Intact Insurance Auto Insurance Reviews

From the very start, there was controversy. The broker said one thing then Intact bills said another. When I realize that things weren’t going to be as said which I had expected to work in my favor I was already trapped. I was quoted almost $440 per month for “new drivers” insurance by brokers but was billed almost five hundred by Intact which attracted overdraft fees, so when I reached out about it, I weren’t satisfied with their explanation so I wanted out but I was told that I would have to pay almost $2000 to get out of the car insurance policy. I was furious! This was way too much for me to pay so I was stuck! There was a time when I paid early only to be penalized for it! According to them, that’s not allowed, the policy can only be paid on the due date, and boy everything got chaotic for me ever since! It’s now eight months into this and so I tried recently again to come out of the contract only to be told that I would still have to pay $2000 to get out of the policy. During the coronavirus crisis whenever I asked to have the payment due dates pushed back, the policy went up by a whopping $600-800 dollars. I would never recommend this car insurance company to anyone the financial pressure you’re placed under is unbearable especially if you are not well off financially!

Avoid this company...They use brokers who give a quote that is more than what is online. Charged me 1000 to cancel a policy after 7 days!

I was in an accident (not my fault) lots of out of pocket expenses and have to fight to get reimbursed. I sent pics, including prescriptions with names and AB2 info. Called Intact and they told me, yes all looked at and approved....no money... So 2 weeks later, I called and they told - still are not reviewed... Then I keep calling and checking in... Then Intact needs more info ex.. who is the cast and crutches for? WELL... Cast, crutches all prescription have a name on them and AB 2 shows leg fracture. Just dumb on their part. For your information, they only cover 165$ of extra medical expenses!

What a joke, my first accident/claims experience with any insurance company and I can’t imagine it going any worse, wish they would spend less money on their commercials and more on customer service training! Avoid!

I have a 20-year driving history with NO accidents or claims. They quoted me an amazing home + auto rate, contingent on my switching my license to a local Ontario license (I recently moved to the province for work). I purchased my vehicle, switched my license but when I went to start my insurance, my premiums were OVER DOUBLE! When I pressed them for details they said 'oh you were given a "rough quote", your actual payments may differ'. I expected a small variation, not 2x! I have spoken with at least 5 different people at Intact to try to clarify the issue, providing additional documentation, etc. and they refuse to change my rates. Their customer service response is slow, taking at least a day or two to get back to me. Worse, they have an absolutely awful cancellation policy where they don't refund you all your money (probably because they can't stand by their product and want to lock you into their substandard, expensive service). I would absolutely not use this company again, very disappointed.

So vehicle insurance is up for its yearly renewal during a pandemic. We were not driving anyways and didn't expect a decrease in premiums. So when we got the renewal to our shock, they increased premiums by 46 percent. I called the customer service to find out why the increase, since no accidents, violations and been with them for years. The representative was rude and gave a lame excuse about them raising rates due to the number of claims they received from everyone this past year. The representative also tried to state will not find new insurance or one that will take monthly payments right now. Hung up and called my broker. Advised broker they needed to find new coverage. The broker stated the same items the representative advised over the phone. I outright ask her if she gets a higher commission from Intact and how much of the brokerage firm that is under does Intact own. She tried to talk around it. I stated that much. I knew from past experience if a broker makes more from a company they will only push that companies product. I advised her to watch me. In twenty-five minutes new broker, new insurances cheaper rates than have been paying this previous year, monthly payments and more coverage. Stop using Intact and their brokers, especially when the firm is owned at a 50 percent share by Intact. It is about their bottom line. Not about their customers.

I recently had a collision claim with Intact, it took 3 months to settle and they settled unfairly. The claims adjuster was rude on the phone, the manager failed to provide a proper review and when I disputed the decision because their insured driver lied and refused to provide evidence, they tried to blame me for a false accusation of violating the Alberta Traffic Safety Act which was not accurate. I hope that during this time of uncertainty that Intact chooses wisely who they hire to provide fair and equitable claims based on facts not word of mouth. Worst insurance company. I definitely will not be giving them my business in the future.

I bought car insurance with Intact Insurance. I had to pay upfront and did not offer a payment schedule. Then after renewing for the second year, they wanted to charge me an extra 100$ for not downloading an app. I feel so demeaned. I argued several times but they just kept sending me bills. Never get insurance with them ever again!

Since I've been trying to deal fairly with intact, I've been given poor resolution, unfair return for my vehicle, no money's for lost wages, poor and limited health benefits for injuries and pain. I wouldn't have this company as my insurance provider ever again.

My car was a total loss and I was not at fault. Took 1 month after car getting quoted for them to give an offer, (after I called wondering what was going on) - they had system glitches. Anyway, they offered me the low side of car value. and I tried to negotiate. Once they give you an offer they cut off your rental car, even though they caused a 2-week delay by not being organized, and I have unlimited rental car coverage as it was not at fault. Customer service was rude. DO NOT USE THIS COMPANY