The Personal Insurance Home Insurance Reviews

Extremely unhelpful, rude and appalling at returning calls. Spent 2 ,months trying to get coverage. Poor value for money also

I bought 2 houses. Then the agents start being panic. Then they start calling me asking "Which house would be your principal residential"...

As owner of two houses( of course with mortgages ), I don't know exactly whether to sell my old house or rent it..... So each time I answered the agents with words comes to my mind...

Then the funny thing starts, they treated me like I'm lying and making a fraud or something... The agents event ridiculously talking to me in a judge's tone.

Then funny enough they finally charged increased my first house insurance from $8xx to $13xx..... and categorize the first house as "Seasonal dwelling"

I was a customer of both home owner and automobile insurance for almost 8 years with this company. They cancelled my home owner's policy one summer while I was on vacation for an extended period of time because the credit card they had on file for automatic renewal had expired without my knowledge. When I contacted them months later, they refused to reinstate my policy and then refused to create a new policy for me because I told them I would be moving (and their underwriter said it would be greater risk). They could care less than I had been a long standing customer with no claims for my homeowners insurance. For my auto, they hiked up my rate by almost $30 a month for a claim that was not my fault. Good riddance Personal, you are anything but!

The Personal Insurance Company (Desjardins Group) – I have auto insurance with this company for last 12 years and house insurance for last 10 years. Never made any claim.

First time I made claim against my property theft last month. I provided all the information required but they informed that I can claim max $1000 against all loses. When I asked them that I never knew my coverage is only $1000. They informed me that it’s standard unless you specify. I said you never asked me or disclosed me about this coverage. They said they sent me detailed policy in 2003, where it was mentioned. They don’t send any detail policy on annual renewal. When I enquired in detail, I realized that they deliberately minimized the coverage everywhere to lower my monthly premium unless I ask them. That’s why you will see most of us like their lower premium. I found other insurance providers, who disclose everything and confirm with you when you sign the policy but The Personal plays the trick to get new customers. BEWARE of this DIRTY TRICK.

Once you are trapped, they never listen to you. They also don’t provide any proof that you agreed with that. Simply they will say: “Our record shows this is your coverage”.
I have recommended everyone in my contact not to go with the Personal Insurance (Desjardins Group), one of the worst insurance company in north America. I heard earlier about them but now I realized it.