Belairdirect Home Insurance Reviews

I have been with Belair for some 20 years and have always trusted them to be fair and reasonably prices, however, the last 4 yeas or so, I have been battling cancer and have not paid attention to my policies until this week when I took out my Belair envelope to check the Home insurance policy in order to claim on my income tax returns for 2015. Shocked I notices my premium had gone up some $500 for no reason, no claims ever or anything that could explain this hike. I looked further and noticed that a $250 hike was applied last year and so on. What to do, I called and tried to get some reasoning behind this unacceptable hike of close to $800 in 2 years with no claims and the agent had no explanation other than , well we must have had claims that justify the races, I threatened to cancell my policy and all he could do was quote me the penalty for cancelling 4 months in advance. I lost it and insisted on speaking with a manager as I felt I had been ripped of for the last 3 years. I got quotes from Wawanesa for the identical coverage and better for cars and home as policy with Belair for some $1300 cheaper I want to sue them actually for the overpayment of premiums for the past 3-4 years. Don't fall for their 2 years plans because any little change and you think you are paying less because your monthly payment has gone down but that is only because they recalculate your monthly payments on the balance remaining at the time of the changes . We have been bamboozelled by this 2 year policy for many years, but no more!!! Get out shop around there are many other reputable companies with much better rates out there. I am gone and glad to be saving big bucks!!!!

I got an email telling me my car insurance came down $101, they didn't send me an email telling me my home insurance went up $120 and they have increased the deductible to $1000 from $500, I have never had a claim EVER on my house or car, they should not be allowed to change deductibles without consent , they offered to put the deductible back to $500 for another $40. They are also charging interest if you use the monthly payment plan,,, they did not do that before!!! I am not amused, I look at insurance companies as licensed thieves!!