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The worst insurance company. They are the least helpful people and they only tell you about what is more expensive they don't want to give you good insurance or cheap insurance they just want your money and don't care about if you can afford it. They charge you a way to much and when you call to talk to them all the do is to try to get you off the phone as quickly as possible and they just try to tell you what you want to hear even if it's not true. Switched and was much happier without them.
Informed me I had to add my daughter to my policy and double the cost of my policy. Not until the end of the conversation did they say I could sign a disclosure not to add her. I asked why they did not mention this at the start of the conversation reply was " we are not aloud to bring it up unless the customer does". Switched companies. Not happy with RBC at all.
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We've been insured with RBC for 5 years now. We have never had a claim, but I did have a minor, my fault collision. They had a really helpful line that talked me through the benefits and consequences of filing a claim. It was cheaper in this case to give the other individual $500 cash and not have my premiums increase. They have been very helpful when changing vehicles/drivers and when I've called to clarify my coverage (which has always included what I was worried about). Today, I got my renewal package in the mail and our monthly premiums for home/auto will be going down by $80 a month! That's a 36% discount without having to shop around (I had, and our new rate is in line with the lowest quotes I've seen with less coverage.). Needless to say, I'm pretty happy. Oh also they reduced our deductibles. Just because. I can't really complain.
I had been insured with rbc for about a year and been a client on the financial side for 10 years.My payments were coming out monthly on my credit card. Through the advice of my financial advisor I changed my credit card. I did not think to update the rbc insurance and my financial advisor did not mention it either. I had an investment property insured with rbc insurance as well. For whatever reason, my address of my investment was what they had as my address on my car insurance as well. Because of none payment, they were going to cancel my insurance. Apparently they sent 2 registered letters which my tenant says never arrived. They did not pick up the phone and call me or send me an email, both of which they had. They said some rubbish about legislation but please tell me where legislation says that good customer service should not be followed. I was in an accident about my policy was cancelled and now I am having to deal with the other insurance company myself. They are incredible difficult to deal with as I am not sure that they other person has filed a report with their insurance company. DO NOT HAVE RBC AS AN AUTO INSURANCE COMPANY, it's not worth it!!
I've been with other insurance providers but RBC is simply the worst in every aspect. I had a claim where I had pictures to prove I was hit from behind and the truck driver had a video to show. I was lane switching in traffic and had plenty of space so I went over, it was in slow traffic. Part of my bumper was out trying to complete the change and a truck from like 3 car lengths away kept coming at me trying to go around me and scraped my car... I understand I'm at fault for being the lane switcher but the truck driver was completely aware I was lane switching. Also tried to flee the scene. I had all proof and they wouldn't even do a 50 50. Nothing to try and help their customer at all. Just after my pocket. The adjustor said he would look into it and it took over a month for him to get back to me as if he wasn't even looking into my evidence. Just dismissed my claim based on a book of the road rules without diving deeper into the situation. I wouldn't recommend this company to anyone, not even someone I dislike.
I bought insurance fully disclosing all of my facts, I was given insurance Oct17th I was then AFTER the FACT asked to provide a Application for Ontario Car insurance (process in reverse) This reaffirmed and divulged the exact facts and admissions (ie accidents etc.) I had provided in a taped telephone conversation initially....The "underwriter can THEN REFUSE to provide the insurance policy (that they had previously entered into a contract with you) AND CANCEL your insurance (is this even legal?)
After leaving my former insurance company (my rates gone there) after leaving -now doubled I cannot go back there and will have a cancellation on the insurance database that is not even my fault...if they were going to NOT offer me insurance after full disclosure it is their responsibility I think to do it during the initial conversation/interview over the phone.
I am sorry the day that I ever called RBC Insurance-my life is a mess because of this situation and I have to scramble for insurance.
My dad passed away 2008 , at that time we changed home / auto policy to my 89 yr old mothers name - RBC even sent the documents " in the estate of " as well as a new policy under my mothers name.
from 2008 till present they have been sending the policy renewals in my mothers name and debiting her account .
Today we called to say we had sold the care and to cancel the auto policy . RBC is refusing to cancel the policy as it is in my dad's name ??
I I gave them the dates / copies of all the letters showing the recognized his passing and the policy was not in my mothers name ...
Not good enough apparently ...so until a dead mad calls them to cancel the policy they are going to continue to take $ from my mothers account for a car she does not own .
I don't know how RBC insurance hasn't upset all their customers and sent them running for the hills. My boyfriend and I have been living together for 9 months. He had to make a hail claim with RBC and somehow ended up mentioning that we live together. The claims agent advised him that he add me to his insurance policy or they would not cover an accident if I was driving. A few weeks later he received a letter in the mail from RBC stating they had tried to call him and he had not returned their call. If he didn't call them back, they may cancel his insurance. He had not received a voicemail from them. He called them back and i t turns out they are going to cancel his insurance if he doesn't add me. They assure him it will cost nothing extra. Now they want my drivers license nhmber , insurance information, full driving history, vehicle information. That is ridiculous! I'm insured with TD and I have advised them I live with my boyfriend and they never put me through anything like this! Unfortunately my boyfriend is in the middle of a claim or he would be leaving RBC over this bullsjit!
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I was backing up a friends car, bumped into MY car, caused $2500 in damage. Rbc insurance said my friend's insurance should pay because it was his car. I was driving his car, it was MY FAULT but an accident. My insurance should pay not his. I have to pay out of my pocket. No way I'm going to get my friend's insurance to pay so HIS rates go up when it was totally my fault. I should have lied and said that I was clipped in a parking lot by a car that took off. They would've paid then. Rule #1 don't tell the truth!!
I had an accident 2 days ago and it wasn't even my fault. Atique is handling my claim and he was so rude and threatened me to sign the releasing papers and he said if you will not sign it, he will ask me to pay to collision center. How can I sign my ownership without having settlement amount. If Atique can see this post so just letting you know that I will not sign any releasing untill RBC insurance will pay my all remaining balance to the Bank.