RBC Insurance Auto Insurance Reviews

Every time you change your car the bump your premium. Doesn't matter if you change to a smaller or a larger vehicle, the most base model or fully loaded, active safety or not, cheaper by thousands or more expensive. Absolute nonsense.

Short and simple. This is all the negative stereotype of an insurance company rolled into one. They have no empathy towards customers. They make a lot of decision that negatively impacts the customer. Then penalizes them for wanting to cancel midterm. So on top of a premium increase for no reason. They also charge a cancellation fee for moving to a cheaper company. Just laughable!

My insurance recently went from 167 to 262. I called to check why the rates went up by 60% and was told all the rates nationwide went up. When I pushed for more answers they said the discounts I had no longer applied. They wouldn’t drop my rate down a dollar to keep me on. I don’t know how they’re still an insurance company.

RBC Insurance is underwritten by AVIVA. Been with Royal bank and Insurance for 20+ years. I received a letter today from AVIVA saying I needed to apply for my renewal and had to pay the premium in full in 45 days!!! Who has $5000 plus sitting around? Since it is RBC I deal with and they are not helping... I will be moving ALL my business from RBC and I have a lot of business with them.

I've just received my new Policy for September 2019 to September 2020 and my insurance increased through Aviva by $43 a month from $121 to $164. I have not had an accident, a speeding ticket, not even a cracked windshield in over 7 years. I asked the rep on the phone how my insurance can jump $43 a month for not costing the company a cent and they dared to tell me my policy rates are not just based on my driving, but the drivers located in my area where I reside. If Aviva has paid out a lot of money in claims in the Oshawa area, it impacts my rates also.

I have been with RBC insurance for home and auto for about 3 a year. Each year without any reason they raised my rates despite no claims. Last year they made some dumb excuse that there was a fire in Alberta, so my Montreal rates had to go up. Today, when I asked when is the excuse now they hung up! After arguing that they gave me a 2 $ /YEAR DISCOUNT! AVIVA / RBC insurance is finished for me!

Been with RBC for a long while. Aviva comes in and suddenly crap is happening. Out of nowhere a rate hike of 50%. Nothing, I mean nothing has changed. No explanation that made sense was given. I have a Ram 1500 and the agent said that the underwriters viewed my area and because there are so many Rams with claims in my area that my rate would increase. I'm supposed to just accept that? Obviously, there is something behind the scenes going on. I'm shopping around now, but what a letdown. Just when you're comfortable, someone has to come along and disrupt your comfort. Taking away discounts is another issue altogether. They don't care about customers. Guaranteed.

Since RBC Insurance merged with Aviva the customer service has been none existent. Like others, I had to reapply for my car insurance, the letter they sent with it was not very pleasant! My home insurance went up by 50%. I was with Aviva before and didn’t like them so I was extremely disappointed when RBC aligned with them. I had to wait on hold for 1 hour to tell them I was not renewing my policies. Don’t waste your time, look elsewhere!

Was raising my auto insurance rates every year, even though my vehicle was getting older, and I hadn't made any claims or received any speeding tickets. Was frustrating because they arbitrarily took away discounts applied previously for no reason. Renewal time was up and I told them that I only wanted a temporary policy for a couple months, as I was selling my vehicle. (In the meantime, I had purchased a new vehicle and insured it with someone else for cheaper). After I sold the older vehicle, which took longer than expected, I called to cancel that policy. I was surprised to find out that they were charging me a cancellation fee! I explained that I told their rep right from the beginning that I only needed the policy for a couple months as I was selling the vehicle. I was surprised to learn that they don't even offer a temporary policy, which they should have told me from the beginning. Thirteen years with home and auto insurance without any claims and they wouldn't budge on dinging me with a $48 fee. And I had to wait 1hr and 21 minutes to get this news! Disgusting!

I had the worst experience with RBC Insurance. Without sending me a renewal notice, they hiked up my insurance by $100 and, when I called them to get it cancelled since I moved to another insurance company, they charged me a policy cancellation fee even though it was their fault. I do not recommend RBC to anyone.