Car Insurance Reviews

RBC Insurance Auto Insurance Reviews

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(265 reviews)
RBC Insurance
1.4 out of 5 stars:
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Ridiculous wait times

by SF on Jun 1, 2018
1 out of 5 stars

I don't know what happened to RBC Insurance but wait times to speak to an agent are now ridiculous. I have never seen such a thing! Did they go out of business?

Yesterday I waited 81 minutes before I had to give up.
Today I've been waiting to speak to an agent for 2 hours and 40 minutes!!!!!

I will be looking for another insurance company. If I ever needed to make a claim, I'd never be able to get through.

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Wait times are ludicrous

by Renee on May 31, 2018
1.5 out of 5 stars

2 HOUR and 45 MINUTE wait and call got dropped. I am moving house and trying to change my address, that's all...have been trying for 2 weeks to get through but have probably lost an entire day being on hold in total. The last time I was on hold for 2hrs and 45mins when they dropped the call. This is reason alone to change insurance companies...unfortunately, I would still need to get through to cancel it.

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Avoid at all cost!

by Mk on May 29, 2018
1 out of 5 stars

Customer service is a joke, had to wait on hold each time between 1 and 2 hours! Once I actually get to speak to someone, they were completely incompetent and unhelpful. Tried to get an RV trailer insured, they claimed that they could not insure it unless I could guarantee that I would park it in a secure location (fenced, alarmed yard did not count as such, apparently). Their suggestion was to rent a garage for our camper! Seriously? After a week and several frustrating conversations, we went to a different broker, got insurance for our trailer in about 15 minutes, no hassle. After this experience, we cancelled our home and auto policies with RBC, as after a bit of research we also found we were overpaying by about $1200/year but were told we were being charged $350 in penalty for early cancellation of policy... Smells like a scam? Yeah, feels like we got scammed, too. Learned our lesson, glad to be rid of them

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Did you know that on average Ontario drivers with good driving records pay $1,805/year in auto insurance? Is your insurance rate higher? Get a free car insurance quote and start saving today.

AVOID!!!

by RBCRegrets on May 24, 2018
1 out of 5 stars

I have been trying to cancel my policy for over three weeks now. I've been on hold for almost 4 hours multiple times, when you leave your number, no one calls back...definitely giving me the runaround. Each time, they would ask for another task for me to do to get the cancellation "approved". Due to this, the policy was renewed and I was charged for this month!!! Absolutely ridiculous! I cannot wait to never have to deal with them again.

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Review topics

Terrible customer service

by dalt on May 5, 2018
1 out of 5 stars

I parked my car and put it on suspended coverage. When I went to put it back on the road, they increased my rate. Said it was "pro-rated" for the rest of my term even though I ensured that my rates would not change when I changed my coverage. They refused to quote me for motorcycle coverage because I was not 30 even though I have a clean record and 4 years of constant coverage on my bike, but they will quote someone with two tickets who is 30. Terrible experience every time I call.

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Payment Policy change Rip Off

by Robin on Apr 24, 2018
1 out of 5 stars

RBC has changed their payment policy!! So watch out!! The month before your policy expires they are taking a double payment claiming you get that back when you cancel your policy. This is a total rip-off!!!!

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Review topics
Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

Hike in Rates

by Vic on Mar 26, 2018
2 out of 5 stars

I was insured with RBC auto insurance for a year at a fair rate. However, after a year they increased my insurance by $50 a month without any specific reason. I had no claims, violations or speeding ticket and had a clean driving record. When I tried to know the reason for the hike, even their reps weren't able to give any clear answer.

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Outrageous Price Increase

by Bev-Ann on Mar 7, 2018
1 out of 5 stars

I moved from Alberta to Ontario and called RBC to transfer my auto insurance. They increased my premium almost $500 for the same coverage. When I asked why, they said it was because Ontario is just more expensive.
So I shopped around and found other insurance carriers that will give me the same coverage for around the same cost as what I was paying in Alberta. When I cancelled my RBC policy they charged me a cancellation fee equal to one month.

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Horrible Wait Times

by FIXIT!! on Nov 1, 2017
1 out of 5 stars

I called twice yesterday. The wait time was stated as over 45 minutes but they at least had a callback option. I called again in the evening but waited over 40 minutes, until after 8:00 PM. I'm currently waiting to speak to a representative now. The wait time was allegedly 27 minutes at 6:06 PM. It has now been 49 minutes...

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Very positive experience

by robvann on Oct 12, 2017
5 out of 5 stars

I felt compelled to add my very positive experience here when I noticed all the bad reviews. Maybe its luck of the draw? I have had great rates from RBC for a decade, and finally had a minor parking lot incident on my 5-year-old SUV. They arranged for the body shop and car rental and paid the bills all in a very timely manner. I couldn't have asked for more!

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