Zenith Insurance Home Insurance Reviews

I really had a bad experience with Zenith Insurance. Basically they charge you whatever you have to pay but when you need them they try to bring you many reasons that you are not covered. I would not recommend this Insurance company to anyone at all.
Bad Customer Service.

Was with this company for one year. In all the years I have had home insurance have never made a claim. Was recently asked to complete a credit check with the promise that it may end up with a lower rate. I have excellent credit rating. Got my renewal which was reduced by a few dollars. The policy is already high all things considered. When I called to question why my great credit rating was not reflected in the new rate was told this would not happen until 2017!! Not impressed with this outfit.

Over cover for household contents, actual contents only worth less than 50,000, but insured value at $518,000, premium keeps going up every year, tell me it's not robbing?