RBC Insurance Auto Insurance Reviews

I'm trying to take a car off insurance and nobody is there to pick up. I have been waiting for over an hour.

After waiting on hold for an hour and a half (supposedly was going to be a 20-40 minute wait) to change the car on my policy to the new car I just purchased, and after correctly answering all the name, address, phone number on file, date of birth, number of cars on policy questions. I was then asked how much my monthly premium was and how I paid - information I was not sure of off the top of my head. My rate just changed and I couldn't remember if I paid with my credit card or bank withdrawal. Because I could not answer 2 of the 7 questions correctly I was advised the customer service rep could not assist me with my call. This is the fourth time I have had to call RBC recently due to a move so had to update my auto and home policies. Each time I have had to wait at least 45 minutes. I requested the call-back one time and it never happened so now I wait. When policy renewal time comes around next year you can be sure I will NOT, no way, never again, be renewing with RBC.

I get a letter two months ago that says I need to completely resubmit all my application documents for my auto insurance. And that now my premiums need to be paid in full up front, lump sum. No monthly payments? I've been trying to reach them over the phone all week. I have been on hold for multiple hours, with NO CALL BACK OPTION? I simply can't get through. It feels like they are intentionally trying to lose my business. Weird, and so annoying.

It's so hard to get hold of real person there. It takes like 2 hours minimum to get hold of someone on the phone. Absolutely horrible company. Will not renew.

They are causing the co. to go bankrupt on purpose I was told by an RBC rep that RBC couldn’t make money on their auto portfolio so they made a deal for Aviva to try, they couldn’t either. So now the plan is to drive it into the ground, presumably for some kind of Corp tax break or declared loss benefit. Meanwhile, the loyal people get fed up by ‘application renewals’, payment in full surprises, and much higher premiums - in essence to drive folks away. BRUTAL RBC!!! Oh yeah - and try to get through to ANYONE on their customer line... good luck - IVE BEEN TRYING ALL MORNING

I have 44 years of driving without any accidents, no tickets and never late with a payment, a client for approximately 15 years (RBC/Aviva) and just read what they did. It was our renewal time and the booklet Aviva ask us to fill out was completed and mailed back to them 1-2 weeks in advance (as per THEIR instructions.) Without a phone call, registered letter or ANY form of communication the policy was allowed to expire “lapse” without us knowing! I was doing my banking and noticed my monthly payment was not automatically taken last week. I called immediately and they said the mailed booklet (they told us to mail) was received a day late (even though it was mailed in plenty of time) and the policy automatically lapsed. That is how I learned that for the last week we were driving uninsured!!! The agent actually told me we were uninsured! She said that “usually” they send a letter but she could see there wasn’t one sent and asked if I would like her to send one right then!!! WHAT IS WRONG WITH THEM? Of all the people that should understand the importance of not driving without insurance is them. (I am so thankful we were not in an accident.) Nevertheless, she said she would like to open a new file and of course... with a new price that DOUBLED and a new rule of no more monthly payments (in Alberta) but annual payments with the new policy!!! FYI. Belair Direct took my driving information and after the application process offered me insurance a few dollars cheaper than our “old” policy with better coverage (which is almost half the price of the new file Aviva just quoted me today) A few more words to summarize RBC/Aviva: Unfair business practices; likely illegal practices; definitely unethical practices; down right dangerous practices; and most irresponsible company.

They tried to renew my auto insurance for more than double after I had a minor traffic ticket with no demerit points, customer service is atrocious!

I was a client of theirs for 9 years. Last year I was rear-ended and I have to send emails each week requesting an update but my broker refuses to call me back to answer my questions and explain to me the process in supplying my medical bills... Horrible customer service. Then this year my insurance was up for renewal on March 9 (Saturday), I mailed it over March 3 - I realized it was tight but was optimistic that it would arrive on time. I hadn't heard anything or got any mail regarding the application, so I figured it was sitting on someone's desk awaiting approval. A month goes by and I decide to call. Turns out it arrived March 11 (Monday) and they internally marked it as "too late" and threw it out, they didn't issue out a mail informing me... they didn't send me an email..they didn't call me - NOTHING. So I started up a new application with that guy and he told me if I don't hear anything in 2 weeks then call back... I waited the 2 weeks and this time they say it was thrown out because I didn't put "n/a" in the appropriate boxes and that now because I was a *brand new client* I could only purchase full coverage as opposed to the comprehensive/liability that I wanted - with no reasoning. They informed they only communicate via MAIL which even if it was true, I would have received a letter from them the week previous saying my application didn't go through, but I didn't get anything. So to sum it all up their customer service skills are non-existent. They require hand-holding and harassment for them to take your money. It's not worth your time... I called up another insurance company and got everything finalized over the phone and email within 30 minutes. How easy the other company made the process almost brought me to tears because of how long I put up with RBC's crap.

Anytime I call it says you'll wait about 5 - 7 minutes to talk to an advisor, more like 60-80 minutes. Absolutely ridiculous!

After years of insurance and no claims, they wanted me to fill out a very detailed application form for my renewal. They also wanted full payment for the year as they changed their policy. Add this to the 1.5 hours on the phone to talk to someone and I am switching providers!!