RBC Insurance Auto Insurance Reviews

The first time I enrolled with them, I got a better rate than what I had previously. In one year, they decided to increase my premium by 30% for no reason.
Once I sold the car, I had to pay cancellation fees and I was not reimbursed for last month which I paid in advance.
This is really pathetic!
Cheap, unprofessional company !

Never ever dealing with RBC anymore.
Especially your auto insurance the worst customer service ever since September 02, 2022, I was calling to cancel my auto policy because the car was sold so no need for it.
Every time I called waiting on the phone for a minimum of 4 hours. It took me more than one month and a half just to cancel my insurance and they said they can't refund me until I prove that I called many times by sending them a list of calls and such things. Seriously you guys are disgusting.

Well well well!
I was RBC auto insurance customer for the last 2 years for my car. Afterwards, I decided to sell my car because it was financed and I want to save money so I sold the car I called them and they said we have to cancel your insurance we can’t issue new insurance until this is cancelled and then they cancel my insurance and give me a quote for 3rd party insurance around $415 3rd part which was double what I was getting before. I will not recommend anyone this company please don’t use these fraudulent people.

I've been with RBC insurance for over 10 years and since being moved to Aviva General insurance the experience has been the worst I've experienced... EVER! The expiration date on my credit card had changed so I received a letter for "declined due to card error". I called them and someone walked me through how to make changes online. I made the changes, paid the outstanding amount and the card info was correct. Aviva continued to enter the wrong expiration date so the payment was again "declined due to card error". They cancelled my insurance and won't even listen to the issue. My CC company confirmed the payment was declined due to them entering wrong info but they won't reinstate my insurance and put it in the system as "cancelled for non-payment". So I now have to pay 3 times the premium to get insured. Please do yourself a favor and save yourself from potential issues. Never missed a payment, always paid on time, no claims and this is what you get for customer service.

Sending out a PSA. Never ever go with RBC/Aviva insurance for any of your insurance needs. Over a decade I was treated with complete disrespect. The agent was incredibly rude, incompetent, unprofessional, would not listen to anything I said. Demanded I answer questions, told me I was lying to him. Cancelled my policy without my permission. Lost out on about $500 that they are refusing to reimburse me especially hard during Covid with less income. I’ve never been treated this way in my entire life. Apparently, all I’m entitled to be an $85 goodwill gesture. No thank you. Appalling customer service. They’ve listened to phone call recording and apologized but are apparently doing an internal investigation on the employee, which helps me 0. Congratulations for stealing from a family of their hard-earned money. Do not even give them a cent of your money. Atrocious company. Asked for a recording of the call but they refused to give it to me.

I was informed of the cancellation of my insurance 4 days after it was cancelled. I was told it was cancelled due to 3 speeding tickets. I got copies of my driver's abstract in which I found there were only 2 tickets. I also had 2 other insurance companies investigate me, and they both came up with the same answer of 2 tickets. When I questioned them on this they tried to say that it was their policy to decline insurance due to 3 tickets. Which would be fine if I had 3. I sent them all the documents which proved that I wasn't a high-risk client but they are hiding behind excuses of policy and underwriters. RBC isn't worth the time and effort to get insurance through. Remember don't go to an insurance agent for a car loan and in turn, don't go to a bank for insurance.

I changed my address a few months back, and at that time was notified that payments were switching to annual lump sum vs monthly payments. I wasn't overly pleased with that but told them that it was fine. I just received a call from my financing company saying the insurance company notified them that my policy was cancelled. When I called RBC/Aviva insurance, they said I never paid, and I've been driving without insurance for 2 months now. I had given them consent to take the lump sum from my account back in September (same as they had been charging me monthly before), yet they didn't charge me, then cancelled my policy without any attempt to phone or email. When I asked for the policy to be reinstated, they quoted me my old price, then on the same phone call said that the premium was actually 50% more than the quote they had given me minutes prior. When I asked why they said that was just what the quote was. On top of that, they wanted me to back-pay for the two months that I was apparently without insurance. I've had 1 speeding ticket in my life (4 years ago) and never been in an accident in which I was at fault.

We have been a loyal customer for years. They like to make a lot of mistakes. I made an inquiry for my brother in law for an auto quote. It was clear to the agent that the phone call was an inquiry. She put my brother in law on our insurance policy. After fighting and going back and forth they realize the agent was WRONG for putting him there. We had to prove he did not resign with us and he found another company to go with. We were blamed and told we purposely put him on our policy which we DID NOT and it was an inquiry quote. We still had to pay $100 extra on our monthly insurance. They gave us a $13 discount for the “in convince”. Now this recent incident got me furious. We were charged double payments. Now we cancelled our insurance thinking of switching but changed our minds about the new company we wanted to be with. We were uninsured for 2 weeks. Now our renewal is for August/September. Took off the insurance aug 14, reinstated it August 25. Upon being reinstated the representative told us that THEY will be collecting payment in 2 days (August 28) and be prepared to make a payment. We agreed and we were prepared for the payment. 3 days went by after the payment was “supposed” to come out of the account. THEY PAYMENT DID NOT COME OUT. We called back RBC and the representative said they payment is due September 30 of $338. (Nothing more nothing less) Shortly after we got out new renewal papers. On the payment schedule, I’ve notice June had 2 payments. (June 1 and June 30) We went away to Orlando last week of September/October. As of September, 30 RBC insurance took our $676 out of our account! While on vacation. Do you know the frustration they just caused us! And they claimed we owed them?!? Are you serious? Went back and forth numerous representatives that day. Representatives did not want us to talk to the supervisor. Kept giving us the runaround. Finally got a callback today. And clearly, nothing was resolved. The supervisor did not want to do anything. Did not want to investigate the situation nor wanted to hear the recording of what was conversed with us. We told the supervisor that’s false information they were giving us. And all she said was “oh well they will be retrained or they will lose their job” - how the fuck does that help? No representative told us double payment was coming out at all! Was not told anything. RBC told us that it “was too close” to take out payment. So why were we not aware of this? They just assumed. The money was in the account. No email, no letter no phone call. NOTHING just take take take money. DO NOT GO WITH RBC!

They want everyone on higher upfront premiums and will lie and cheat to get you there. I had RBC Auto Insurance for five years. This year they sent me a letter requesting updated information. I phoned them and went through every section of the paperwork with one of their representatives to make sure it was completed to their satisfaction, then scanned and emailed it to them. They cancelled my auto insurance without notifying me, so when I found out, I phoned them and they claimed the paperwork had been incomplete. They never bothered to notify me of this despite having email, phone, and home addresses for me. I tried to renew with them, whereupon their operator informed me that they would no longer be accepting monthly payments on new applications. They refused to make any sort of accommodation for me despite their blatant mishandling of my information.

Short and simple. This is all the negative stereotype of an insurance company rolled into one. They have no empathy towards customers. They make a lot of decision that negatively impacts the customer. Then penalizes them for wanting to cancel midterm. So on top of a premium increase for no reason. They also charge a cancellation fee for moving to a cheaper company. Just laughable!