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Allstate Auto Insurance Reviews

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(299 reviews)
Allstate
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Liars and cheats

by Teesnah on Jun 23, 2020
1 out of 5 stars

I called Allstate to get a monthly payment deferred, as money is tight right now during the COVID 19 pandemic. I was told to call back within 4-10 business days to process the deferral and was assured my bank account would not automatically be charged as it normally is every month. I wake up today and check my bank account to see they have charged me. That was the last bit of money I had this money just to EAT, and now I have nothing. I called them back and they said it doesn't matter what the last person told me, most likely they cannot refund the payment and even if they can it will take another 4-10 days - so I guess they’re ok with me starving for a week. Thieves!

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Horrible

by H8Allstate on Mar 7, 2020
1 out of 5 stars

These people are absolutely horrible to deal with. Not a single person actually cares and is willing to go above answering a phone call under the circumstances. I cancelled my policy with them and they still kept taking money out of my account for renewal. Like really? I did everything that they requested me to do and afterword they started telling me more and more about their “policy” now I’m not going to get a refund for another 15 days... I will NEVER EVER insure with them again.

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Very bad experience

by anonymous on Feb 6, 2020
1 out of 5 stars

I am very sad to say that I had a horrible experience with Allstate car insurance claim. I submitted a claim in January 2020 and waited a month for my claim to be closed. I have been calling almost every day to check the status of the claim and it was "still under investigation" with no quote and nothing. I explained to them that I have a baby girl and need to get the car repaired asap. It was completely frustrating, I was feeling so anxious and stressed and just wanted them to close it asap just to move forward. In the end, they didn't end up paying for the claim due to some complications. It is disappointing because I felt like they didn't care that I have a small baby in the car. Another note I wanted to bring up is that their app mirror me is not working properly. I submitted the pictures but they kept saying they never received it, etc... and that they have system problems, etc. This is not my problem... they should be able to give me an answer and the agents on the phone had no clue as each one of them kept saying different things. I ended up going to a garage and paying for the cost on my own. I am very unhappy with this experience and suggest to avoid them at all costs.

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Won't work with you at all

by Mandy on Jan 2, 2020
1 out of 5 stars

Customers for 3 years just at this address. Called when the bank was having issues to hold payment until it was fixed, told nothing they could do and we'd have to stop it on our end to avoid fees with the bank. Put on a 10 day stop payment until the bank issue was fixed. Called back to see if they could take out double payment next time, nope have to pay it. Called when the bank was fixed, told because of stop payment we had to pay the full balance for the year. Explained situation and that we had called before it happened and tried to take care of it, still told to pay for the full year or be cancelled. Not willing to work with their customers at all, give advice that they screw you over with, plus they want to charge us a $50 fee for each time they tried to take the payment out of the bank after we told them not to. Avoid at all costs! Nothing but a headache and poor customer service. If I could give 0 stars, I would.

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Do not go with them!

by Trisha on Dec 17, 2019
1 out of 5 stars

I have been with Allstate Insurance for almost 2 years. I moved addresses, with a difference of about 45 minutes. Allstate then informed me that my premium would be over $800 dollars over the next 2 months. It was previously $199 a month. I then advised them that I would be cancelling my insurance. They told me I would have to come into their office to terminate my insurance. Their business hours were the same hours that I worked. I then took time off of work and drove 30 minutes to the closest Allstate office. I got there and it was closed. I called the office and they informed me that they were by appointment only. The agent that I spoke to then told me that I could terminate my insurance simply by emailing them a termination letter with my signature. At this point, I had already spoken with half a dozen agents, none of which had told me I could terminate via email. I then asked if there would be a termination fee. The agent I spoke to informed me that I would actually be reimbursed $249. I terminated with Allstate and signed with another company. It had been about 6 weeks and I will have not received my reimbursement cheque. I had been corresponding with an agent via email about my reimbursement over these 6 weeks and she ensured me that it would arrive shortly. Finally, I had enough and I called Allstate. The next agent then told me I owed Allstate $173 and that I would not be receiving my reimbursement cheque. I have had nothing but problems with this company. The majority of the agents that I spoke to were rude and did not seem to want to help. I was offered little to no explanation as to why the refund was cancelled and that I now owed them money. Do not go with Allstate Insurance! They do not take care of their customers and personally, they left me much worse off than I would have been had I gone with another company.

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Poo client care

by Neverallstate on Dec 11, 2019
1 out of 5 stars

I was in an accident last year in which I was injured and still to this day am. It's been a constant fight to get income replacement benefits or proper funding for services needed for recovery which is now getting worse due to nobody properly doing their jobs. The adjusters drag everything and everyone to the breaking point. Really only there to take your money and when you need the help because of someone else negligence it's a long hard fight. After 16 1/2 years, I won't be returning. Allstate is by far the worst.

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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

Disbelief

by tammy on Nov 30, 2019
1 out of 5 stars

10-year customers. Constant increases over the years. Explanations that they don't set rates, the industry does. We were lazy for years in looking elsewhere but this year our car and home rates were insane. Able to save $1200/year elsewhere! I called our local office to cancel. I went to that office the same day, signed forms. Put a stop payment through our bank on the day our premiums go out...just in case... (because it's an insurance company, right?)... they decided to wait a day and took out our premiums. So brutal. We called the bank just now. They said that the will reverse it, as we put a stop payment. Bank agent says sometimes, the insurance companies will change payee information when they're blocked in order to circumvent stop payment orders! Beware, folks. Wow.

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Cheaper for a reason...

by Kenn on Aug 17, 2019
1 out of 5 stars

Allstate was fine, and much cheaper than alternatives, up until somebody backed into me while I was stopped in a parking lot. I'd have been better off with no insurance. Key points: - Very unresponsive. Do not call when they say they will. Do not respond to emails. Do not respond to voicemails. - Disconnected on half of phone calls while on hold. - They suggest I will not be found at fault, but then settle otherwise at 50/50. Between half the deductible and the absurd premium increase I'm now facing upon renewal, it's exceeded the actual repair cost. - Resist paying rental car fees, even though well under my coverage limit. Timeline: Sun. June 30 3pm: Collision occurs. Sun. June 30 4pm: Reported to Allstate, indicate they don't think I'd be at fault, say an adjuster will follow up by July 2 end of day. Does not happen. Fri. July 5: Call Allstate to find out why I have not been contacted. Told I will be contacted by an adjuster by Mon. July 8 end of day. Does not happen. Tues. July 9: Call Allstate to find out why again I have still not been contacted. They can't find my claim and hang up on me when transferring me to a different department. Tues. July 9: Call Allstate again. Get through and have to repeat everything previously stated June 30. Person I talk to takes over the file and provides me their contact info and a claim number. Again indicates they don't believe I'd be found at fault based on my description. Thur. July 18: Receive call from Allstate adjuster stating 50/50 fault finding. I question it. Get authorization for repair work. Sat. July 20: I send diagram and request clarification regarding fault finding via email. Tues, July 30: Drop off vehicle for repairs. Thur Aug 1: I follow up with request for a response/acknowledgement of my email. Fri. Aug 2: Receive email response indicating I was found partially at fault because I said I was stopped rather than moving forward. Fri. Aug 2: Told repairs complete, but find not everything repaired when I go to pick it up. They keep it to fix those items. Tues. Aug 6: Vehicle is now fully repaired and ready to pick up. Rental vehicle is returned. Fri. Aug 9: Enterprise informs me Allstate refusing charges after Aug 2. Fri. Aug 9 - Thur. Aug 15: Email, leave voicemails, and try calling Allstate adjuster 5+ times. Receive no responses from Rhea Perez. Thur. Aug 15: Call general line. Disconnected while on hold after 20 minutes the first time. Get through to somebody a second time after 10 minutes, who then disconnects me when placed on hold to make a call to the body shop. She calls back and gets the rental car coverage extended to the 6th.

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Rude Response

by Asad Sherwani on Aug 12, 2019
2.5 out of 5 stars

I call today to make some changes to my Car Insurance. First, the representative said that they cannot find my policy, then once they find it. I ask to make the changes, the representative said the system does not allow to make the changes I requested. She put me on hold after she comes back she said she made the changes as requested. Since my mileage went down if was expecting a little break, I ask her for my monthly payments but she did not give me the straight answer after asking her many times she gave me the monthly breakdown. After I hang up the phone I realize that the payment remains the same. So, I call back and spoke to another lady, she told me that we need a written letter to make the changes when I ask her why the previous representative lies to me and did not ask me for a written request she had no answer. Never had this kind of experience with Allstate.

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Getting hit by Allstate

by PeterD on Aug 7, 2019
1 out of 5 stars

Was t-boned on a rainy day by a nice enough lady, but the kicker is it was 7 weeks ago... yes 7 weeks. Oh and today is the first time I was called by the company claims advisor. I was waiting to hear from the adjuster but I guess this advisor will do. Damage to my car 3700 and change. They told me they will pay me 2500 cash settlement or we can go the insurance route to fix the car. Why did it take 7 weeks? Why then pay for half the labour on the car (well because you have the choice to fix it or not). I’m sorry did you cause 3700 in damage.... then pay the 3700 regardless if I choose to fix it or not. Don’t know if that’s an industry standard but I think it’s garbage. So I’m going to make them pay more now out of spite. And I hope I leave this review to hurt their business and to draw clients away. 7 weeks and you wanna pay me less, add insult to fiscal injury... umm NOPE

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