AMA Home Insurance Reviews

2014 - 1200CAD for house insurance
2015 - 1500CAD for house insurance
2016- 1800CAD for house insurance
2017 - 1916CAD proposal for house insurance in the mailbox today.

Called to cancel all my policies today (Nov 2016) after a talk to a representative. Seems like they lure you in at a reasonable price and then increase the policy year after year by 20-30%. Although the lady blamed it on natural events causing them to paying out more (needles to say that got me even more angry, never made any claims, never gotten any insurance money paid out by them, so it would be hard for them to blame it on me as a bad customer).

Also I'm a mortgage free customer and bought my house for 480 000 CAD. Go figure... I'm leaving with rates like that...

We are from Fort McMurray and has been with them for over 15 years without claim. And now they are the worst to dealt with the claim. NOT HELPFUL AT ALL!!!!!!!! Worst insurer at all!!!!!!!!!!!

Don't waste your time with them!!

Oh where to start... Having been a customer with Ama for 16 years having zero claims it comes down to this... Rude adjusters that never return calls. Private investigators who hand out the wrong business cards. Investigators that jump your fence to enter property.. Terrible communication over the past two months. Up until now they were great to be honest zero problems. But when they are needed they are nowhere to be found. Hope this helps out all future people when looking for insurance. Go to TD!!

So having cancelled car insurance and membership, (see AMA car insurance review), several years previously, I had now had a claim, with AMA for hail damage to my roof and now house insurance renewal was due. (was not impressed with them in the dealing of the house claim either). So the AMA sent me a letter to say that they would only renew my house insurance if I paid $100 membership fee! I said, "I haven't had membership for about four years". The lady was very nice, but said, "it is policy, and sometimes they just miss that you don't have it. Great way to run a business! Anyway, the AMA would not even give me a quote for house insurance until I paid $100. Totally gouging the 'little person' I feel. So, my previous years AMA insurance cost me $814 plus they wanted $100 membership. I don't think so. I looked around.
I now have house insurance with Square One in Vancouver, (cover AB as well). It is costing me $642.36....and....I don't have to pay $100 membership! Apparently, the longer people stay with AMA, the more your rates get hike up and you get sucked in. It really does pay to shop around.
I really hope this helps!