TD Insurance Auto Insurance Reviews

I have been with TD for many years. I have multiple cars and motorcycle insurance with them. Up till last year, I had my house insurance with them. They have decent rates and the best rates for my motorcycle that I have ever been able to find. The biggest reason I have given them only two stars is their customer service. It is absolutely unacceptable. I have spent multiple hours on hold with this company. Everyone has things to do in their life. We have careers, families, and all kinds of other things in life to take care of. Waiting on hold for hours at a time is completely unacceptable. Adopt a callback feature so people can go about their daily lives. We get it... you're busy. So are we. Get your act together soon or I am out. Too much time wasted listening to the same song playing over and over again.

Every time I call TD I am put in line and have to hold for over two hours for someone to finally be able to help me! Even after you get a customer service representative to help you they take forever to figure out what is actually going on and end up putting you on hold for another hour or so! Extremely annoying

I purchased a new vehicle and have been waiting on hold for almost two hours this is ridiculous!!! I was already considering getting quotes for other companies, now I will for sure! Will have a new insurance company very soon! Terrible, terrible service!!!

I've tried on 4 different occasions in 2 months to connect. I've waited over 2.5 hours each time and have not been able to get through. Good thing my inquiry is not urgent. The message says that due to current call volume... That's not true... How can CURRENT call volume be over 2 months. They need more service agents. People are out of work due to COVID... How about hiring more call agents?

My car got damaged in a hail Strom in June. Now August and I'm still driving a rental car. Three times they changed my adjuster and none of my adjusters called me. I was leaving voicemails all the time, none return calls back. I waiting to get my car money and will shop for another insurance company. Not recommending TD insurance.

Long time customer (20 years +) and I have never seen the call-in wait times as I have seen in the last few months. They have always been a call away and with no wait times. Now that we have COVID they are laying the blame on wait times on this virus which they have the exact same protocol in a palace. Please hire more people so that you can manage the phone calls coming in, in a timely manner. Nobody should be waiting more than 10 minutes. Clean up your act TD! Once again I’m waiting on the phone and it’s been longer than two hours. Clean up your act TD or you will lose most of your clientele.

TD used to be excellent - low prices, responsive call center. Now I'm not able to contact them by phone, email, or online secure messaging which claims 2 business days maximum. I had an auto claim - two weeks for my adjuster to return my call after I pretended to have a new claim and had to escalate to their manager. I told them to not renew my home policy, yet once again I have to sit on hold for hours to avoid getting charged for something I don't want. Very disappointing, as another user mentioned, their service declined amazingly quickly.

I'm not sure what COVID 19 has to do with their very lengthy phone queue. If anything, there should be fewer accidents therefore fewer claims to process, fewer new vehicles purchased (therefore fewer new policy sales) but perhaps more people with time on their hands to spend all day on the phone with TD? I've not had an accident since 1998 (not even a traffic ticket), so finally I got sick and tired of spending $2,600 a year and went with another company. Was able to combine house insurance with auto insurance, add another driver and it was still a thousand dollars cheaper. If you have TD Insurance, find a cheaper and better alternative, then take a day off work and call TD to cancel.

You will be waiting FOREVER. I have a policy with TDI for years both auto and home. Started calling them to change my policy and add my husband & his vehicle to my policy yesterday. Was on hold for 90 mins and no answer. Called again and waited on the line for 80 minutes, no answer. Tried live chat and waited for 45 mins, it showed I was no. 4 in a queue then their business hours ended. Left a secure message via email, I am currently waiting for a reply. Meanwhile, I also logged in and tried to edit my policy online 6 times, punched in all my info and the final page says “internal server error”, called the technical support line and no answer - waited about 15 mins. This morning, I called early in the morning just after 8 am and waited for 130 mins, no answer - I finally gave in. I was lucky enough another insurer me never and managed to secure an online quote with them for a much cheaper rate for the husband. Byebye TD, you will need to find a way to get service to your customers or you will lose customers like crazy! Cannot imagine someone in need of help for a claim... If you are with TD, switch as soon as you can and don’t waste 6 hours plus on them like me, if you are thinking about getting their products, move along as you will never get through the line.

On Aug 6, 2020, started a process to buy home and auto insurance. Their phone queue is brutally slow. Took 4-5 hours in a queue to get it finished. Online quote and purchase a sketchy, slow, unreliable process. Once set up, technical difficulty with myinsurance.td.com that prevented me from looking at the details. I am cancelling the policies. Not going near them. Horrendous stories of the complicated unreliable process when a claim is involved.