TD Insurance Auto Insurance Reviews

I was insured by Meloche Monex /TD for 20 years. Prices were climbing up on yearly basis without any meaningful explanations. The last jump was $2000 presumably for one speeding ticket $40 exceeding the speed by 10 km!?
Ridiculous explanation. Have to change it for another insurance. Loyalty is meaningless nowadays.

TD representative before she had the police report. Before she had pictures of the vehicles. Deemed both parties would be 50 percent liable as there was no video evidence, eyewitnesses and conflicting statements. Then she wanted to know which body shop using...Then after not returning my calls for a week called the body shop and asked them to take pictures of the interior as they want to write the car off...

For all other services, they are swift in emailing and calls, except when they want to cancel a policy. Suddenly that’s the time they decide not to update you firsthand; only sent you a post letter. I received a discount on the price initially, got hospitalized and payment got missed and they decided to cancel the policy - after a number of talks with the agents who were of no help and highly unaware of their own company’s policies. Ultimately I was told, I can cancel myself without any record of cancellation on my file if I go ahead and sign a new policy with them - however, I will not be eligible for any discounts on that policy! Really shady to get a customer off discounted price. Next to none customer service! Make sure to take time out to run after them on matters relating to your insurance!

They take you out of your rental then string you along for a month with no follow-up, no returned calls, no returned emails, then they won't even negotiate from their significantly low ball offer!!!
DO NOT USE TD AUTO INSURANCE!!

We’re trying to renew our insurance and they charged us right away and then we got a lower rate from another insurance company so we took it! Asking for a refund that they charged took 14 days! Just called them again they said another 5 business days!!!! Worst car insurance ever!!!

A bunch of scammers! They’re the modern-day mafia! Stay away! I had a simple accident and they tried to avoid covering it! You will need legal help dealing with any claim with this company! This is how horrible they are! Again.. stay away!

They don’t pick up calls no reply to emails and texts. Worst customer service. I called the advisor 5 times a day but no reply.

Twice I spoke with an advisor on the phone who told me that I did not have to pay at the time (and at all) and twice I’ve received a letter saying that I owed them money. The first time was after a move and covid - so I had missed a few payments. The letter said I had to pay the rest of the year off or my insurance would be cancelled- but the advisor told me I would only have the regular monthly payment on the usual date. When that had passed and nothing came out, I called to inquire - they had cancelled my insurance. I had them conduct a call review and they agreed it was not my fault. I resolved it and cancelled my insurance with them when the year was over. The advisor said my account was squared up. I just received a letter saying I owed $70. So glad to be out of that hell.

Avoid TD Insurance at all costs.

I'm tired of waiting close to an hour on hold or getting premium increases just because you change something minor. I'm over 60 years old with a clean driving record and finally fed up with TD Insurance. A manager at TD just told me they are playing catch up due to increased claims and other... They will increase your rates any chance they get.
I made one phone call to another insurance company and saved $800 per year and doubled my liability coverage from 1 million to 2 millions.

Like others, I waited hours to update a phone number. Pathetic customer service experience.
Stay away.