Peace Hills Insurance Home Insurance Reviews

Run away. Been with them for 20+ years. Found out I've been overpaying by a factor of 3.

Do the math.

Run. Away.

I have had 9 rental properties insured with Peace Hills for 10 years. We just had a fire last year and Peace Hills immediately denied the coverage based on a technicality in the contract we had with them. It was an awful experience and we ended up losing a property and had to sell another one to cover the loss. We couldn't even talk to anyone at Peace Hills as they wouldn't return calls and kept referring to 'future liability' if they were to engage in discussions about our claim. We recently switched insurance companies and got premiums 30% cheaper. Whatever you do, avoid this company if you can. Their website is all about how they are "a unique insurance company that truly cares" and I assure you that is just bait to get your business. They are a great company when you are paying them premiums and a horrible company when you need them.

My mother-in-law passed away, one representative told me no worries, let me know when probate is complete and we can put a new policy in your name. My mother-in-law was insured through
this company for over 20 years, never had a claim, never late on a payment. They cancelled the insurance as soon as probate was finalized, left us high and dry with no coverage scrambling to get coverage for a vacant house which apparently is difficult. Who knew? There is a word for these guys and I wouldn't go through them if they were the last company available. PS. Their rates... way higher than everyone else we checked with!

Worst experience ever. I paid for a year of coverage and they come back wanting additional unreasonable terms and they want to reduce the coverage period from the year (I already paid for). Insurance companies are not generally great to deal with but Peace Hills is especially a joy to do business with.