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Meloche Monnex (TD Insurance) Auto Insurance Reviews

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(408 reviews)
Meloche Monnex (TD Insurance)
1.6 out of 5 stars:
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poor customer service

by starsky on Jun 11, 2019
1 out of 5 stars

Poor customer service and long wait times I waited 30 minutes with no answer.

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Impossible to reach

by UnhappyCustomer on Jun 8, 2019
1 out of 5 stars

It used to be fine, but now I'm stuck not being able to make changes to my existing auto and home policies. I keep dialling and waiting for 30-90 min, but no one picks up the phone. I went online and filled a request, and it was promised to be processed within 2 business days, but it has been a week, and still, nothing happened. My next step will be to file a complaint and reach out to the ombudsman. If that doesn't help, I will attempt to sue in small claims. Obviously, I am going to cancel my policies with TD Meloche Monnex at this point.

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Garbage bunch of thieves

by sad on Jun 8, 2019
1 out of 5 stars

Have never had a wait time under an hour. Can't do anything at physical locations. Premiums are more expensive than other insurance providers. This company should be sued.

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If you have a good driving record in AB, you should pay around $110/month (women - $105/month and men - $113/month). Do you overpay? Get an Alberta car insurance quote to start saving.

Disappointing policy

by Karen W on Jun 7, 2019
1 out of 5 stars

We have had our auto and home insurance with this company for 25 years. I just called to add our teenage son (new driver) to our plan. I was expecting our premium to go up but was surprised to learn that they will not insure new drivers under any circumstances. I will be cancelling our policies immediately, due to this elitist and discriminatory policy.

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No one answering

by bellefontainefamily@rogers.com on Jun 7, 2019
1 out of 5 stars

Been a customer for years but have given up. Waited 1/2 and hour one day and one hour today and no one answering the customer service line to make a policy change.

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You will never get through.

by Bozak on Jun 7, 2019
1.5 out of 5 stars

Used to be a good company with fair rates, been with them for over a decade but the last two years have been horrid and service levels have literally dropped off a cliff. No, I have not had any claims, tickets or any billing issues EXCEPT it is damn near impossible to reach a representative. Minimum wait times are in hours, not minutes. I have been on hold on and off the last two days for almost two hours. They claim to be open 8 am to 8 pm, and I have been on hold from 6:30 pm to 8 pm (note that they will let you stay on hold indefinitely after they close up shop with no notification) and now from 8 am to 8:40 am and still going. (This isn't the first time this has happened and is much more pervasive than you might think. I was lead to believe by a rep after about 90 minutes on hold that it was an isolated incident last year as well) No discount is worth this, imagine if you had a legitimately urgent issue and you get stuck like this? Myself? I'm just calling to try to add a car onto the policy and pay them MORE money and can't, but seems soon they won't be getting my business for much longer. It's not "higher than expected call volume" if that is always the case, and no longer a valid excuse. Don't waste your time or money on this sham, you deserve better.

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Did you know that on average Ontario drivers with good driving records pay $1,805/year in auto insurance? Is your insurance rate higher? Get a free car insurance quote and start saving today.

Try to get rep on the phone

by shrtshck on Jun 1, 2019
1.5 out of 5 stars

In the past they have had very good service, never had to wait long to get a rep on the phone. Now it is next to impossible to anyone, been holding for over an hour and still going. The message continues to recommend setting up an online account to access quotes etc, but they can not do the service I require without speaking to a representative. Have recommended them to the friends in the past, NEVER again!

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Worst Service

by vaishnav on May 31, 2019
1 out of 5 stars

I called Meloche Monex (TD Insurance). The wait time was 2 hours and 8 minutes, yes its true. Though the insurance premium is lowest in the market but looks like services are also worst. I suggest that the federal government should stop such insurance companies from doing business / issuing new insurance policies as they do not have sufficient infrastructure in place.

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terrible customer service

by vtuesday on May 30, 2019
2.5 out of 5 stars

When I first called them to get my insurance we barely waited anytime. I recently had a license change and want to update my insurance plan, I have called them three times in the last four days and the hold time in the total of those three calls has been 2 hours and 15 minutes, and I am currently still on hold. They must be experiencing crazy call volumes because I was on hold for an hour the other night with no answer... Ridiculous How much time should it really take for someone to update their insurance...?

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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

Hold Times

by YS on May 30, 2019
2.5 out of 5 stars

TD Insurance is saving me approximately $40 a month from my previous insurance company. I said yes to using the TD driving app on my phone although I really don't want it. I read that it uses a lot of battery and is almost impossible to get a good driving record using the app. You have to call TD to register for this app and get the code. I almost never have a lot of time during the day to sit for over 30-40 min on hold. As of right now I have called 4 times this week and am over 3 hours on hold and counting. My current call is 42:04 on hold and still no answer. This is really frustrating because it is to get a code for an app that does not function properly but want the possibility of lower insurance.

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