Belairdirect Auto Insurance Reviews

This company is a joke when it comes to pay out your auto claims also their customer service is the worst, not once has anyone called me and it has been a month. You have to call them over and over to find out what is happening and not one person from reps, to adjustors, to the manager has the courtesy to pick up a phone and call you to tell you what is going on. On top of it they went 50/50 on a rearend which clearly showed that I was rearended, but because there were no witnesses they concluded there was not enough of evidence, when clearly everyone from collision centre to police said it was the other parties fault.
Beware of this company because once my claim has closed I do not want to have anything to do with them, I just cannot wait to have my claim closed who knows how long that will take now.

I've been part of this community for a few years now and figured I'd give my fellow Canadian members a heads-up. Last year I found a new car, fully optioned with rear DVD and B&O sound. The only thing was - the car was in a previous accident before it made it's way to Quebec from Ontario. The price was right so I made the move. A few weeks after purchase I contacted iND and ordered carless DP's from AMS. Fast forward, I got back from a trip to Toronto and decided to hit the gym. After about an hour or so of training, I walk into the locker room to find my lock gone and later realized my M5 was taken from the parking lot... Needless to say, I kicked my self in the butt for leaving the car keys in the locker but they aren't the most convenient to have on you when you jog. That's where BELAIR/INTACT come in. I filed the claim that same night and it's been a nightmare ever since. They've given me the run around for over three months until I mentioned contacting my lawyer. At that point, the adjuster told me that and I quote - ''well, I understand that your unhappy with the time the investigation has taken but if you had to write a check for this amount it would hurt you too''. I advised her that I had recorded this conversation after which she explains to me that they will be refusing my claim because after the car was repaired and brought into Quebec it was not inspected legally?? I asked for an explanation and that as far as she would go. I ask what responsibility I had in this as I bought the car repaired and even declared to the agent at the time of insurance that the car had been in a prior accident and they were fine with that. She said it was policy and that they would be refunding me the entire policy. I find this to be a ridiculous nightmare. This is my 16th BMW and I'm 30 years old. I paid the car in full and never had a claim. I want to warn others that are insured by Belair or Intact that this can happen to you. After contacting an insurance lawyer on the phone and explaining the situation he said let me guess - are you insured with Intact? I was surprised and relieved to hear I was not the only one to go threw this. After meeting with him he proceeded to show me 15 current lawsuits he has filled against BELAIR/INTACT in the past 6 months. Important to note all claims over 50,000$. He said they are known not to pay large claims and take a gamble that you'll sue and get fed up or run out of money threw postponement and court fees. Needless to say, I told him I will never drop this, money, not in question. This a dirty business tactic by a company that I thought was above board.

I recently received a quote that I was somewhat pleased with. I called them back within a couple hours about adding my boyfriend on as an occasional driver and they told me that they would have to cancel my insurance as they deemed him an unsafe driver (had 4 speeding tickets in the last 3 years). I carried on and found insurance elsewhere but noticed that they had not put the first double payment deposit back into my account. I called them about this discrepancy and they told me that they actually insured me for the random number of 20 days (WITHOUT EVER TELLING ME BECAUSE I FOUND OTHER INSURANCE ELSEWHERE AND FEW DAYS LATER). Infact, they told me that I should be considered lucky because I could be charged 13% of my quoted total for the year. Having to pay for a service I did not use (and did not even know I had), is wrong on so many levels. I will never insure with this fake scam of a company ever again, even if they offer the lowest rate. I advise YOU to STAY AWAY from belairdirect.

Former Grey Power client. I was on a monthly payment plan. When I got my new policy documents from Grey Power I called to say I just wanted lump sum because of the new surcharge for monthly. Then Grey Power rolled over to BelAir. Didn't think it would be a big deal but was in for a surprise this month to find BelAir has charged my visa for a month of both home and auto insurance one month my policy is set to renew. I called to get the charges reversed and was told the charges were for my previous year's policy - after 10 minutes of going through my policy info with the BelAir rep that was finally cleared up. Then he suggested the pre-payment could just be charged to my policy renewal. I told him I had no intention of pre-paying anything and had not decided if I would renew with them. I was promised the charges would be reversed. Just back from a week of holidays and still no reversal. Will see what happens with the next phone call but thus far I am not impressed with the way BelAir is doing business.

We decided to change our insurance to TD because their rates were better by $500 (I am not exaggerating). As I was wrapping up the cancellation with Belair, they all of a sudden tacked on a cancellation fee just shy of $150. I checked online and there is no mention of a cancellation fee anywhere on their website or in their actual policy documents sent to us. I told this to the agent and she told me that it is mentioned once in the 75-page booklet sent to us when we first started our policy. I asked her why this was not online and she said "because nobody would read it". Anyway, I told her that this cancellation fee means that I will never insure with them again. Her response was a verbal shrug. Summary: bad quotes, hidden fees. Watch out. The only good thing about Belair is that many of their agents are courteous.

I generated one quote online for my auto insurance and I got 188 monthly after that I spoke to one of the agent and I asked him I don't need the full insurance third party will be fine . then he send me a revised quote of 179 monthly , today when I call their office to confirm the quote they said that the quote was a mistake and your price will be 208$ per month .

I spoke with the Supervisor Bruno he said that the agent made a mistake at the time of quote he applied the home and auto discount in the quote . but it was wrong I checked the email quote which I received was clearly written that the home and auto discount is not included .

I am completely disappointed with the company.

I had been with Greypower for six years and at 2015 renewal time recieved a letter stating my policy was now with Belair Direct. My renewal premium was lower by $300 so I was happy. One month later my daughter kindly bought me a new car. When I contacted Belair to make the change I was treated like a criminal. They wanted another $200 for an accident that was not my fault and happened 9 years ago! . After 2 hrs on the phone, a conference call with my former insurance company for confirmation that the accident was not my fault and fault was not attached to my driving record and checking with BC insurance (the at fault driver's insurance), they finally agreed not to charge me for that accident. We finalized my policy application, which was approved, I paid the full premium by credit card and confirmed that I would receive a letter detailing the credit for the first policy on my old car. I asked him "are we finished now, is everything good?" The reply was yes. The very next day, the same agent called me saying he had forgotten to include the premium for another accident in which I was parked at a gas station putting air in my tires when another driver backed into me. His insurance covered all repairs, but again I was being penalized for something that was not my fault!! For this they want another $63! Unreal!! I too am looking for a new insurance company! No way would I ever recommend Belair Direct!!!

I got a special discounted student premiums quote for my son a day before buying a car on my business name. I was told it's OK to buy on business name and secure insurance for my son that will be driving the car, but got different rate when ready to complete the deal !!. I just wasted almost 2-3 hours telephone conversation ( including the first 1 and 2nd day) with Belair Insurance agent. Eventually, have to stick with TD Insurance .

Horrible expirience. They gonna rip you off to the max specially when you move. The costumer service are the worst I've ever experience my whole life.