Car Insurance Reviews

RBC Insurance Auto Insurance Reviews

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(265 reviews)
RBC Insurance
1.4 out of 5 stars:
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Most helpfull reviews

Horrible Wait Times

by FIXIT!! on Nov 1, 2017
1 out of 5 stars

I called twice yesterday. The wait time was stated as over 45 minutes but they at least had a callback option. I called again in the evening but waited over 40 minutes, until after 8:00 PM. I'm currently waiting to speak to a representative now. The wait time was allegedly 27 minutes at 6:06 PM. It has now been 49 minutes...

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Very positive experience

by robvann on Oct 12, 2017
5 out of 5 stars

I felt compelled to add my very positive experience here when I noticed all the bad reviews. Maybe its luck of the draw? I have had great rates from RBC for a decade, and finally had a minor parking lot incident on my 5-year-old SUV. They arranged for the body shop and car rental and paid the bills all in a very timely manner. I couldn't have asked for more!

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worst to reach by phone

by fed up on Sep 26, 2017
1 out of 5 stars

You can never reach someone at RBC by phone without waiting on hold
minimum 45 minutes and sometimes hours
Does not matter what time of day or night your try

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Did you know that on average Ontario drivers with good driving records pay $1,805/year in auto insurance? Is your insurance rate higher? Get a free car insurance quote and start saving today.

Insurance went up 65%

by Tdi&STi on Sep 13, 2017
1 out of 5 stars

My Insurance went up 65% after ONE 5km/h over ticket. I have been fully G licensed for 4 years and got my first speeding ticket, my insurance when from 305$ a month to 470$ a month, my cars didn't change and my address stayed the same, its just shameful how they jack your rates up so much after one minor offence, never coming back to rbc

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Extremely poor customer servic

by pkrywiak on Sep 6, 2017
2 out of 5 stars

I have been faithfully paying my insurance premiums at RBC for over 6 years and they do a great job withdrawing money from your account.
I was buying a new house and needed insurance, so I didn't have time to shop around I just wanted to get it done with them.
Oh my God I lost an exasperating 8 hours of my life with these people on the phone (I have the call logs to prove it) and in the end moved my insurance to another company.

The people on the phone are very polite and friendly, but this is the pricess:
Call RBC , the automated service says "the wait is long, leave a call back number and we will call you back in 40 minutes. Fine
Get the call back, they ask "how can we help you "
I say "this is what I need
They ask a few questions, then say I need to put you on hold while I discuss with my underwritter.
Wait 20 minutes
They ask a question
I provide answer then say I need to put you on hold while I discuss with my underwritter.
Wait 20 minutes
They ask a question
I provide answer then say I need to put you on hold while I discuss with my underwritter.
Wait 20 minutes
And on an on...
The worst part is they come back full circle with a question that was already answered an hour before!

Unless you have time to waste
Find yourself a good broker with a smaller company.
So much headache just to make a change to my policy.
I can't even imagine what it would have been like with RBC of I had a claim.

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Auto Insurance claim

by Happy on Aug 28, 2017
5 out of 5 stars

We recently had a car accident where thankfully no one was injured. However, our car was totalled. I cannot comment on previous negative reviews here but our experience with RBC Aviva insurance was nothing like those comments. As soon as we reported the accident to RBC Aviva they immediately arranged for a rental car. We were at our RV in Sundre and had no way to get to the nearest car rental agency which was in Olds (approximately 40 kms away). No problem, the insurance arranged for the car to be delivered to us at our RV. Within a week our car was assessed and written off. We received a call from our insurance adjustor Colleen who was firstly concerned that we had no injuries and then gave us an offer for our car which was very fair (to be honest we were prepared to have to argue as we had the impression that insurance would always try to lowball). We were very happy with the offer and accepted. We were told that we could keep the rental car for an additional week if necessary to give us time to replace our car. From day one speaking to Shannon to report the accident, to finalizing the incident with Colleen we were extremely impressed with the service and having been loyal RBC customers for many years, we will continue to be loyal RBC Aviva customers.

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Worst in Canada

by tired customer on Aug 22, 2017
1 out of 5 stars

I have never experienced anything like the service of Rbc, makes me think of people and company that is interested to scare people and give them bad days of their life.

Any positive reviews are paid promotions by rbc

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Confused about bad reviews??

by Jhowatt on Aug 4, 2017
5 out of 5 stars

I had great service with RBC! Friendly customer service, efficient and great overall satisfaction. I had put in a claim because I was hit in my parking lot at work. I received a rental car while my car is in the shop getting fixed (which they arranged everything for), they also replaced my daughters car seat and sent me a reimbursement check very shortly after I submitted the receipt.

People only seem to write about their bad experiences, for me I had a great one!

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Poor customer service

by Dan on Jul 31, 2017
1 out of 5 stars

Phoning these guys is a JOKE!
They'll give you a call back option and " we will get back to you in over 30 minutes" - not IN 30 minutes but OVER 30 minutes and if you need your phone while they're calling back, you're SOL.
I've spent the better part of 1/2 a day trying to talk these jokers.
My search for a new insurance co. begins now.

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Terrible Service

by Terry Richard on Jul 29, 2017
2.5 out of 5 stars

On Monday 24 July I bought a Mercedez Benz from Tristar in Dieppe NB. Their business office tried to contact RBC Insurance to advise them that I had another vehicle that had to be insured as I traded in my Lincoln MKT for a Mercedes GLK. I was there for my 12:30 pick up and they told me that they could not contact RBC Insurance and would I try to contact them. I tried numerous times and all I got was leave us a message. The dealership told me that they faxed the info and someone by the name of Jason said that they would take care of it and for me not to concern myself any longer as I would be receiving the insurance card in the mail and I went home. Today Friday 28 July, I went to Moncton and stopped in at RBC insurance Dieppe to inquire if the changes were made. The receptionist Sandy gave my insurance card to a male person who got on to the computer and after a few minutes, she informed me that the Mercedes was not insured and the Lincoln was and they needed the VIN number. I told Sandy that Tristar faxed all the info. I went to Tristar and they gave me a copy of the fax and paperwork with the VIN and the business lady at Tristar told me that she had spoken to someone by the name of Jason and that he would complete the documentation. I returned to RBC insurance at 11:35 am and told Sandy what the dealership told me and that someone by the name of Jason said that the documentation would be done. She went into the office where this high feeling male was and then told me that it would take a while and for me to sit and wait. I told Sandy that I would run some errands and inquired as to when they closed. She said 5 pm. At 03:45 I went to RBC insurance and was told that the documentation was not done and Jason would initiate it now and for me to sit and wait. I told her that I would inform my wife who was waiting in the vehicle. I entered the area and sat and a male person asked me if all was ok to which I said no as it had been a week and I thought the documentation was done for a vehicle transfer. At that, this male asked Jason if there was anything he could do to which Jason replied no and that I did not have a booked appointment with him. This Jason conducted himself in an arrogant manner to which I take offence. The whole time I was there, he spoke through Sandy even though I was only a few feet from him. Tri-Star Mercedes Dieppe can corroborate what should have taken place on the first day as they said that they have never seen such a scenario as this one. I got up and left and as I was leaving, I said mail me that documents, I waited long enough. When I got home I called the 1-800 number to RBC insurance and a person checked my policy and said that the insurance for the Mercedes was only coming into effect after midnight today. I drove for a week without the vehicle being insured which is not consistent with the rule of law. Have a look at my track record, I have bought many vehicles and had them insured from the dealer's office. Are you people at RBC Insurance turning into a fly by night organization?? I will be looking at options other than RBC Banking and insurance.

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