Belairdirect Auto Insurance Reviews

Called them to waive my NSF fee. It's my first time and they didn't give consideration. Will move to a different car insurance after my contract here. Very disappointing!!!

Belair's original quote was $124.00 a month. I specifically stated that they were to withdraw the money on the 30th of every month. Without my knowledge they withdrew
$233.99 from my bank account 2 days later.
What made me discover this?
Three days after they took the money out of my account, I received a cancellation of my insurance letter.
This is what Belair Insurance Company does to seniors with low incomes.
So essentially I received 5 days of coverage for $233.99.
Now they have me in collections for $1617.00.
P.S. I never had a claim in my life of driving for 50 years.

Belair had technical issues so for two months payments weren't coming out. I eventually wondered why this was and I had to reach out to them TWICE. Bottom line my lump sum each month is now more to make up for the mistake THEY made. They had my direct deposit and now I have to pay extra every month even though this was their fault. Avoid at all costs. Can't wait to switch insurance providers after a year and can't wait to find out how much more money they are going to screw me over in the mean time. 0/10 do NOT reccommend.

I would never recommend belairdirect to anyone looking for insurance. I wanted to cancel my auto renewal which went from $1400 to $2400 a year. But 12:01 on the renewal date was early this morning so they want to charge me $256.00 to cancel a policy I did not renew. Hard to believe that an insurance company we have had for years, no moving violations and no accidents could actually almost double our insurance renewal and then without our consent [or payment] renew it and then have the audacity to change us for a cancellation roughly 12 hours after the effective date. We will be changing our home insurance a week before our due date to ensure we have nothing more to do with them.

YOU WILL BE INFLUENCED BY THEIR SALES REPRESENTATIVES TO REGISTER WITH THEIR SERVICES as they might be a little bit more competitive prices than other auto insurances. This is what has happened to me. I regret it big times for not viewing the reviews here. I offer pre-authorized payments 6 weeks prior to the end of my auto insurance. I contact the customer representatives 3 times and I declared to them that I do not wish to renew my auto insurance. They ignored me and they kept withdrawing their monthly payment from my bank account. So the last month, I contact my bank and put a STOP payment. Belairdirect has charged me $40 banking fees plus taxes. Now I am escalating this issue to the consumer alert at CTV NEWS. It is probably the worst auto insurance in the country! All they care about is obtaining your money.

Belairdirect has double charged my bank account for the last 3 months and when I call they’re telling me I have missed a payment. That’s weird because I've paid them over $700 in the last 2 months.
Last month I called because a call representative Ariel was trying to tell me I owed $600 which didn’t sound right. I called a week later since she was not a nice lady and was told $600 was to cancel my contract and $400 was what I owed. So she tried to get me to buy out my contract and said it would pay my bill and Belair is a thieve!

I have been with this company for several years and within that several years, I’ve had several problems.
Somehow they don’t save my credit card information so I would receive letters saying that my insurance was going to be cancelled. Recently I called them with my banking information to take the payments directly. The first time I called they told me I wasn’t able to do it that day because their computers weren’t working, the second time, all set up all good, then a month later I noticed the payment never came out so I call again. This time the person on the phone tells me yes everything is fine the payment will come out, surprise surprise I got a letter this month saying no payments insurance is going to be cancelled. I can’t say enough negative things about this company and I would not recommend them to anybody. Rates are also very high

We requested a quote and they were one of the lowest in the industry but the agent conveniently neglected to warn us of an annual interest rate of 3.39% on monthly payments. We were 2 payments in and checked the billing online to notice the additional interest fee but they refused to reimburse us. We were able to pay off the rest of the term in full and save ourselves the additional fee. Agent on the line claimed monthly interest was industry standard. We don't recall ever having to pay interest for monthly payments but we are rid of it now and got some points on our credit card for the one-time payment too.

After being with this company since 2015, I have nothing positive to say.
Two instances of them not billing me correctly. Two instances of them trying to cancel my insurance as a result without emailing or calling me. Not to mention terrible amounts I pay as someone who has never had an accident, ticket, anything, somehow I was paying 30$ more per month than my boyfriend who is with another company who has had an accident and several tickets.
I would not recommend this company to anyone.
Customer service very unwilling to help. Terrible experience

They always put you on hold to find out answers.
Fail to inform you about 'claims free' issues till after you make a claim.
The increase - they told me it would be way less than what they ended up charging me!
Shopped around and they were 45% more than others would charge!

Poor customer service so I am changing insurers!