Gore Mutual Insurance Company Home Insurance Reviews

They were quick to take my money. Then in the month's following started requesting me to fill out more forms, send more pictures, fill out questionnaires and billed me for more money. From all the paperwork I was filling out, and the answers from the questions I was asking I was learning that Gore was only looking out for there own interests. I eventually cancelled both policies due to the fact that they went against the Tenancy Act in there lack of coverage. I could only imagine if I was to actually have a claim with Gore. Gore, they only insure themselves !

they were very uncooperative when we needed to make a claim

I've had Gore Mutual for over 40 years my very first claim since I started with them when I bought this house, I had a fire here 8 months ago and still I'm waiting to get a home to stay in. I have no heat, they promised me food and lodging - nothing. I hope you consider this if you had a family where will you live????? I'm homeless.

It took over 2 months of phone calls to my insurance broker before Gore got my new address correct. I went in person on my house closing date with my signed insurance cancellation and my new address printed on paper and handed both personally to the receptionist at the brokers. I waited while she phoned my agent and listened to her give the new address. I waited while she input the address into her computer.
I then waited over 2 months for a rebate. I paid $400+ for 22 days of property insurance. That is over 30% of the yearly premium. I have 3 times requested a detailed explanation of the charges, and to date have not received it.
It also took the same amount of time for them to process a new pink insurance slip with my new address for my auto insurance. Then they sent it to an incorrect address.
They have had no problem processing my payments for both home & auto insurance over the past 13 years, during which time I have never made a claim.
I have also switched my auto insurance away from them. I have received superior coverage from another insurance company for 60% of what Gore was charging me. I will not be using Gore Mutual for any insurance needs in the future.

Be prepared to get a "kick in the ass" on your way out the door. And make sure you keep your original policy even if it's from 12 years ago (as was mine). Their renewal docs are only 2 pages and when you need to cancel (ie: you sell your home) - you will be charged a premium! I have never experienced this with any other Insurance Company. They are very quick to throw you into collections over $100 owing, even if you've paid your policy in FULL EVERY YEAR for 12 years. My dispute over the $100 was from the short-rate cancellation table which, as I said, was attached to the original policy and NEVER with any renewals or noted on the page where I signed to cancel the policy. There is a total lack of disclosure from this company. I ended up paying the $100+/- owing on this policy because I did not want it to affect my credit bureau, but still feel like I shouldn't have had to!

I just fired Gore Mutual because they seem to think they can withdraw any amount of my bank account as they like! I was quoted $175 a month for my home insurance and every month they take out $225. I have always corresponded with them via emails which they now go unanswered! I now have insurance with another company and now pay $118 a month. This company is untrustworthy! Avoid them as much as you avoid catching a bad virus!

Total loss home fire claim, our family lost everything, literally had shirts on our backs and not even shoes on our feet. 20 months and still no finished house or contents coverage... 10 months behind on rent reimbursements ...no answers no communication until lawyers are involved ...the worst company in the marketplace! DO NOT USE GORE MUTUAL for anything!