Belairdirect Auto Insurance Reviews

I was just trying to renew my car insurance. They tried to upsell me house and spouses car. So I gave them a chance to do that. After a million questions and being put on hold after every question I said, just renew my car insurance please, forget house and spouse. Then they proceeded to drag their feet on renewing my insurance. I told them to stop it and just renew, I know the price, I agreed to the policy and nothing changed. They proceeded to try to sell me more and I said, ok, enough is enough. If it takes this long for you to take my money, I can only imagine the loops I'd have to jump through to get a claim. So walked away.

After 4 years of insurance with no claims or cancellations, through a miscommunication of wire payments between banks, I missed 2 payments. Let me express that this was 2 payments in 4 years (to put this is perspective, out of 48 payments I missed 2 - or 4% delinquency). Meanwhile, my home insurance, which was being paid out of my new bank was paid no problem. The only warning I received from Belair was registered mail (not signed for) that I received while on vacation. No phone call, follow-up email, nothing. My insurance was cancelled while I continued to drive for up to a week. I cannot believe the lack of customer support or service, and fully believe this is reckless on their part. While I accept I was disorganised with the payment, more should have been done to collect the missed payment and contact me to see if there was a problem - this could have been rectified IMMEDIATELY. I am mostly upset that I drove my family uninsured, I will never use this service again and would rather pay more elsewhere for better service.

Terrible experience. We dutifully drove with the automerit device in our car for a year and earned a 12% discount, only to have our rates jacked up 20% (without any accident/incidents) and end up paying more! This automerit program is a scam and we are VERY DISAPPOINTED with belairdirect

I had a couple of collisions and I take responsibility for that. They then decided that I was a high risk driver and canceled my policy. Up to this moment I was still good with that . But what is terrible about them is the fact that they started contacting everyone living at that same address with me requesting them to sign a form confirming that I do not drive their cars. On those forms my names were clearly printed and they asked me to also sign the form. My question is "if I am not insured with you anymore, why do u keep insisting that I sign some documents "? They threaten those clients of theirs telling them if I do not sign the document, their policy will be canceled . What is wrong with this Belair people? The management sucks and the employees are terribly rude. I am not signing anymore of those stupid forms of yours. In fact, the worst company I have ever dealt with.

I was involved in a collision in which, as it turned out, I was not at fault for the collision in which I was involved. However, the claims department did an extremely poor job at investigating the claim (if that can be called an investigation at all) and they ended up assigning to me the wrong fault determination rule, making me 100%. I spoke with my adjuster, other frontline agents and even supervisors and all seem to be one worst than the other, one more contemptuous than the other. In the end, I had to take the court route to get some justice and that yielded the expected results. The company seems to be dysfunctional from the beginning to the end, it's not just an issue of one rogue employee; it's systemic.

This company has, what I consider, a policy of harassment.

The first call received was at 2:40 pm and then the next call was at 1:08 am!
When contacted I was told I would be removed from their call list.

Didn't happen! I received another call today so it appears their word is as good as the air into which it is spoken!

All computer driven, cold, impersonal and just another money grubbing large corporation. The different depts seem oblivious of the goings on of the other. The auto claims adjuster tried to low ball their claim payment by at least 50% however I was ready. That's not acting in the customer's interest, but the interests of BelAir. Sorry, but I have nothing good to say about BelAirDirect nor can I recommend them. Their premiums are nothing special either.

so bel air was sending me daily flyers saying theyre so much cheaper. used their online quote and yep,$850 a year! $1000 less than im paying. so I call them up give them my info and the rate goes up to $1400 because I have two tickets. no problem. 3 days go by, I literally have the insurance active for 12 hours and they call me up. I paid for the entire year up front,my mistake! now they want another $600 because "they verified that I received 2 tickets" um yea,the 2 I told you about. at $2000 a year that's more than I was paying!!! told them to cancel it and they reply by saying ok cancellation fee will be this much, you have to pay for the 12 hours etc etc.nope.fighting them now every way I can to get my money back. important to note that at no point have I been given a copy of the policy.

Got my renewal which went up for no reason over $60 a month... I went online and got a quote from the same company for $40 less a month. When I asked them about it and, of course, wanted the lower rate, I am told that I can't (the new policy has not started yet and they're offering a lower rate but only to new customers?) Absolutely ridiculous... just screw over the people who have been with you the longest - it is their policy...