TD Insurance Auto Insurance Reviews

I had a claim last year, someone hit my rear bumper and I called insurance for reporting the accident, it took me an hour to lift my call and it's my first accident, I am not much aware. I ended up calling so many times and every time I call I had to wait for minimum 1 and a half hour to know next step and after so many follow-ups it took more than 1 month to fix and the guys on customer service are so rude. Literally, service sucks and this is a very small one, there are so many other reasons. In the future, I would prefer to rent a car or drive without insurance rather than having TD Insurance. I wish to select 0 stars.

Fair warning here, always go to your dealer or a reputable auto shop when getting car repairs covered by TD Insurance. Not only is their shop extremely inefficient (had my car for 8 days for a minor repair) but they actually replaced my broken passenger mirror with a great used AND FAULTY PART! Forced me to waste more time to go get it checked out at my dealer and while the dealer could have fixed it in 10 minutes, TD made me go back to their crappy shop to get the part replaced. That’s three separate appointments, 9 days and counting and the repair still isn’t complete. Cheap used, broken parts, poorly installed and far too much time wasted.

My fiancé and I were involved in a not-at-fault car crash when the other driver fell asleep and rear ended us. We are both injured and we have not been able to return to work. Our TD insurance adjuster is rude on the phone. She interrupts us regularly and she doesn't care to listen to what we are going through. She refuses to answer our questions and insists that we go through our lawyer even though it's a simple question and we have her in the phone. She doesn't answer when our lawyer calls and defends herself by how many days she can delay before having to reply. We are professional acrobats / pro athletes and it is absolutely crucial for us to be rehabilitated so that we can go back to work. Our adjuster delays an our ability to get access to the treatment we require and when we try to voice our concern she will raise her voice and and be offensively rude.

I would highly recommend anyone considering to get TD auto insurance to search elsewhere other than TD insurance because if you do have a claim and if you do have injuries, their priority will be in keeping their own expenses low instead of approving you the services you need to get better. They don't feel like allies, they feel like the enemy.

I called TD today to set up car insurance. The representative was friendly on the phone, although it was clearly only to get information out of me. She asked me about my living situation and I explained i live in a large shared home with 7 roommates, similar to a student housing situation.
They insisted that the only way I could insure my car was to have every licensed driver who lived in the home on the policy. They said that the driving record of every licensed driver would affect my premium. I had tried to explain to them that this was absolutely not practical in any way. That i would be the only person in the house that would be driving the car and I cant be responsible for 7 other peoples' driving records. They were having none of this and insisted I send a picture of everyone else's license. I had even explained that there was a possibility that some of my roommates could be moving in and out in the following months and they said it didn't matter. Everyone living there currently had to be on my policy. I think this is absolutely ridiculous. I definitely don't recommend going through TD to anyone who has multiple roommates or a similar living situation, They are going to rob you blind with the excuse that "someone might have to drive it in an emergency"

First I'm going to say is heed the warnings of the other reviews.
I have no claims and they cancelled one of my vehicles ,because they deemed it useless , the vehicle has high value after it was appraised.
I tried cancelling my other vehicle and all I was grief , I sent two notices in , one by mail which they claim they never received and one by email, and they sending notices . Even you talk to them claim the is active .
I don't know how they work in St. Johns , but here in Ontario you send a notice of cancellation it is cancelled. Shop around , I found other insurance companies a lot cheaper . I could if I would have a claim would they pay or maybe they wouldn't , we well never know. So read the reviews and take it to heart.

These TD insurance guys are the worst you can possibly go to. Been with them for over 3 years with clean record and they increased my premium with no explanation. When I called them back, they couldn't give me a reason why!!!

I happened to call them at the end of my one year insurance contract so, I asked them to cancel. To keep me with them, they said they will charge me one and half months premiums for cancellation...

Leaving them for good...

I've been with TD Insurance (underwritten by Primmum) for almost 4 years, since moving to Alberta.

Initially, I got a great and affordable quote, but each successive year, with no tickets or accidents of any kind, I see my rates increase by increments of hundreds of dollars.

I called them to make some minor changes to my insurance a few weeks back, changing it from commercial to personal use, and notified them of an increase in kilometers driven to/from work. I was expecting to see my rate reduced by quite a bit due to changing to personal/commuter use, but the rep told me I wouldn't save much, and that he could add accident forgiveness to my policy and it would "break even". Well, next thing you know, my rates have increased by yet another 15%, making my annual insurance premiums DOUBLE what they were just 4 years ago - and again, no tickets, suspensions, accidents, nothing. Perfectly clean driving record.

So I jumped ship. Found another reputable insurer that quoted me less than TD originally did when I first signed up with them 4 years ago, which will save me about $700 this year.

Moral of the story: There are way more affordable insurers out there.

I moved 5 blocks away and my premium went up over $600 a year. How is this possible or even legal?

I did an online quote using my new postal code and received quotes more consistent with my previous rates, and TD happened to be the second cheapest provider. So new customers get the real rate and loyal customers of over 5 years get robbed.

I am currently having a terrible experience with TD insurance. I am a new car owner.. only paid my first and last insurance and a lot has happened. money was mistakenly taken from my account ( which was for an important appointment). td lied that i was going to get my money asap, i had appointment cancelled all because of TD. csr has been rude to me, one gave me false information and the manager promised to call me and she never did. TD ruined my week because of a lousy mistake on their end. I really want to escalate this issue and also search for a new auto insurance company. its been such a horrible experience.

I have been trying to get hold of TD auto insurance. Yesterday I waited on hold for 35 minutes without anyone answering..

Currently I have been waiting for 40 minutes. This is not acceptable.