Intact Insurance Auto Insurance Reviews

My son bought a SUV and insured it with Intact. Five months later a tree fell on his car. It took 5 days for him to receive a response from Intact.This is a recurring theme, Intact often waits 5 days before responding to his emails, and he has never been able to get a human on the phone. The mechanic told him it would be repaired so he left some personal items that he didn't need right away in the vehicle. A month later, Intact confirmed it would be repaired. They then had the car transferred to another chain of the mechanic an hour away to be repaired because the local mechanic was backlogged. This new mechanic found another $500 damage, so now Intact won't be fixing it. They're going to write it off. Now my son, who hasn't had a vehicle for 6 weeks, (and hasn't been looking for one because he was supposed to be fixed), is supposed to find a ride an hour away to get his stuff out of the car. They also only offered him what he owes on the car, not what it will cost to replace it, which would leave him without a down payment for a new car. Why say you'll fix it, haul it an hour away, then change your mind for $500 extra? And why wouldn't you pay him the market value? Now he has to search online for identical vehicles to show them what the car is actually worth to replace! It's been 6 weeks! Either fix it or give him what it's worth!
My other son and I were both considering switching our policies, but that isn't happening now! I'd rather pay an extra $10 a month and have an insurance company that cares!

4 weeks ago my car started acting up and I took it into the dealership to find out mice had eaten wires. Initially, I was told 3 to 5 days, fast forward to 4 weeks the dealership sent in a request for 9500. Intact responded 4 weeks later with a 5500 approval. That is a 4000 dollar difference. Now I am told they will be sending out a field appraiser to confirm the damage. Why waste time, do it smartly, and have it done from the beginning. No urgency for the customer worst company I have dealt with for insurance. Please do yourself a favour and don't go through what I have to go through. I have wasted time calling arguing, lost time at work because of no car and breath talking to a company that only cares about the money. I will never recommend this joke of a company to anyone.

This is the worst company I have ever been dealing with. Nobody knows what to do with my claim. For two months I have been running and collecting all the documents they need. Very much doing adjuster job and pay them for that. I am a senior disabled woman and they left me without a rental car for two months. Horrible!

Used to be a fantastic insurance company when it was a Canadian operation. But now $ signs rule all their decision.
You have an accident, their phone lines take hours to get in forget about that 30-minute guarantee... Then you get someone who sounds like you just ruined their day by calling... Like isn't that your job, you leave a voicemail, the adjusters NEVER return them, you send an email, good luck... Your body shop calls and calls to get approval, nope wait weeks, oh your vehicle is a write-off, he's our totally not put together document from car listings no one can find on the other side of the country not seen anywhere else to lower your settlement.
Moving at renewal.
The company needs to focus on the basics, they let themselves get dazzled by flashy systems and apps.

The claims adjuster contacted 3 days after the claim (stolen airbag) was reported.
-no updates, no calls/emails returned
-other representatives put you back to the adjuster - so you are going round in circles.
- The manager is yet to call me. It's been over a week.
- It has been 2 weeks - still no car.
Avoid Intact Insurance at any cost.

I was involved in an accident while completely parked! It took this company over a month to approve repairs! That being said, I missed 2 1/2 months of work due to negligence! Half a year after the said accident, I am still waiting for the loss of wages to be paid and may lose my home because of it! I am a single mother who just spent Christmas with nothing to give due to the lack of concern this company gives! Now, I am facing eviction for the same reason!

Literally the worst insurance out there!!! Had an accident on January 2, 2022; the car is still at the tow truck 37 days later waiting to be towed to the auto shop recommended by Intact. As for the adjuster assigned to the case, doesn’t even bother to answer her phone or call us back, wondering if she even still works there!!! Unbelievable what we are going through… finally been able to get through to other adjusters and everyone has a different story. Nobody solving the problem! So we wait and wait and wait...

To call Customer Service... On the phone the whole morning... On hold... Still wasn't able to talk to anyone.
Called my adjuster directly... Cannot get hold of him. This is the third time I tried to reach him.
Regarding my auto insurance claim, I have to take the initiative, called the auto shop, they only got the pictures that I sent the adjuster more than a week ago. They say pictures are not enough, have to bring the car in. The adjuster will advise me. Up to now, the adjuster still didn't call. I have to take initiative again and again and schedule an appointment myself with the auto shop.
TERRIBLE... TERRIBLE.... will switch once the policy expires.
WARNING TO EVERYONE THINKING OF USING INTACT INSURANCE... DON'T!

This is the WORST experience with car insurance in my whole 22 years of driving!!! I started my claim for a damaged driver’s door (the car is not drivable because of this). It has been just short of 2 MONTHS!!!! No response, I have tried calling multiple times, emailing multiple times. Tried this again with a supervisor. Literally, no response so I can move forward. I was given a claim number and then blocked from using it to get work done. They won’t respond to allow me to rent a car. I have been forced to walk with my 2 young children during the winter, while they CONTINUE TO WITHDRAW PAYMENTS!!!! RUN RUN RUN in the opposite direction!! TRUST ME!

Theft of my catalytic converter, Dec 20, 2021. Reported on the 20th. The claim started, an estimate was received and submitted by 2 pm, along with the police report. It is now Jan 10th and I have been in a rental car for 18 days for a $4K repair. The attitude of everyone I speak with is what is your problem yours in a rental car. Well, that rental car costs money to somebody every day. The company they all work for. The company that I pay for my policies. But no one is mandated with saving costs. 20 days to get approval on a 3-hour repair job and I still don't have it approved but they approved the rental car?? How does that make any sense? I'm left speechless!