RBC Insurance Auto Insurance Reviews

Customer service is a joke, had to wait on hold each time between 1 and 2 hours! Once I actually get to speak to someone, they were completely incompetent and unhelpful. Tried to get an RV trailer insured, they claimed that they could not insure it unless I could guarantee that I would park it in a secure location (fenced, alarmed yard did not count as such, apparently). Their suggestion was to rent a garage for our camper! Seriously? After a week and several frustrating conversations, we went to a different broker, got insurance for our trailer in about 15 minutes, no hassle. After this experience, we cancelled our home and auto policies with RBC, as after a bit of research we also found we were overpaying by about $1200/year but were told we were being charged $350 in penalty for early cancellation of policy... Smells like a scam? Yeah, feels like we got scammed, too. Learned our lesson, glad to be rid of them

RBC has changed their payment policy!! So watch out!! The month before your policy expires they are taking a double payment claiming you get that back when you cancel your policy. This is a total rip-off!!!!

I got quote for my car, my husband's car and house insurance from RBC. They were very nice when I called to set up the insurance. They gave me a quote which I was okay with. And after a week they sent me a letter telling they increased our insurance policy premium by $60 more than quoted just because I forgot to mention about a speeding ticket my husband got about 2 years back and they already charged that amount from my account without my permission or acceptance if I want to continue my insurance with them after increased premium. I called them right after getting the mail and explained everything to an insurance advisor. I told him I literally forgot about the ticket but I thought you guys will pull up the drivers abstract and will inform me if there are any changes. The guy told me he understands and I can cancel the insurance if I want but I should get insurance with a different company before cancelling so I don't have any lapse. I got my insurance with TD and called RBC back to cancel it. After cancelling all the insurance the guy tells me they will charge me almost 1 and a half month worth of insurance premium as a penalty fee for each insurance for cancelling it and I have no way other than paying for it. So I called TD back and explained again and they were generous enough to cancel my insurance with them without any penalty. Now I am stuck with RBC to pay $60 extra each month for 12 months coz I don't want to pay that big of a penalty fee. The advisor was not willing to help me in any way neither he would transfer me to anybody to help me out. Worst insurance company ever seen. First time dealing with RBC. Never again in life. Stay away from them.

Initially, good experience. Huge rate hike this fall when Aviva took over. Moved one vehicle to be insured in another province. Fees increased! But over $60 a month to cover the remaining vehicle. Was told several time when making enquirers that I could go elsewhere. I did. They have now charged me my month’s dues and a week later a similar amount in ‘fees’ for having canceled service. Huge rip-off. Asked to escalate to an ombudsman, they were to respond in 4 days. Haven’t heard a thing and now the fees were deducted. Can’t believe it.

I have got RBC auto and home insurance last year because I had RBC business, chequing and all my credit cards with RBC.I just want to point out there are no savings if you think u will save money by going with RBC. While I was on the phone in the whole conversation I wasn't told that the insurance is through AVIVA. RBC does not offer any insurance of their own.They offer AVIVA' s insurance. They can only be reached by phone, in case you have missed a payment they send u a letter traditionally instead of calling you or emailing you. Lately, I learned that you can not pause RBC Auto insurance if you are travelling to another country.You can only pause your insurance if you are travelling for more than 60 days. What's the probability of you travelling more than 60 days... VERY SLIM... It was really easy to pause the insurance with TD when I was with TD. They also charge you hefty NSF fee in case you missed a payment and no matter how hard you try, they will not reverse the NSF charge. I had much better experience with Intact or TD than RBC. Don't buy RBC insurance.

My Insurance went up 65% after ONE 5km/h over ticket. I have been fully G licensed for 4 years and got my first speeding ticket, my insurance when from 305$ a month to 470$ a month, my cars didn't change and my address stayed the same, its just shameful how they jack your rates up so much after one minor offence, never coming back to rbc

Called RBC Insurance for a quote back in April, and was going to call back once we obtained ownership of the vehicle. Long story short, we did not end up taking ownership. The car is still owned and insured by the original owner.

Someone at RBC Insurance went ahead and STARTED our policy, with no authorization or consent. We are now out over $800, and they are threatening a cancellation fee + bad insurance record for a car we do not even own. We have provided them with the VIN history report as well as the current insurance papers for the car - still not able to fix this.

How is this even possible?! How can you insure a car that is already insured?! This is mindboggling

Couldn't cancel my policy!

Because my policy was also in my ex-wife's name - I wasn't able to cancel the policy even though the car had been sold for scrap and the plates had been returned to the ministry! They wouldn't stop the automatic withdrawals, even though I setup a new policy on a new vehicle the week before.

Be prepared to waste a lot of time, with a lot of aggravation dealing with this company!

I will be changing companies as soon as I can.

when I talked to the manager she even refused to give me any discount to keep client or to keep business I really disappointed, they took double payment and now I lost almost $ 280 with no valid reason

My niece's car was rear-ended last December 2016. When she got the police report, she wasn't at fault. The car that rear-ended her was under RBC Insurance. My niece has been calling and RBC Insurance since December and until now did not even bother answering her back. What a bunch of crooks!!! My niece was told by her insurance that she has to follow up with RBC because her insurance was not comprehensive. So to RBC... it's nice to collect monthly premiums but when it's pay time you try to run. What a bad insurance company you are!!!