Desjardins Insurance Auto Insurance Reviews

1 star is too generous
I got rare ended by a driver when I waiting for the red light, after the accident I hear sound when I drive, I took it to the shop and they found a broken piece. Insurance sent an adjuster to check, the advisor never reply emails and calls. 3 days later I received a 900 dollars chequeen with no explanation of what is covered to repair.
I called and again can't get hold of the advisor that was assigned to my case.
They told me the sound was caused by a previous accident which is not covered. I told them I have no previous accident hitting from that back. They then change the word to insurance does not cover rust damage.
I told them that the broken piece is the result of this collision it should be covered.
The guy was really rude and he said he is a manager. Finally, after 3 weeks of waiting someone gets back to me in such a rude manner...
I am so done with them.

I recommend don't take car insurance. If you go by the claim department they refuse some parts because they said this is not related to your accident
We often have to insure because we want to secure our car but they don't

My girlfriend has coverage with them. She pays almost $500 a month for comprehensive coverage. Some idiot hit her car from behind while she was waiting for the light to change. It has been weeks now and they keep saying they don't cover for that kind of damage. She's definitely going to be switching.

The worst company to insure your car! If you complain they never going to refund you because they never say that they did something wrong. It is not even a star it is minus stars!

I was in a car accident 6 months ago. Their client hit my vehicle. Their client was ruled 100 percent at fault. Desjardins insurance has written off my vehicle. Here's the problem they want to settle with an amount that won't allow me to purchase the same year and model of vehicle. So basically I will need to downgrade. They get this appraisal report done on an online web-based program... they don't provide the location or contact information of where these comparable vehicles are. It's unbelievable. The appraisal is not worth the paper it's written on. No name of person no contact of this web-based appraisal. It's so Micky mouse you need to see it believe it. I have been in contact with the lady who hit me, she said her experience with them was a nightmare as well. Stay far away from this scam of an insurance company.

We had an accident on April 19, 2019, I can't get any answer from this company what so ever, they want us to take the rental back but they haven't even told us what our truck is worth, they are not returning any calls. We had been with State Farm for over 30 years then they sold to these people and even our agent can't get any info on our claim... We are now being sued by the cleanup company which is supposed to be paid by our insurance but that's not happening either and no one is returning any calls worst service EVER, it has been over a month and no one lets us know what is going on...

After 7 years, they could not cover me more. I did not have any accidents or tickets, I just move, but the agent on the phone was horrendous. simply horrendous!!!

I got hit my car in London, Ontario that was the first time I have had an accident. I didn't have a witness. I called for the claim she was rude and did not call me back as they promised within 3 days. After I called them back and ask for the claim they said you do not have witness so 50/50! What the heck? Now, I got a lesson from this story that you can hit any car make sure there is no witness. By rules, it is his fault! I want to say everyone please buy and uses dashcam in who never knows what will happen in the future in this day won't be a witness for you because they are not willing to waste their time for you.

I had full coverage and I was hurt in a collision, they didn't give me a rental 'cause they said until the investigation is over they can't do anything. It's been 2 months and still no rental and reimbursement for my vehicle. I can't get to work and am gonna lose my house soon. My adjuster keeps making up every excuse in the book. This is what I got for getting full insurance from this company.

When I was doing the claim, the agent told me that my first accident would be forgiven because it is the first one and my record was good before.
I double checked with him and he was certain about it.

I was glad and move money around and plan to get a new car.

After a day, when I mentioned it to the lady who was taking care of the claim. She told me that it would not be forgiven and would increase my insurance. She admitted it was an error on their side.

So I started changing the plan and getting a used one instead , trying to get quote for used car on their website.

A salesperson or representative call me on Sat and wanted to sell me something based on my online quote. After explaining to her, she said she would like to help and transfer me to her colleague

However, her colleague blamed me for not knowing the policies throughly. I told her that I trusted the first agent as a professional who knows about the auto insurance better than I do. And then she started becoming really rude and arrogant, said it was my responsibilities , and not theirs. And when I told her I was prepared not to drive once the insurance matures. She responded by " It is your choice not to drive" , really really rude way/tone.