Allstate Auto Insurance Reviews
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I have been with Allstate Insurance for almost 2 years. I moved addresses, with a difference of about 45 minutes. Allstate then informed me that my premium would be over $800 dollars over the next 2 months. It was previously $199 a month. I then advised them that I would be cancelling my insurance. They told me I would have to come into their office to terminate my insurance. Their business hours were the same hours that I worked. I then took time off of work and drove 30 minutes to the closest Allstate office. I got there and it was closed. I called the office and they informed me that they were by appointment only. The agent that I spoke to then told me that I could terminate my insurance simply by emailing them a termination letter with my signature. At this point, I had already spoken with half a dozen agents, none of which had told me I could terminate via email. I then asked if there would be a termination fee. The agent I spoke to informed me that I would actually be reimbursed $249. I terminated with Allstate and signed with another company. It had been about 6 weeks and I will have not received my reimbursement cheque. I had been corresponding with an agent via email about my reimbursement over these 6 weeks and she ensured me that it would arrive shortly. Finally, I had enough and I called Allstate. The next agent then told me I owed Allstate $173 and that I would not be receiving my reimbursement cheque. I have had nothing but problems with this company. The majority of the agents that I spoke to were rude and did not seem to want to help. I was offered little to no explanation as to why the refund was cancelled and that I now owed them money. Do not go with Allstate Insurance! They do not take care of their customers and personally, they left me much worse off than I would have been had I gone with another company.
I had auto insurance with Allstate for 2 years, but for this year the amount that they offered me increased, can you guess how much? More than 55%!? And I asked why? They said because accidents in the city increased! I said why should I pay more I had no accident, they said this is our policy! Finally, I changed my insurance company, now I'm more satisfied, and I left them alone with their policy!
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I was in an accident last year in which I was injured and still to this day am. It's been a constant fight to get income replacement benefits or proper funding for services needed for recovery which is now getting worse due to nobody properly doing their jobs. The adjusters drag everything and everyone to the breaking point. Really only there to take your money and when you need the help because of someone else negligence it's a long hard fight. After 16 1/2 years, I won't be returning. Allstate is by far the worst.
10-year customers. Constant increases over the years. Explanations that they don't set rates, the industry does. We were lazy for years in looking elsewhere but this year our car and home rates were insane. Able to save $1200/year elsewhere! I called our local office to cancel. I went to that office the same day, signed forms. Put a stop payment through our bank on the day our premiums go out...just in case... (because it's an insurance company, right?)... they decided to wait a day and took out our premiums. So brutal. We called the bank just now. They said that the will reverse it, as we put a stop payment. Bank agent says sometimes, the insurance companies will change payee information when they're blocked in order to circumvent stop payment orders! Beware, folks. Wow.
My vehicle was broken into in September and I submitted a claim and was told a claim adjuster will call me back. I did not hear from them for more than 2 weeks after. They called during work hours when I cannot answer my phone. I called them back and asked them to call me again. But no one called back. I called again but only reach voicemail each time. After more than 2 weeks, someone call during my work hour again and obviously, I missed their call. I called back and again, it went to the voicemail. And then, yesterday, approximately 5 weeks since I submitted the claim, a guy called while I was driving, so I asked them to call back in 45 mins but no one called back. Today I had a voice message that they claimed they called several times and I did not return their call, so they will close my claim on November 29. I called her back 4 times today (reach voicemail each time) and told her I am expecting a call back from her TODAY. As normal, no one returned my call. I am shopping for another insurance provider now.
If you have a luxury vehicle like myself you would think that going with Allstate is good idea since they are expensive. To start with, they are extremely slow with their claim process. When you insure a car that's worth 50K, one would you think that you would get a rental thats at least a luxury. Allstate offers no luxury rentals, they will give you a $40 limit per day. Its an absolute joke, I have never heard that before in my life. Even if you are insuring a 1 million dollar car they will give you a Toyota. Horrible company , horrible staff. AVOID AT ALL COSTS
I had a vehicle collision and reported the accident to them later that day. I was told an adjuster would be in touch with me to settle further details. Over a week passed w/o any communication from their end, and I finally decided to follow up. I was told by a new agent that some claim statements had been lost and mine was likely one of them. Lost? Just like that, I suppose... I had to go through the reporting process again, and both times the agents were rude, far too casual, and unapologetic for any of their mistakes. When you try to explain your situation, they constantly interrupt you, making for a really obnoxious experience. I've been with them for just over 4 months, and already I've had 4 different account agents who have stepped in because their turn over is so high. I'm waiting until this claim is handled, and then I'm IMMEDIATELY switching to a different insurance company. Allstate does not inspire any trust whatsoever.
I've been a loyal customer for about 7 years with them, never made a claim, never missed a claim, never called and complained about rising rates ever, so my first brand new car was stolen on September 23.2019, I called when it happened and I was told a claim specialist would contact me within 24 hours, next day I called and they said sorry it will be between 7 -10 days before some will contact me. Fast forward three weeks later after calling everyday I finally spoke with the "claim specialist". It has been a month, they said my cheque will be in the mail, my rental has expired so I'm paying out of pocket, my wallet, spare house keys, garage door opener was in the vehicle so I've had to replace all those which has cost me over $1000 , the rental will cost me $300 and I just spoke with them and they said the cheque will take 7 to 10 days! I've never been made to feel so helpless and used, absolutely worst insurance company ever!!! Don't use them. The agent is incompetent, rude and very unhelpful.
If you want a company that has employees that can do their job properly, ALLSTATE is not the one AT ALL! I was involved in a collision and when I called to make a claim I had to wait for 45 minutes to finally get through to someone. I have had two people work on my case for a month and when they finally came to a conclusion they never bothered reaching out for me to let me know what's happening! I have to call countless times, it's almost like I'm begging them for them to do their job. Claim advisors were rude and unprofessional. At first, they have told me that they ordered a police report and then, later they have asked me to go to the police officer that I reported the collision to for information that will support my case. This tells that they never ordered police report and even the police officer have told me the same. They have put me at fault when I'm not at fault since I was the one that was hit from the back. Terrible customer service! I don't recommend this company that only knows how to take your money.
Customers for 3 years just at this address. Called when the bank was having issues to hold payment until it was fixed, told nothing they could do and we'd have to stop it on our end to avoid fees with the bank. Put on a 10 day stop payment until the bank issue was fixed. Called back to see if they could take out double payment next time, nope have to pay it. Called when the bank was fixed, told because of stop payment we had to pay the full balance for the year. Explained situation and that we had called before it happened and tried to take care of it, still told to pay for the full year or be cancelled. Not willing to work with their customers at all, give advice that they screw you over with, plus they want to charge us a $50 fee for each time they tried to take the payment out of the bank after we told them not to. Avoid at all costs! Nothing but a headache and poor customer service. If I could give 0 stars, I would.