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Desjardins Insurance Auto Insurance Reviews

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(267 reviews)
Desjardins Insurance
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Do not go with Desjardins!!

by Kat on Aug 10, 2016
1 out of 5 stars

As my car and home insurance was rising, I got a quote much cheaper than desjardan. My child got her G2 i called to inform them, and even though she went to a driving school, Desjardans does NOT offer a discount for this, it cost an extra $880 a year for her, my other insurance company, it was an extra $500 for my other daughter, I complained, they said basically too bad! Nothing I could do. I noticed they deducted way more from my account, would total about $1300 a year, complained, they called me and said they reviewed the tape and told me I was told in the conversation it would be $1300 a year, what a bunch of liars!! can not wait to leave them, and I haven't been with them even a year!! Worst insurance company I have ever had!!

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Least proffesional out there!

by Exhausted ExCustomer on Jul 20, 2016
1 out of 5 stars

This company has made over 5 mistakes in Billing over the course of 2 years, in which they've had to be credits my NSF fees due to their own acknowledgement of having messed up.
Speaking to a customer service representative, you have to be very specific for them to make notes about what you spoke about as they will not follow through with what they've said... It's very strange how such a big company can make so many errors. They don't listen to customers at all.
Switching companies also saved me $80/month for an 08 Land Rover driven in Toronto.
Insurers beware, there are better insurance companies out there.

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Not insurance but avoidance

by Just left for the others on Jul 11, 2016
1 out of 5 stars

A car backed into me.
I was there; I got the drivers info.
I gave it to the adjuster
The adjuster did not look at my car but based his assessment on photos taken by the body shop.
Would support replacement of my door with a used door. I explained that this is a unique car, stored each winter and rust free. Would I get a rust free door? “ A used door. We only buy new when we can’t find used” When can you not find used these days? I can see it if it’s a Honda Civic but a ‘classic’ car does not have the same criteria used. Could not care less. That’s why I could not care less about staying with this company.
After 33 years of no claim house insurance; 41 years of no claim car insurance, this is not what I have paid hundreds of thousands of dollars worth of coverage for. I’m taking my $8500 a year policy to someone else.

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Did you know that on average Ontario drivers with good driving records pay $1,805/year in auto insurance? Is your insurance rate higher? Get a free car insurance quote and start saving today.

EXPENSIVE

by Go With A Broker on Mar 18, 2016
1 out of 5 stars

I am 52 years old and I have been with State Farm since I was 16. Desjardin bought State Farm in Canada. I have 3 cars and my home insurance with State Farm. I received my first automobile insurance renewal with Desjardins and they raised my rate by 20% for absolutely no reason. That prompted me to shop around for an alternate insurance company. I was paying $ 465.00 per month for 3 cars and my home. My new rate with the same and even better coverage through a broker is $ 322.00 per month. That is a savings of over $ 1700.00 per year. After reading the reviews on poor customer service offered by Desjardins (Certas) I am happy I made the switch and I encourage all current State Farm/Desjardins/Certas customers to look at an alternate provider. I would suggest going through a broker and using Royal Sun Alliance

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run from them!!!

by disgusted on Feb 15, 2016
1 out of 5 stars

tried charging me $160 a month for storage insurance for my '88 Jaguar XJS, OUTRAGEOUS, I'm LEAVING THEM!!

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run from them!!!

by disgusted on Feb 15, 2016
1 out of 5 stars

Tried charging me $160 a month for storage insurance for my '88 Jaguar XJS, OUTRAGEOUS, I'm LEAVING THEM!!

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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

Minus rating

by Still angry on Feb 2, 2016
1 out of 5 stars

It is so sad that Statefarm Canada was purchased by these robbers! I was a 30year client with Statefarm and have nothing but praise for the honor and integrity of that company. Fair, honest and easy to deal with. When I got notice of Des Jardin's buyout effective December 2015 I was aprehensive but but left my coverage with them for the past year. It has been a year of frustration and immense dissatisfaction. It ends today!
You see I had a minor accident last year. I backed into a car and the square part of my trailer hitch left a mark on the other guys bumper. Like a good dooby I called the claims number (no point in trying to deal with the local office cuz they don't do that anymore!) I told them what had happened BUT said that I doubted it would be much more than the deductible of $500.00. What? Guess that was the wrong move*# I'm honest and up front. Not so with these guys. The damage was just over $500... So NO CLAIM. That's what I thought, and what was confirmed by them when I called them back to say there was really no point in putting in a claim.
Today I was told that my phone call meant I had an "at fault accident". And my insurance was going up on this vehicle by $500.00! WTF!!! They paid out NOTHING! And I spent more time on hold than than they spent speaking with me! And we have three other vehicles insured with them so add it up folks and they would all have an increase. I feel insulted and very angry. But that's the way they do business. Complaints mean nothing to them. Even my local guy agreed that they were bad to deal with when there is a claim... A real claim that is.
I feel sorry for all the Statefarm guys that are now working for this unethical, rude and disrespectful company. After 30 years I'm gone. Of course I'll wait til March to pull two of the vehicles because the penalty is ridiculous if I cancell now. God forbid I have to deal with them in the meantime.
I can't say enough about how rotten they are. I will tell any one who will listen to run as fast and far as they can from them! (Wonder what it would be like if you had life insurance with them and you died? )
Wish I could send all these posts out to tell the world how dishonest and arragant this company is! Maybe I'll just send the like to everyone I know and all "their" email addresses I can find.

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Worst Experience Ever

by sun on Dec 21, 2015
1 out of 5 stars

Was searching for less paying insurance on car, at start the agent provided a low price then after couple days before policy too over are increased the price has charged payments then after month and half the Desjardins canceled our both car insurances, Worst insurance company ever,

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Do not get car insurance here

by Jay on Dec 8, 2015
1 out of 5 stars

This company is a joke they raised my monthly payments without informing me and then told me it was due to the truck I drive and that sorta truck has had more claims in the last year and the area that I live in has had more claims in the last year I have never even had a ticket in the last 10 years I have been driving let alone put in a claim with these retards get you insurance somewhere else!!

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If you have a good driving record in AB, you should pay around $110/month (women - $105/month and men - $113/month). Do you overpay? Get an Alberta car insurance quote to start saving.

Disappointing conclusion!

by Robert Heinricks on May 14, 2015
2 out of 5 stars

After searching for a more comprehensive insurance program that included Home & Auto at a reasonable price I cancelled my Desjardins auto insurance effective May 1, 2015.
Unfortunately, they would not give me a formula detailing a cancellation charge and then made an unauthorized withdrawal from my bank for 30% of the remaining two and a half months of my contract!
I will never recommend or shop Desjardins because of what I call a shady, and underhanded process at that company.

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