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Desjardins Insurance Auto Insurance Reviews

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(258 reviews)
Desjardins Insurance
1.4 out of 5 stars:
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Horrible

by Terry on Feb 18, 2020
1 out of 5 stars

Horrible customer service. Unorganized charged me for a higher rate then discussed over the phone. I had to review tapes to confirm. The claims department is a disaster. Took 5 months to get my car back after a claim. Late in sending renewal papers.

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GREEDY COMPANY!

by BAM on Jan 22, 2020
1.5 out of 5 stars

I have no insurance claims, no traffic violations and my 9-year-old car valuation were worth 4500. Yet, this insurance company increase my policy from 210 a month to 270 a month! Find another insurance provider.

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Poor Customer Service

by Neh on Dec 3, 2019
1 out of 5 stars

I have been with Desjardin auto insurance for as long I can remember. Yesterday I spoke with an agent, who messed up the relationship with this company. I recently bought a new car and called Desjardin to moved my insurance over. At the start, I told the agent I was in a new address but did not mention I was to be there temporally. The agent asked me to read the address I have on file and I did. He went ahead and processed my insurance based on the address I read to him. ( this address on file was different from the one I was in at that moment). He sent an email to me with my significantly lower monthly payment. I again reminded him I moved to a know address mention for a moment. The agent decided to recalculate my insurance based on the new address, and the amount was significantly higher, about $30 higher. I told the agent that was no problems at all and that he should allow the insurance at my old address given the fact I will just be in the present address for a month. The agent said it was because I heard that the insurance amount will be higher in my present address that I decided to ask him to keep it at my permanent address. Later, he kept me on hold for about 10 minutes and wasted my time just come and tell me they will need to move my address on file to the temporary address which the amount per month to pay is higher. I told the agent all my info and address on my driver's license is still in my permanent address which is not this address I am in. He asked me to provide a least agreement that I am in the old address. I told him I did not have the least agreement in both houses. I live with my friend who is helping me out to continue with my studies. The agent started telling me how I need a least because it will be for my protection in case they want to push me out of their house. I did not think it was he call to start telling me that. The agent was very sarcastic and could not allow me to explain myself. I was very disappointed with the services I received from him. According to me, he very unprofessional and inexperienced. In the past, I have had a very good relationship with formal agents I spoke with. I am not sure where this guy was from to spoil my relationship with Desjardin in this manner. I let him know I won't stay with them anymore. He was okay with it and behaved as if nothing happened.

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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

Bad Company

by Mike Ngo on Oct 16, 2019
1 out of 5 stars

Don't touch them. 1. They lie. 2. They increase your rate every year. 3. Leaving isn't easy. They'll jack you once before you go. 4. Calling the head office 2 hours+ wait time. 5. These bad companies should go under.

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So far so....bad!

by Frustrated Fella on Sep 27, 2019
2 out of 5 stars

I was with State Farm for a good while and never had one problem with them, always helpful friendly people who weren't afraid to be in touch if something was amiss. Then came Desjardins... I decided to stay the course and give them a chance expecting to get similar good service and my rates stayed about the same. Yes they called and said they would like to arrange a meet and greet at their office, they were even quick to get me quotes on vehicles I was shopping around for but that's where the pleasantries ended! I've always owned cheap, used vehicles and have always insured them with liability and comprehensive ALWAYS AND ONLY. After a little chat with them recently it appears one of my vehicles for some reason has collision on it and the other is missing the comprehensive... I've never changed my policies (no reason to) and I'll admit maybe I haven't read every little word on every little piece of mail I've gotten from them but considering I brought to their attention that I wouldn't have changed my policies and some kind of error must have occurred during the changeover you would think that they would take some time to investigate the matter but no. I had an answer much too brief and quick to have been taken seriously. I shopped around and found better service at a much better price (saving $500+/year) with more flexibility and options! "We dont want to lose your business" I was told, well talk is cheap and actions speak volumes to me! Not only can they not even come close to matching another reputable company with a local office to keep my business but they won't take the time to investigate a potential internal error they may have made during the changeover, I can't say I feel as if I'm being very well taken care of. Oh, how I miss State Farm!

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Increase in premium

by Nathalie on Jul 10, 2019
1 out of 5 stars

I have been with Desjardins for over 10 years, and my rates have been dropping steadily when keeping the same car. However, this year when my insurance was up for renewal, my rate went up by a whole 34% for the year. I contacted customer service, and they did not know what to tell me other than the area where I live rating was the cause. I have had zero claims or tickets, but yet they increased my premium by such a large amount instead of dropping! I have now cancelled all my policies from this greedy company.

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Horrible

by John on May 25, 2019
1 out of 5 stars

Gave them all my information on my driving record and got a premium. Two weeks later my premium goes up to $60 a month because they have apparently found new information that they weren’t aware of. Don’t get insurance from these scum bags

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Safety and 65% increase!

by Raja J on Apr 9, 2019
1 out of 5 stars

My insurance was cancelled while I was travelling. I received no email or text of this happening. I only found out after coming home and reading my mail. Had I not seen my mail prior to driving I could have hit someone or killed someone with no insurance! When I tried to reinstate my insurance they raised it 65%! They don't care they are putting public safety at risk or see any validity that they are part of the problem by not updating their system.

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Buyers beware

by ally on Apr 2, 2019
1 out of 5 stars

Desjardins Insurance, in general, is horrible. I cannot wait to get away from them. You get what you pay for cheap rates for uneducated, horrible, lazy service. I do not recommend Desjardins insurance to anyone. They just want your money, they don’t even bother to help although they make it seem like it and help with minor things. I have even spoken to people who’ve had their insurance and has gone up yearly for no reason, amongst other issues I’ve heard from others. Please do your research before picking an insurance company. If you’re getting great service and help, it’s worth that little extra money because it’s gonna save you in the long run

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If you have a good driving record in AB, you should pay around $110/month (women - $105/month and men - $113/month). Do you overpay? Get an Alberta car insurance quote to start saving.

Insurance keeps going up.

by Unsatisfied on Mar 18, 2019
1.5 out of 5 stars

I've never had a claim or ticket. Been a customer for 5 years. My insurance goes up every year. I am switching to another company in May.

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