Home Insurance Reviews

Sonnet Home Insurance Reviews

This page has been viewed by: Please wait... consumers
(31 reviews)
Sonnet
1.7 out of 5 stars:
Customer service:
Value for Money:
Claim experience:
Share your own experience
Write a review

Cheap Home Insurance?

  • Rates from 20+ insurers
  • Stop overpaying today
  • Save over $300 annually

Get an instant quote

Filter

Most helpfull reviews Clear all

They cancelled my policy because my VISA was compromised twice in one year

by Karen Christensen on Jan 26, 2024
2 out of 5 stars

Sonnet's rules are outrageous. Credit card fraud is rampant, everyone knows that. In 2023, my VISA had to be cancelled/re-mailed to me twice, in March and in November. As a result, 2 of my monthly payments of $66 didn't go through. I called Sonnet with the new VISA number after the fact in each case, and when I called the second time they said, 'Sorry, your policy is being cancelled.' Really? A customer with a perfect 900 credit score is cancelled? Outrageous.

0 of 0 people found this review helpful. Did you?

YesNo

Don't put in a claim!

by Frank Renz on Jan 13, 2024
1 out of 5 stars

If you never have to put in a claim then this is a great company when it comes to accepting your premiums paid. In the recent past (have 3 home policies), I have had 3 claims, 2 minor, and one larger. The larger one is still going on after 1 year with 6 different claims agents involved over the year. Adjusters don't care, their managers seldom care, the client has to spend hundreds of hours accumulating information in their format, to their satisfaction, and still has to wage a never ending battle for fair coverage settlement. Communications is terrible with this company in the way that it appears they are 90% understaffed. They also like to make up rules and guidelines from thin air without any substantiation.

0 of 0 people found this review helpful. Did you?

YesNo
Looking to save on home insurance? Get our cheap home insurance quote and start saving on home insurance! You will be surprised by how much you can save while getting more extensive coverage.

Do not recommend

by Joanna Garcia on Oct 11, 2023
1.5 out of 5 stars

Terrible customer service.
Impossible to contact them and when finally someone answers the phone they won't let you speak.
Shame for this company. Stay away.

0 of 0 people found this review helpful. Did you?

YesNo

Property claim

by Kenan Emin on Sep 3, 2023
1 out of 5 stars

Due to weather and rain on August 24th and power outage for about 8 hours our sumpump stopped working and our basement flooded, today is September 2nd and we live in a smelly molded house and no action been taken. l wish l could rate them minus 5, this will cause health issues to us and it's serious.

0 of 0 people found this review helpful. Did you?

YesNo

Takes so long, made the problem worse

by Hayley on Dec 2, 2022
1 out of 5 stars

So extremely disappointed. My insurance is 300$ a month with you guys, I got into an accident in the middle of OCTOBER, and was told 3 days MAX for an adjuster to call me I am still waiting, I've called TWICE since there asking what the hold up is to be told so sorry someone will contact you in 48 hours and STILL NOBODY HAS CONTACTED ME! Now all the paint chips from the accident are rusted to hell. The guy that ran the red light and hit me in the intersection??? You got it his vehicle is fixed and as good as new but here I am paying up my asshole for insurance for what??? Why have insurance if nothing is going to be done? So extremely disappointed and discouraged...

0 of 0 people found this review helpful. Did you?

YesNo
Review topics
Are you a condo unit tenant? Remember that neither your condominium corporations' policy nor your landlord's insurance policy protects you as a tenant (3rd part liability, contents, etc.). If you do not have your own insurance policy, get your condominium insurance quote today.

Pire expérience à vie avec un assureur

by stephanie turner on Aug 26, 2022
1 out of 5 stars

Pire assurances à vie! J'ai été inondée, il a fallu 2 mois et demie avant que le dossier avance. Ils vont s'obstiner au maximum pour que le remboursement soit le moins gros possible et vous convaincre les même si les vis de votre BBQ neuf dans sa boite sont rouillées, ils auraient rouillés pareil dehors. En plus, ils vont vous envoyer un portail dans lequel vous devez aller indiquer ligne par ligne les biens à remplacer, insérer une photo (pas évident quand ils ont ramassé tous les biens avant de vous demander de remplir ce portail) pour chaque bien et insérer une facture pour chaque article, ce qui représente tout un travail administratif intense et long si vous voulez être remboursé (si vous n'avez pas de factures, ils vont juger du montant à rembourser). De plus, il ne faut pas se tromper et faire soumettre avant d'avoir terminé la liste dans le portail, car ils ne réouvrent pas le portail et considère que ce que vous aurez soumis est ce qu'ils vont rembourser (donc : erreur humaine non permise sur un processus qui vous prendra des heures). je me demande ce qu'ils font avec les gens qui n'ont pas d'internet?

0 of 0 people found this review helpful. Did you?

YesNo
Review topics

Overpriced

by Judi-michelle Ferguson on Jun 22, 2022
2.5 out of 5 stars

I always knew that I could get cheaper coverage but tenant insurance is not very expensive.
I just got a renewal notice with an increase for the addition of "overland water damage". I called and spoke to an agent who put me on mute and came back to tell me it is for sewage backup based on revised land surveys.

Well... I live on the 18th floor of a highrise in downtown Edmonton. That would be one hell of a backup. As for flooding? This is the highest altitude in the city.

If they want to raise rates that's their option. Adding useless coverage is an insulting method to achieve it.

0 of 0 people found this review helpful. Did you?

YesNo
Review topics

Denied claim

by Dan on May 17, 2022
1 out of 5 stars

I bought a fixer-upper and got insurance from Sonnet insurance online.
The policy said I was covered for flooding and for sewer backup. The property was next to a stream so in September of 2020 I applied for a permit from WAWA (watercourse and wetland alteration) to place boulders next to the stream to prevent possible flooding in the spring.
It flooded in December of 2020 pushing soil up under the house and lifting the toilet and the pipes leading to the septic tank. Some of the pipes were broken and displaced. The support beam at the front of the house was washed away and support beams were cracked. The door was removed. The foundation was back washed away.
My claim was denied because they said the home was vacant for more than 30 days. It was not vacant!
Two or three months after the flood they cancelled my insurance for no reason.
I appealed to two separate ombudsmen and was denied.
I am now taking legal action.
Sonnet is terrible.

1 of 1 people found this review helpful. Did you?

YesNo
Did you know that Ontarians pay, on average, $47/month in homeowners insurance? Looking to change your home insurance or simply want ensure that you do not overpay? Our home insurance quotes are among the most competitive.

Convenient but expensive

by Alex on Nov 16, 2021
4 out of 5 stars

We had a condo insurance policy with Sonnet and the rate continued to increase year over year. This November we had to renew the policy and decided that paying $88/month for a 2-bedroom-condo is too much. So we found something much cheaper - finished going with Square One Insurance for $57/month for an identical policy.

I can not deny that Sonnet is very convenient as you can do everything online avoiding unnecessary calls but at the end it turned out to be too expensive, once we started comparing the prices. A good decision.

A bit of unpleasant experience - two days after cancelling our Sonnet policy (I cancelled before it was renewed for another year) I got an email from them saying that I owe them over $950 for the new policy - that did not make me happy. I called them the next day just to find out that it is an automatically generated email and, since I cancelled before the renewal, I do not owe them anything. But that is something that should not have happened. At least, the lady on the phone was very helpful and friendly and the phone waiting time was not long: 3-4 minutes.

0 of 1 people found this review helpful. Did you?

YesNo