre voiture de ces fripons. C'est l'enfer! J'ai osé de demander le rapport de l'estimateur sur lequel ils avez basé leur décision de jeter notre voiture. Il était plain de niaiseries, de fausses informations et de manque de détails. De plus, ils aiment faire des offres au téléphone qui diffèrent significativement de ce qui est envoyé par écrit après. Avant d'accepter m'importe quoi d'eaux, il faut bien lire. Ils sont capable de s'obstiner même pour des montants qui ne sont pas significatifs pour la poche de la classe moyenne! Canada est plaine de bonnes compagnies d'assurance. Si j'avais lu vos commentaires avant d'embarquer avec cette compagnie, j'aurais sauvé beacoups de temps, de l'argent et surtout notre voiture. Elle aurait était réparée, si j'avais choisi une autre compagnie d'assurance. Avec ce commentaire, j'espère fortement d'avoir aidé au moins à une personne de choisir sa compagnie d'assurance.

Even when I got a 24% discount TD raised premiums without any justification. The TD advantage app is a scam. Used app for a year, had a 95% trip rating and 24% projected and TD raised my insurance $160 per year so even with my 24% discount my premium did not change. They refuse to justify such a drastic increase. They want to look like you will get a huge discount for being a good driver but they are just raising rates. What crooks.

The same thing happened with me. I can't remember her last name, she offered me Ryerson rates..what is the deal with this place..it's like they have some string operation going on under their group rates. I bet even the CEO is in on it. I would say cut your losses, I gave up on getting my money back months ago.

I had a quote with TD Meloche Monnex a few days ago. The quote took 40 minutes because system issues. After this time I was told that since I did not graduate from a university or college, I cannot insure with them. Then they transferred me. An hour later a manager calls me from a private number, says if I email him $500, I can use McMaster rates. I emailed him 3 days ago but no callback. I called back and asked to speak to him and the guy said the manager is not in the office. I lost my money please help.

1. When I replied to the email that I got the Insurance confirmation from asking to change something, I never got any reply! The confirmation was only a table including the basic information only in their own terminology and did not have any clarification of anything in detail on top of that it had wrong information about the lessee! 2. When I later called and asked to send me a copy of the terms and conditions or the contract that I am signing in order to commit financially, I was told that the system doesn’t do that and that I have to accept everything we talked about verbally and I should not see what is excluded in the contract and on top of that if I cancel, mid-term or even when the mail comes to see the contract, I will be paying one month cancellation fee and the agents didn’t care about anything and he said he’ll be happy helping me cancel right now before the policy starts. I have asked for a manager and the manager just simply repeated what he said and then told me this is the rule here, it’s only a verbal quotation, this is how things work in this company! This is neither ethical nor professional. I am very disappointed with a big company like this behaving in such a bad scammy way!!

DO NOT TRUST THIS COMPANY. I got rear-ended and the adjuster said I was at fault. Are you kidding me?! My car is fairly old but has low mileage on it and they said it's a total loss because they "can't find the parts for it" and only offered 6k for the car. IT'S A SCAM.