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Desjardins Insurance Auto Insurance Reviews

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(266 reviews)
Desjardins Insurance
1.5 out of 5 stars:
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Bad and worst company

by Blessing Francis on Apr 19, 2022
1 out of 5 stars

I had an accident at 19, I was new to the country not know that I have to snap or called the police, I didn’t even know what to do. I don’t even know if the insurance can or is supposed to cover all this damage. Called the mover to come to get it off the road because I couldn’t drive because of the shock and pain I got from my seatbelt. Well. After two days I was a dive to call my insurance to let them know, and that was the beginning of my problem in like, they took me. A car without returning it, they didn’t cover or fixed it and they kept sending bills for God know what. They are supposed to be our problem solvers not adding to our problem. They called my case misleading and so on. And kept propounding our meeting till 3 years was over.

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Very little help

by MrThompson on Apr 14, 2022
1 out of 5 stars

I've not had my car for 4 months now, for a suspension repair. My coverage for a rental was up partway through month one. Leaving me without a car. My claims advisor has been M.I. Almost this entire time, not respond to any of my emails, returned one of my several calls. Little to no updates. With all this going on I've missed 2 almost 3 months of work now. Still charging me $360 a month for insurance and not offering any sort of additional help. Rebates/refunds or a break on insurance.
They are here to take advantage of you and kick you while you're down. This is the second time I've used them and each minute of it has been terrible. DO NOT CHOOSE DESJARDINS!!!

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They didn't do anything after I submit a claim

by Ann on Mar 8, 2022
1 out of 5 stars

They didn't do anything after I submit a claim. Very bad Experience to deal with them.

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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

Worst ever insurance company

by Abby on Mar 3, 2022
1 out of 5 stars

I had an accident (not my fault) they just repaired the fender and ignored the bumper and headlight saying it was not affected according to them they are not attached together. My claim was in process for 7months (a waste of time). For the light, they said it was before because there is dust in there ( 7 months what do you expect inside a Christmas gift) and without even notifying me they increased the insurance by 15 $ a month!
Wanted to give 0 but can’t...
Stay away from them! Stay safe!

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Horrible claims management

by Broken Truck on Feb 24, 2022
1.3 out of 5 stars

I hit a deer 4 months ago, they send you to multiple suppliers stall and delay, never respond to messages. I finally took it into a body shop I choose they won't respond to them either. If you're with the Desjardins, cancel and go elsewhere before you have a claim and if you're shopping around keep looking price might be good coverage certainly isn't.

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This company and its employees are a total joke.

by BukharA on Dec 20, 2021
1 out of 5 stars

After five years of taking my money, here I came to a conclusion that if I knew how careless and unprofessional they were would never have spent a penny of my own to buy their service. What if your claim advisor never answers a phone during business hours, what if you had an accident and never was offered a rental car, and what if you had an injury but it takes weeks to get medical assistance.
Please if you are considering buying insurance go somewhere else.

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Dysfunctional claims process

by Mike on Nov 23, 2021
1.3 out of 5 stars

I've been a client of Desjardins Insurance (via The Personal owned by them) for over 15 years and insured my two cars and three properties there. Everything was fine until the first claim. My car got stolen six weeks ago, so I experienced the claim process firsthand. The claim advisor assigned to my case did not respond to my emails or voice messages. I don't know whether the failure to do his job is due to negligence, attitude, or incompetence or all three together. I tried to escalate the situation through the complaint process, but no one bothered to return my calls... Nothing was moving until, three weeks after I opened the claim, I managed to contact another claims advisor who took pity on me and decided to do the previous adjuster's job herself. She sent all the required forms, contacted Toyota Finance, and got the insurance check issued. Unfortunately, the management does nothing to address the faulty claims process or the escalation process.

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They are thieves

by Martin vaillant on Jun 15, 2021
1 out of 5 stars

I have an open claim with them for 4 months now! They stopped paying for my rental and the storage and I have to pay it out of my pockets and nothing is solved yet!

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Insurance injury

by Paul Ashton on Dec 18, 2020
1 out of 5 stars

The experience with this company has been awful... Yes, they are very fast to serve your needs on paper yet when the real work begins they are no place to be found for proper information and or getting things done in a timely manner.
My claim is still outstanding even though my adjuster knows what's going on and has done as little as possible to help my claim go through.

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5 mouths still waiting for pay

by Ken on Jun 22, 2024
1 out of 5 stars

I’m claimed insurance to fix my car. Car already fixed 5 mouths ago, but I'm still waiting for insurance to pay.

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