Car Insurance Reviews

Meloche Monnex (TD Insurance) Auto Insurance Reviews

This page has been viewed by: Please wait... consumers
(408 reviews)
Meloche Monnex (TD Insurance)
1.6 out of 5 stars:
Customer service:
Value for Money:
Claim experience:
Share your own experience
Write a review

Cheap Car Insurance?

  • Rates from 20+ insurers
  • Stop overpaying today
  • Save over $500 annually

Get an instant quote

Filter

Most helpfull reviews
Review author
Clear all

Very poor customer service

by tarapada on Sep 10, 2016
1.5 out of 5 stars

I'm actually trying to pay them money and they can't help but interrupt me, talk over me and show attitude. I try to escalate and the folks in charge send me back to the call centre. Somebody needs to manage their image - their customer service is the worst I've encountered in the industry! I've had policies for over 20 years, so maybe it's time to start looking elsewhere...

1 of 1 people found this review helpful. Did you?

YesNo
Review topics

Avoid at all costs

by DAW on Aug 16, 2016
1 out of 5 stars

I am so done with this company. Their customer service is atrocious.

Lately any change I have made to my policy has consistently resulted in a mistake made on their part that requires a lengthy telephone to call to resolve.

The person on the phone normally seems annoyingly unconcerned and unapologetic about the poor service and in one of the most recent events this person was a manager/supervisor who was curt and rude leading me to beleive that the companies issues are systemic.

I have been paying just south of $10000 a year for auto and home policies and I am certain I can find a company that is more deserving and appreciative of my business

2 of 2 people found this review helpful. Did you?

YesNo

Stole money for two years

by Mohammed on Jul 20, 2016
1 out of 5 stars

As insurance companies work mostly over he phone, the lack of transparency, follow up, communications and integrity is sorely lacking at Meloche Monnex. I was a customer for over two years and paid $120 monthly, I was told that I had the comprehensive coverage yet this month for He first time I called about two small items, my windshield that has stone chips from the highway and a scratch from someone vandalizing my car by keying the side of the body. After numerous transfers, voicemails, promises of managers calling back and wrong as well as conflicting information being provided every time I call- I decided to cancel my insurance policy with TD. They do not care about the customer at all. They did not acknowledge their error whatsoever. They stuck to the script and each person would repeat that I was sent insurance policy by mail and henceforth it was my fault all along. It doesn't matter to them that they have made a mistake and that they should at the very least apologize and try to retain the customer. They have completely alienated and upset me because they are thieves. TD should be sued for their business practices.

1 of 1 people found this review helpful. Did you?

YesNo

Did you know that on average Ontario drivers with good driving records pay $1,805/year in auto insurance? Is your insurance rate higher? Get a free car insurance quote and start saving today.

Customer value less than 10$

by Matin on Jul 5, 2016
1.5 out of 5 stars

Well, I've got a quote over the phone from them for 90$/M for the auto insurance. after I received the confirmation, i noticed 100$/M !

When I called them back, they told me "sorry! it was an error but the correct quote is 100$!".

Total conversation time 2 hours (half of this time on hold) and at the end they didn't change anything! Frustrating customer service and no respect.

1 of 1 people found this review helpful. Did you?

YesNo

Slow response and hung up!

by Last insurance quote on Jun 26, 2016
1.5 out of 5 stars

I was trying to get a quote for insurance and I was waiting for 10 minutes. I thought because I had previously used TD that it would be easier, but after waiting the agent informed me that I had not paid 20.00 and there would be interest on that from the last year. When I asked why or how much the new quote is they hung up on me! Obviously they are out sourcing this call centre somewhere people feel uncomfortable selling their scam insurance. I expect better from a Canadian company.

1 of 1 people found this review helpful. Did you?

YesNo

Car Write-off

by Dbone on Apr 29, 2016
4 out of 5 stars

I had my first ever experience with TD insurance in March/April 2016 (after being with them for about 7 years). I have mixed feelings about the process. We purchased the extra "Cost Replacement Solution" for our 2015 vehicle. That vehicle was written off in a not-at-fault accident, and TD provided (over the phone) the reimbursement cost of a new vehicle of the same model and trim level of the car we had. I had already done my research on the cost of a new car, so when it was quoted to me at about $6,000 less than expected I was flabbergasted. After a bit of pressing, I was e-mailed their report they received from our dealership. I was able to see by this we were being cheated by both the dealership and by TD. First, the report shows the cost of the car minus the incentives at the time (which is $3000 off if buying cash). We did not buy the car with cash - we were financing. Incentives for that is $1500 off. Also, for some reason, the salesman at the dealership offered the insurance company the price of the car without the dealer inflation. This is not a price any Joe Blow can walk in off the street and get by the way. Also, we did our own research and the trim level that we had on our car was now rare to find, and there were no colours left of what we wanted. We now had to look at a 2017 model which is even more money.
In the end after trying to get the value back that was equal to the car we just lost, we believe we received a fair deal. But it took a bunch of e-mails and phone calls to get this. All told, we're probably out $2000 on a $27,000 car.
The gentleman we spoke with was a nice enough fellow. I understand that he's trying to get the best deal for TD, but with enough pushing you can get more than the initial quote. Also, I didn't like how pushy TD was about when to return the rental vehicle. I needed a rental until I got a new car, and they were only willing to give me 2 business days. Luckily, we were able to get a new car, and approved for a loan before even paying the other loan off.

1 of 1 people found this review helpful. Did you?

YesNo

If you have a good driving record in AB, you should pay around $110/month (women - $105/month and men - $113/month). Do you overpay? Get an Alberta car insurance quote to start saving.

Unhelpful Customer Service

by Just a guy with low expectations on Apr 2, 2016
1 out of 5 stars

Let me start by saying that I waited 30 minutes to actually talk to a customer representative (who doesn't have call back service these days). The TD representative I spoke to was impatient, rude and didn't make a modicum of effort to help me out with an issue so minor that it required her to pretend to be polite for 5 minutes. Maybe she had a bad client before me but please don't spread your filth to your other clients. This isn't the first time I have received bad customer service from them. I have no trust TD Meloche Monex because who's to say i will receive any better service when I actually require to make a claim. They are very persistent in taking your money and its a one way street with no benefits. My suggestion would be to look elsewhere for an insurance provider !!

1 of 1 people found this review helpful. Did you?

YesNo
Review topics

Ugly little liars

by Harold on Jan 5, 2016
1.5 out of 5 stars

I've been insured by TD Meloche Monnex for over 15 years. I shopped around for quotes before my renewal in August and found several lower rates. When I called TD to cancel my policy, I was redirected to their retentions service. The man there told me they don't match rates with other companies, but once TD's discount for snow tires is implemented my rate would be lower than the other quotes I got. He told that all I had to do was call back in January to get my rate adjusted. Given that, I decided it would just be easier to renew with TD.

It's now January and the snow tire discount has been implemented. I talked to another CSR and she says I need to wait till August to get the discounted rate. She admitted that what the man told me was wrong but she could not do anything about it due to "system limitations."

I was lied to and cheated by TD. I thought TD had more integrity than this but I was wrong. Beware what the CSRs tell you, once they have you locked into a contract, they won't give a damn about you.

2 of 2 people found this review helpful. Did you?

YesNo

WORST INSURANCE..RIP OFF

by deema on Oct 26, 2015
1 out of 5 stars

was at not fault accident, police didnt give ticket, but TD marked it as at fault accident. 10 times i kept calling their claims dept, all they wud do keep transferring me from one person to other..customer service extremely rude. Its just a blind hole where we keep giving money and get no return..HATE THEM..

1 of 1 people found this review helpful. Did you?

YesNo
Not happy with car insurance reviews for your insurance company? Get a quote across up to 20 Canadian car insurers and make sure that you do not pay too much.

Don't trust them

by cton on Aug 26, 2015
1 out of 5 stars

Was assured upon purchase that I would not have to pay cancellation fee if I was selling the car rather than switching insurance companies. Now that I try to cancel I am charged a cancellation fee without explanation of how it is calculated. The supervisor refuses to show me the actual auto policy claiming I have no right to look at the the policy in print and the official wording of it all only referring me to OAP and nothing specific. Then the manager of the customer service "respectfully" hangs up on me.

1 of 1 people found this review helpful. Did you?

YesNo