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Intact Insurance Auto Insurance Reviews

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(401 reviews)
Intact Insurance
1.4 out of 5 stars:
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Not a good insurance company

by Tenzin on Feb 19, 2024
1.3 out of 5 stars

I just had minor scratch on my from bumper left which happened after contact a cycle rack on a parked car. So i thought i will check with my intact and they said i have to pay $500 from my pocket and the rest, they will take care of...
I dont know how they replaced the front bumper but the bill was more than $2000!!! For what? I was asked to pay $500 which i did but i think its a scam they are running to fool people... I could have replaced the bumper myself for less than $400... but intact made a bill of more than $2000 from which i had to pay $500...this is unacceptable and unethical. I AM LOOKING for other car insurance companies who may not fool me..

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Highway collision

by David on Feb 13, 2024
5 out of 5 stars

After having a collision on the highway with over $15000 in damage to my vehicle it was considered a total write off. And my experience with my Insurance Company Intact was excellent. The staff was very helpful in every respect. I recommend this company. And I will definitely stay with them.

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Horrible experience making a claim

by STEPHEN SANTAROSSA on Jan 29, 2024
1.3 out of 5 stars

I was rear-ended. 100% the other guy's fault.
Intact customer for about 20 years.
I wanted to use a collision shop that I had used before and I was comfortable with. (And it is my legal right to use the shop of my choice)
Intact refused to deal with them at all.
They used an estimate from their own preferred shop that (apparently) wasn't planning on fixing everything, or fixing it properly.
In the end, Intact paid half of costs and I am out of pocket $4400.
Will never buy Intact insurance again.

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If you have a good driving record in AB, you should pay around $110/month (women - $105/month and men - $113/month). Do you overpay? Get an Alberta car insurance quote to start saving.

Intech direct yeah the same insurance

by John Doe on Dec 19, 2023
1 out of 5 stars

This is the worst company I have ever been dealing with. Nobody knows what to do with my claim. For two half months I have been running and collecting all the documents they need. Very much doing adjuster job and pay them for that. I might pay for my Rent-A-Car, too if you thinking about buying this insurance company, don't.

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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

Be carefull they will find any excuse to not pay you

by Edmond on Oct 11, 2023
1 out of 5 stars

They will not pay my truck was stolen and almost a year later and not a dollar they are investigating every day a new something they are looking for any reason not to pay then someone tbone me in my other truck they have taken my other truck will not give back to me and they have not payed me a dollar for the second truck
They are scammers they will go to the police and try to have you charged for anything to claim excuse not to pay becarefull this company is very awful this is after being a customer for 22 years.

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Horrible customer service by claims adjustor

by Traine.One on Jul 11, 2023
1 out of 5 stars

Currently disputing adjustors assignment of blame, 50/50. I spoke to my assigned adjuster once. Despite asking for an investigation with the evidence available, I asked my broker to contact the adjuster as well, leaving messages for a callback and speaking to other agents at intact regarding my concerns. Zero response from my assigned adjuster. The unprofessional manner in which my assigned adjuster has represented Intact. I cannot believe I'm the only client experiencing this poor quality of customer service. Just unbelievable. Why my broker switched from another company to Intact? is just baffling...

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Claim adjuster not doing her job

by Kaylaa on Sep 28, 2022
1 out of 5 stars

So back in April 2022, we had a massive snow storm and I drove home from work and parked my car in my driveway. The next day I leave to go to work and I hear what sounds like a scrapping noise under my car. My boyfriend looks at me to find that the snow had got all up in the splash guard of my Honda Civic (which is low to the ground) and completely froze and busted out my splash guard.

I called my insurance broker to find out if the damage would be able to be fixed by insurance. He said he would ask intact and they’d get back to me. 2 weeks passed and I get a call from Wanda at Intact. She states how she’s opened a claim about the damage. Since 2 weeks had already passed and I had to use my car I had already fixed the damage. I call her back she doesn’t answer so I leave her a voicemail saying I didn’t want to open a claim I had a question and the damage was fixed I didn’t need their help it was all fixed. Problem solved

A month later I get this email that I haven’t returned their call regarding my at-fault claim. So I call Wanda again leave her multiple messages she never replies and I forgot about it. Figured she’d get the voicemail (guess I should’ve followed up)

In June (after I had left multiple voicemails and even emailed them) I get a letter if I don’t reply in 5 business days they will be processing the claim as an at-fault claim. So I call Wanda again no answer I leave several voicemails and emails. Never get a hold of her. So I call Intact head office to speak with someone about what happened. I’ve told them all the days I’ve called Wanda. All the emails and how I don’t want an at-fault claim it wasn’t supposed to be a claim it was supposed to be a question and I fixed the damage myself.

A few days later I Finally I get a follow-up email saying that it’s been canceled. I’m like perfect moving on. 2 weeks later I get an email from my insurance broker saying I need to submit a bill to show I fixed the damage. I call my insurance broker and said it was the splash shield the local dealership cut it off and racked up the remainder. So again I figured it’s all fixed move on.

3 days ago I get my insurance renewal and I went down like 3 bucks: no claims, no accidents, and no tickets seem strange to me. So I called another insurer to get a quote to compare prices. Come to find out Intact insurance put on my insurance that it was an at-fault claim in April...

Moral of the story... I have canceled insurance with Intact & have gone with another insurance... low rates, and way better customer service. Shame on you Intact and Wanda for all I have had to deal with since April over something that was supposed to be a question.

I’d give them a 1/2 star rating if it would let me...

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I want Guarantee Company back!

by Sherry T on Dec 30, 2021
1 out of 5 stars

We ended up with Intact insurance because they bought out our previous insurers. If you are going to buy a company, you need to continue their service. Intact is the worst company I've ever dealt with. We have a small claim a month ago and still no action. The adjuster we were given must be on vacation because of several emails and 5 phone calls and she still hasn't responded and hadn't submitted the photos we sent. I suspect we won't get a settlement until months from now. We will definitely be looking for another provider as soon as this is settled.

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