TD Insurance Auto Insurance Reviews

So it began when I tried to insure my quad offroad. I already had car insurance with them so my quad had to be separate they said 386$ they said to send so in April I sent 500$ for the quad ..all of a sudden I get a letter that my quad is cancelled in May. I called, and they had put the 500 on my car account and gave me a delinquency for their mistake. I argue to remove the delinquency they won't do it so I cancel my car that month in May, and they give me a second delinquency because they didn't do their job and canceled me when I ask. So then they sent me a bill for owing 645$. I send 800$. A year goes by I get a call from a collection that I owe TD 145$. I call TD and showed my 800$ proof receipt oops OUR mistake again. So they owed me 150$ and they ruined my credit for a couple of months on a mistake they made again. Horrible, horrible service!

Customer service agents do not do anything they just transfer from one to another for simple questions. Clearly poorly managed and trained people working over there. Stay away...

My mother used this unscrupulous company for her insurance. She got in an accident. Wasn't her fault. And they never settled her claim even though she sent all the necessary paperwork back to the adjuster. Adora F. He kept stalling. Lying. And finally. 4 months later my mum passed away. Due to some of the injuries she sustained while the accident. Then as executor of her estate, I noticed they. Kept taking premiums from her account. When she never had a car since her accident. So they knew this as. They never settled her claim. I'm trying to get closure on this. Case and all they do is put up more and more blocks or ask me for signatures from my dead mother. Even the TD Bank manager who was working with me to settle this was shocked at how absolutely difficult they are being. Looks like I'm going to have to sue! Because they refuse to accept that I'm the executor. Even though. TD waived to probate and deemed me executor. I can't believe that a chartered bank. As credible as TD. Would allow this criminal scam company under their umbrella. Don't use this Company TD Insurance is a scam and will never pay and keep taking premiums when not entitled. I had to close my mum's account to get them to stop. As they didn't accept the death certificate either.

I had TD auto insurance for over 5 years paying premiums to them and the moment I had a claim they systematically cancelled my auto insurance. This company is fraudulent. Michael

I had an accident and I was at no fault. It doesn’t matter to them if explain the whole situation they will think and do whatever they want to.
I had a new car just 8 days driven and got hit by a vehicle. Airbags were deployed and had damaged bumper and other parts. It was nonrepairable but they assigned it to repairable not because in actuality it is just because they can’t write off that much amount. Really hurtful.
I am worried about safety more. If something happens in the future just because of repaired part who is going to be responsible for that?
Would not recommend it to anyone honestly. They don’t value your money.

I have been with TD car insurance for 1 year. My insurance started at around $1100/year. I did my advantage driving program and ended up getting such a high score that I would receive a 24% discount for the following years. I get my statement for this coming year, and my insurance went up to around $1400/year.

To me, I thought that they hadn’t put the 24% discount onto this number yet and that I had to call to get it activated. So I called, and come to find out, that the 24% discount was already applied and the final amount was $1400/year AFTER the discount.

This would mean, that If I did not have my 24% discount, my insurance premium would have gone up to $1900/year, a 60% increase from the year before. When I tried to explain that it must be an error, because increasing a premium by 60% (no claims in that year or tickets), they refused to acknowledge that the increase is 60% and stated that the increase is only 21%.

I’m no mathematician here, but going from $1100 to $1400 with a 24% discount already applied, is not 21%, but probably for legal reasons, they would not acknowledge the fact that they increased my premium by 60%.

Stay away at all costs. I guess being a super safe driver is not what they want, since they’ll hike up your premium if your advantage discount is too high.

The fact that they are causing this many issues and I haven’t even gotten in an accident or submitted a claim yet, is telling to what they will act like once I actually need their assistance. I’ll be shopping around for another insurance company. TD insurance is an absolute scam.

A woman hit my car. It was deemed her fault. TD is her insurance company but they will not talk to my insurance company. They are unprofessional and a terrible business. Now I have to cover my $500.00 deductible. Stay away from them like the plague.

Took TD 3+ months to approve the repair to my vehicle (not because there was a shortage of parts or COVID, or whatever else the excuse could have been they just dragged their feet), and even after it was finally approved the car was taken into the auto body place of my choice (I know their in-house place would have cut corners), TD then denied part of the repair so I'm now out of pocket $1500 to get it repaired fully to the way it was before we were hit.

I had 4 different advisors assigned to my claim over the 3+ month period and not 1 of them would return a phone call to me or the auto body shop. Emails were exchanged and if the advisor decided to respond (which wasn't often at all) if you tried to call them immediately as soon as it was sent/received they just wouldn't answer the phone.

The Autobody shop even sent TD an email stating that the damage they are denying is more than likely a result of the accident and TD just said nope we're not covering it. I spent 2 additional months after them denying it trying to fight them over it and even had 2 other shops agree that the damage is likely a result of the accident yet TD refused to cover it and basically closed the claim and brushed me off.

Would not recommend TD to my worst enemy. This company is horribly run and TD should be ashamed of themselves for letting it be this bad. Had I thought about reading reviews prior to picking my insurance company I would have been warned and it would have been my own fault for ignoring the warnings but I didn't even think of looking at online reviews for insurance companies... Take my advice and the other reviews and stay away from TD.

I was in a major accident and it took them forever to do anything. They consistently rejected my and my partners treatment plans. Constantly sent us for independent assessments and then rejected them. Despite proof of injury. They refused to offer settlements to the point that lawyers need to be involved. If you use them, you must hire a lawyer so that you can get treatment. They will just deny it.

I made a claim over a month ago and was hit in the back, the employer will not take me back without a doctor's clearance, no income, and no help from TD.