RBC Insurance Auto Insurance Reviews

Just had a very unpleasant experience with an RBC Insurance representative while trying to cancel my car policy. When I asked for someone else to speak to they were much better. I would never go back to them and will endeavour to move all away from them.

Friends who have different auto insurers (Travellers and others) received automatic rebates or at least calls from their auto insurers once COVID hit. RBC refused to provide any refund to me before the date I called, although I no longer was using my vehicle for work. They gave me a $3 rebate for the year going forward (for Oct to August). So stingy! I pay nearly $1000 a year!

First off I will say I have been through the wringer with this company! Everything from my policy getting cancelled because of an accident I wasn't even a driver or involved in that had happened 6 most prior for one and then 2 years later having a full-scale highway accident involving a death where I was found at 0% fault. Long story short for my claim involving the other driver who was at 100% fault and died on the scene they handed me over to their partner company to handle my coverages. This was a 3-month battle which ended with me hiring a private appraiser along with him finding a fraudulent appraisal made by this partner company and RBC Aviva backing it up but once the proof surfaced I ended up over $10k added to my claim which I would have never got if I didn't fight for it! Stay away and use a broker! I used a broker and they undercut RBC by $500/year on my auto and $1400 on my home.

I was informed of the cancellation of my insurance 4 days after it was cancelled. I was told it was cancelled due to 3 speeding tickets. I got copies of my driver's abstract in which I found there were only 2 tickets. I also had 2 other insurance companies investigate me, and they both came up with the same answer of 2 tickets. When I questioned them on this they tried to say that it was their policy to decline insurance due to 3 tickets. Which would be fine if I had 3. I sent them all the documents which proved that I wasn't a high-risk client but they are hiding behind excuses of policy and underwriters. RBC isn't worth the time and effort to get insurance through. Remember don't go to an insurance agent for a car loan and in turn, don't go to a bank for insurance.

As stated in the title, this scam of a company expects me to pay an extra $500+ because of a glitch in their system, which the person I was talking to straight-up admitted. Even after trying to reason with them for 20 minutes, they have the same answer: "too bad, fix our mistake with your money". I have cancelled my insurance and going with another company for now. Same rate and hopefully better service.

I have spoken to 3 different employees within one day and all of them had different information. All of them demanded my confidential information and yet when it came down to it, after wasting hours of my day, suddenly they decide that they require even more information from me off the phone which was not disclosed originally within the first two calls. The final call was one of the most aggressive, rude & disrespectful representatives I've ever spoken to who was very hostile and made claims yet when I doubled checked her statements on authorized websites, they were all inaccurate. Do not trust RBC insurance agents. They collect a lot of personal information but they don't disclose honest, consistent & verifiable information to the customer or potential clients.

Extremely disappointed with RBC auto insurance. Wait times were extremely high and spoke with two representatives with poor communication and very misleading. After an abundance of time spent and quotation was reviewed by both representatives, the final quote had increased by double in cost. I caution anybody who is considering RBC as your auto insurance option.

I call 2 times and they still asking me different information. I have to call the third time. I already provide all standard information as Auto insurance want, but this RBC company will ask your parents insurance all detailed information, even they are not under your auto insurance. I'm telling you, I must change my auto insurance company coming that renew day. I never come back and never give them any insurance business.

The most frustrating experience I have ever had with an insurance company. When you call the 1-888 number, the typical hold time has been between 1.5 to 2 hours. They only occasionally give you the option of getting an automated call back when one of their representatives is available (out of 4 calls I was only given that choice once). Mostly you will sit there listening to the same hold music endlessly looping. It's enough to drive you crazy. Once you actually get to speak to someone, they are fairly helpful, but they still can't seem to solve one of my problems. While I have used their online access in the past, it no longer allows me in. When using the "forgot password" option, it will only allow the reset to be sent to an email address that they have incorrectly entered into their system and I have no way to correct it, so of course, I never receive the reset email. When I explained this to the representative, he said he would send me an email to my correct address for the reset. Of course, I never got that email, so he obviously did not follow up after hanging up. What a joke. That means another 2 hours on hold to get this fixed.

I’ve been on hold with RBC on Friday for over 2 hours. I went until their offices closed. Ridiculous. With Monday a holiday, I took Tuesday off work to get my insurance to straighten away...home and auto. I called as soon as their offices opened... 9:30 am NL time. I am still on hold. Almost 3 hours and still nothing. I cancelled my insurance with the company I was with them for years so I and my girlfriend could be on the same auto insurance and also home insurance as we purchased a new home. Not sure where this will get me but I just want people to know that this is what I’m going through since Friday. I don’t understand how I don’t have an agent yet as I called when offices just opened this morning. They also told me that I can do this online which is false. We tried that and we got rejected because apparently it can’t be done if you are a resident of Newfoundland and Labrador. I’m beginning to think that this was a bad idea as right now I can’t drive because my insurance with my previous company has been cancelled. Thanks, RBC.