Intact Insurance Auto Insurance Reviews

Intact has consumed my time in tricky ways.
I had an accident.
They played psychic games too much and finally, they denied everything.
I did not like my experience with them.
They also did not cancel my insurance after the accident till I sold the car totally.
Intact Insurance is cheap because it is a total scam system.
I am very sad to choose them because of their advertisements and the broker's wrong recommendation.
They are very rude and they know how to use psychic approaches to shut you down.
In fact, their system is like a toxic snake system and instead of helping you. They will hurt you much more than the accident.
Just avoid...

1st issue:

I was originally denied a claim even though it was not my fault, with witnesses and a police statement. It took 7 months to resolve the issues, receive money for my claim because they low balled my claim and continued to do so for months. All the while still paying a monthly premium without a vehicle tied to the policy.

2nd issue:

I had a policy under Jevco Ins. that Intact Ins. owns. Without warning, documentation, or consent on my behalf, Intact Ins switched my insurance, rose my premiums by 100% and when I inevitably cancelled the policy they hit me with a cancellation fee higher than my rate. Very unethical company.

I received notice that my car was a total loss via an email, not even a verbal discussion. Then the clock starts ticking to return the rental when it was promised that I could return it in a Friday since the vehicle is out of town. No compromise - nothing, and all we were asking was two additional days. I need to pay for a full week. I will never recommend this company and everyone will hear about this situation.

I have been with them for over 30 years. Wow. What customer service.

My car got hit and was a write-off (not at fault) They have a police where 2 days after they give you the offer to settle you have to return the rental car.
When I was given the offer to settle the accident, I told them I'd talk to my wife and get back to them. So I called them back and didn't get an answer and left a message (Wednesday). Thursday came around and I left another message. Friday I left another message and at this point now the car is do back before 5, and without a response from them, I can't do anything or move forward with a new car because I can't get a hold of them. So I would be without a car for the weekend and would have to forfeit my weekend plans (cottage) So I kept the rental till Monday, сalled and left another message, no reply, so I then tried to switch adjusters, they tried calling my first one and couldn't contact her either. Finally, on Tuesday I got a call back, and now I owe $124 for the rental. Even though my adjuster disappeared for four business days and couldn't let me move forward with a new car, they still won't cover the car rental, and not a single person even apologized for my adjuster going missing for four days, leaving my in limbo.
Very unprofessional, let me know you'll be out of office, cover the $124 for screwing me over, even an apology would have been nice. But no, they just kept repeating “you only get two days with the rental after offer”.

Horrible customer service, Horrible claim adjustor, trying to rip you off. Don't want to pay

I was a victim of a hit-and-run accident in July 2022. I reported it and gave Intact Insurance the name of the witness, and the name of the driver who hit my car. Furthermore, I was able to find her through the person who this driver was visiting at that time., although she just gave me her name and the name of her insurance company and nothing else. Intact Insurance people did nothing with the information I gave them. They said they called, but nobody is answering. They said that the Insurance of the guilty driver doesn't want to release her information, and therefore they can't do anything about that. It has been 4 months, and they email me that I have to pay a $500 deductible since they can't get in touch with anybody. They are scammers and nobody should ever insure their car with them. Be aware of their horrible practices.