RBC Insurance Auto Insurance Reviews

Once RBC crawled into bed with Aviva, the service became poor. During a postal strike, they wanted me to submit all my vehicle information to them, which they already had on file. If it wasn't in by a certain date, they would cancel my policy. That is exactly what happened. No consideration for the postal strike. We had no claims. If this is how they treat good customers, I shudder to think how they treat someone with a claim. Stay away!!

Was on the road. Didn't know there was an issue with my bank and payments not going through. Instead of phoning like everyone else to tell me there is an issue, they cancel my policy and don't want me as a customer. Tell me they sent a letter I didn't get 'cause I was on the road working...now I can't get insurance. The guy I talked to was useless and even hung up on me...awful service and they completely screwed me over for something that wasn't my fault. Good job RBC. Way to keep it classy.

I have been a customer with RBC insurance for over 10 years. I will not be renewing my auto policy with RBC because of the lengthy wait times and the incompetence that I have experienced when dealing with their agents. I recently had to deal with RBC insurance over a small auto insurance claim and the whole process was extremely painful. For example, I was informed to wait for an adjuster to call me but the adjuster never did call the number I provided. Called again and left a new number and again no return phone call. The adjustor decided to leave a message at my home number in spite of me reminding RBC insurance agents several times that we were away during the summer. Very poor communication skills. Unfortunately, RBC insurance has gone downhill since Aviva came into the picture. I don't remember having lengthy wait times in previous years when contacting RBC, when changing vehicles, etc.. It now takes over an hour each time. This was a major problem when asked to fill out some forms Aviva required as the agents are never available for help within a reasonable time. The required paperwork also asked very obscure questions such as the weight and how many cylinders for each vehicle that even the RBC agent could not help me answer. When asked about the total of my last claim, again the RBC agent could not give me that information because he had yet to receive it from Aviva although the accident happened three months prior. Again, very poor communication. I also encountered a problem when trying to send Aviva some insurance renewal forms before the deadline. In spite of calling Aviva customer service directly to forward the paperwork, their agent gave me the wrong email address. As a result, Aviva cancelled my policy when the application was not received on time. By the way, my family and I have been responsible customers with RBC for over 10 years. My claim was around six thousand dollars with no prior tickets or convictions within our family. The RBC agent gave me some fabricated excuse that I was at fault because I should have gotten the correct email address from him and not the Aviva agent in spite of having the original email as proof that the paperwork was indeed sent on time to their "Aviva Care Centre" general mailbox. Unbelievable! Perhaps they should rename their general mailbox "Aviva No Care Centre" as they definitely do not care about their customers. The RBC agent politely replied that I could reapply for their auto insurance as a new customer, that I would have to resubmit all of the forms, and that the whole process would take approximately two to three weeks. I replied, "No thank you".

This company is the most greedy, ridiculous, and disgusting insurance provider ever! I moved out of Canada and needed to cancel my auto policy. They won't refund me the full extra month I already paid, "because I cancel before the expiration date". How can I keep the insurance policy if I moved out of Canada??? Even after I provided my insurance proof in the U.S., they still refuse to refund me the extra month. Shameless greed

Had a 5,000 claim in 2015, in 2017 Aviva partnered with RBC as the underwriter and then they cancelled my insurance 1 month before my renewal!!! RBC said AVIVA sent me a re-application via snail mail (which I never received). Because I didn't "reapply within 2 weeks, they sent a "registered" letter informing me my policy is cancelled and they no longer want me as a customer. AFTER 15 years of being a customer, never missing a payment! No changes in my vehicles or driver rating. (They actually said they would NOT cancel my House insurance! LOL). BEWARE, Aviva now RUNS RBC insurance and the complaints line I called said they are targeting longtime customers and snuffing them out as most have a declining deductible clause (my $500 deductible was at $0 because of my 15 years of "Loyalty"), haha. They ACTUALLY said I qualify for the exact same coverage after the RBC agent issued me a quote and I would have NO lapse in coverage, HOWEVER, there would be $150 rate hike and I would lose all accrued loyalty benefits such as my declining deductible, which was at $0, so re-set to $500. RBC's bait and switch predatory practices are despicable, I don't believe they ever mailed me any re-application/renewal forms and obviously by not emailing me or calling me to notify me about pending policy cancelation (they had my email and home phone number on file for years) they obviously targeted me and are looking to get rid of long-term customers. The RBC insurance Rep apologized for AVIVA's unscrupulous corporate tactics as this is new to RBC, she sounded embarrassed after admitting she is getting multiple calls from longtime customers with similar complaints. Note RBC does not target new customers, within the last 2 years, rather longtime loyal customers they want to get rid of. Good luck RBC, I'm lodging a complaint with the Ontario Insurance Ombudsman and notifying my Union, my workplace as well as my friends and family to steer clear of RBC! AVOID the renewal cancellation hassle by RBC auto insurance.

Wait times to speak exceed 90 mins now..once connected, service is okay. Offered apologies for sending renewal late by 10 days but if I am late by 1 day, I will have to pay cancellation fees. No apologies excepted. With RBC for last 8 years but it has gone down into sewer now. Time to throw them out just for making me wait 90 mins on phone every time you call.

Customer service is a joke, had to wait on hold each time between 1 and 2 hours! Once I actually get to speak to someone, they were completely incompetent and unhelpful. Tried to get an RV trailer insured, they claimed that they could not insure it unless I could guarantee that I would park it in a secure location (fenced, alarmed yard did not count as such, apparently). Their suggestion was to rent a garage for our camper! Seriously? After a week and several frustrating conversations, we went to a different broker, got insurance for our trailer in about 15 minutes, no hassle. After this experience, we cancelled our home and auto policies with RBC, as after a bit of research we also found we were overpaying by about $1200/year but were told we were being charged $350 in penalty for early cancellation of policy... Smells like a scam? Yeah, feels like we got scammed, too. Learned our lesson, glad to be rid of them

I have been trying to cancel my policy for over three weeks now. I've been on hold for almost 4 hours multiple times, when you leave your number, no one calls back...definitely giving me the runaround. Each time, they would ask for another task for me to do to get the cancellation "approved". Due to this, the policy was renewed and I was charged for this month!!! Absolutely ridiculous! I cannot wait to never have to deal with them again.

I moved from Alberta to Ontario and called RBC to transfer my auto insurance. They increased my premium almost $500 for the same coverage. When I asked why, they said it was because Ontario is just more expensive.
So I shopped around and found other insurance carriers that will give me the same coverage for around the same cost as what I was paying in Alberta. When I cancelled my RBC policy they charged me a cancellation fee equal to one month.

I got quote for my car, my husband's car and house insurance from RBC. They were very nice when I called to set up the insurance. They gave me a quote which I was okay with. And after a week they sent me a letter telling they increased our insurance policy premium by $60 more than quoted just because I forgot to mention about a speeding ticket my husband got about 2 years back and they already charged that amount from my account without my permission or acceptance if I want to continue my insurance with them after increased premium. I called them right after getting the mail and explained everything to an insurance advisor. I told him I literally forgot about the ticket but I thought you guys will pull up the drivers abstract and will inform me if there are any changes. The guy told me he understands and I can cancel the insurance if I want but I should get insurance with a different company before cancelling so I don't have any lapse. I got my insurance with TD and called RBC back to cancel it. After cancelling all the insurance the guy tells me they will charge me almost 1 and a half month worth of insurance premium as a penalty fee for each insurance for cancelling it and I have no way other than paying for it. So I called TD back and explained again and they were generous enough to cancel my insurance with them without any penalty. Now I am stuck with RBC to pay $60 extra each month for 12 months coz I don't want to pay that big of a penalty fee. The advisor was not willing to help me in any way neither he would transfer me to anybody to help me out. Worst insurance company ever seen. First time dealing with RBC. Never again in life. Stay away from them.