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Belairdirect Auto Insurance Reviews

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(527 reviews)
Belairdirect
1.8 out of 5 stars:
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Canadians Beware Belair

by 4030082982 on Sep 15, 2015
1 out of 5 stars

I've been part of this community for a few years now and figured I'd give my fellow Canadian members a heads-up. Last year I found a new car, fully optioned with rear DVD and B&O sound. The only thing was - the car was in a previous accident before it made it's way to Quebec from Ontario. The price was right so I made the move. A few weeks after purchase I contacted iND and ordered carless DP's from AMS. Fast forward, I got back from a trip to Toronto and decided to hit the gym. After about an hour or so of training, I walk into the locker room to find my lock gone and later realized my M5 was taken from the parking lot... Needless to say, I kicked my self in the butt for leaving the car keys in the locker but they aren't the most convenient to have on you when you jog. That's where BELAIR/INTACT come in. I filed the claim that same night and it's been a nightmare ever since. They've given me the run around for over three months until I mentioned contacting my lawyer. At that point, the adjuster told me that and I quote - ''well, I understand that your unhappy with the time the investigation has taken but if you had to write a check for this amount it would hurt you too''. I advised her that I had recorded this conversation after which she explains to me that they will be refusing my claim because after the car was repaired and brought into Quebec it was not inspected legally?? I asked for an explanation and that as far as she would go. I ask what responsibility I had in this as I bought the car repaired and even declared to the agent at the time of insurance that the car had been in a prior accident and they were fine with that. She said it was policy and that they would be refunding me the entire policy. I find this to be a ridiculous nightmare. This is my 16th BMW and I'm 30 years old. I paid the car in full and never had a claim. I want to warn others that are insured by Belair or Intact that this can happen to you. After contacting an insurance lawyer on the phone and explaining the situation he said let me guess - are you insured with Intact? I was surprised and relieved to hear I was not the only one to go threw this. After meeting with him he proceeded to show me 15 current lawsuits he has filled against BELAIR/INTACT in the past 6 months. Important to note all claims over 50,000$. He said they are known not to pay large claims and take a gamble that you'll sue and get fed up or run out of money threw postponement and court fees. Needless to say, I told him I will never drop this, money, not in question. This a dirty business tactic by a company that I thought was above board.

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Many Thanks

by gfarmer on Aug 12, 2013
4.5 out of 5 stars

Well 13 years + have passed, 2 claims and I was very pleased with all the staff but I had to say goodbye (cancelled today) for home and auto, boat and travel trailer insurance. We have moved to the province of QC and Belair Direct QC is very different. I have transferred all to them except they do not cover travel trailers and there was only one that I could find to do a stand alone policy (not with the House). I would recommend the ON office to anyone and have been doing it for years. Keep up the good work!

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10 years plus and no help

by Rundle1 on Sep 29, 2022
1 out of 5 stars

I've been a loyal customer for over ten years, paying way more for a policy for years considering I work from home. 10 years and not one missed payment. Had a mishap in September which is 100% my fault however they will not extend the overdue payment for 10 days. Customer service basically said yep... it's the policy... if it is not paid on the repay day your insurance is subject to be cancelled. Nice to see how they treat longtime loyal customers. I have not shopped for auto insurance for over ten years... It is eye-opening the quotes I've been provided! Time to move on, thank you, Belair, I had no idea before this mishap how much money I'd be saving leaving!

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Positive Recommendation

by jimmy on Mar 20, 2020
4 out of 5 stars

A good job was done with respect to my claim. I hope Belairdirect will keep it up and treat other customers similarly well.

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My accident experience

by Gail on Dec 12, 2019
5 out of 5 stars

So pleased with recent MVA claim experience and overall dealings with company. I have used this company since I was eligible when it was Grey Power. Rates excellent. Service during resolution of my recent claim was outstanding as was the repair facility that was recommended.

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claim experience

by Barry on Nov 28, 2019
4 out of 5 stars

Start to finish time was a little long but the finished product was well worth the wait. I had a great rental for the intern time so the only inconvenience was being without my car. Сorrespondence was good with everyone and the hiccups were ironed out. The end result justified the means.

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Review topics

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Auto accident claim

by CBurrell on Nov 22, 2019
4.5 out of 5 stars

Our representative was very efficient and helpful and answered all of our questions.

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Accident Claim Experience

by Jeeper in TO on Nov 14, 2019
4.5 out of 5 stars

Other than having to wait a while on hold to speak to a claims person, I found the claims process relatively easy to navigate. Having an accident will always be a bit scary and inconvenient. The people with whom I engaged at BelAir and the Service Centre were all very pleasant, calm, and helpful. This makes a big difference when you are already rattled from the accident. The Service Centre also managed my expectations about the time it would take to repair the vehicle. From the outset, I was told, "Look, this could easily take three weeks" - and it did. But I knew that, and so I was ready for it. At the end of the day, when you have an accident, you want to deal with real humans who are patient and calm. You want people to help you understand what the process is and how long it will take and what to expect. BelAir and the Intact Service Centre met these key needs. I have consistently found the people at these companies to be excellent. So BelAir and Intact Service Centre...don't automate your services. Your human employees are amazing and they make a big difference.

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Vehicle Repair

by Duffy on Oct 5, 2019
5 out of 5 stars

Thank You for being there for me. An unexpected tornado damaged my Nisssan Murano Premium. A quick call to Belairdirect and I was authorized to take my vehicle to the collision center of my choosing which I did. They undertook the repairs and did an excellent job finishing ahead of schedule. Their workmanship was outstanding. Due to my physical limitations, the substitute vehicle I required was not off the shelf and Belairdirect ensured that my specific needs were effectively and promptly addressed. In the end, my vehicle was returned like new and Belairdirect superseded my expectations and outperformed other insurance companies servicing friends vehicles damaged that same day due to the tornado. Many neighbours are switching too Belairdirect. Some are still waiting for their vehicle after 4 months tied up in substandard collision centers and their insurance companies have been doing very little to assist them. Once again - THANK YOU BELAIRDIRECT.

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Professional

by squeech8 on Aug 29, 2019
5 out of 5 stars

They handled my claim professionally and speedily. I had no problem with them doing my claim.

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