Meloche Monnex (TD Insurance) Auto Insurance Reviews

I waited a month to have someone come and pick up my car. 2 weeks later I got my estimate. The people that are supposed to be signed to the case I never heard from them. I had a lady who took my report originally. I tried to contact her and she never got back to me after. When I called TD claims department, they explained she’s no longer taking care of my care. The least she could have done is tell me. I have been emailing and calling her she didn’t bother with me.

Waited 2 hours on 3 different days with no result. Just wanted to add home and a car to my existing policy so I tried both home and auto lines and I got the same thing

What was once a quick, pleasant call to a customer service agent has now been shipped to overseas representatives, hard to understand, take forever (literally 10-minute call in the past now took 45 minutes), typing loudly into the phone. Shopping around for a new insurance agency after 10 years.....do not want to ever be stuck on the phone with customer service for this company again!

I am a client at TD Meloche Monex for more than 10 years now. It started with my first car when I was 17, got a good price because of their partnership with different Universities and Professional organizations, etc... I also got my home insurance with them now. HOWEVER, it is now impossible to speak to someone. Client service is awful. I don't think they have anyone listening to the phone anymore...They want us to do everything through the App or Website, but sometimes, you just have to speak to someone in order to explain a specific scenario... They should get 0-star review. I had one claim once. I got hit by someone. To be fair, I was happy with the process. For my claim, I was able to speak to someone quickly. The whole investigation process was fast and they sent me to a good car body shop (in eastern Montreal), so I can't say I had a bad experience with the claim. But again, for all other stuff (e.g. explanation on price, modification to policies), getting someone on the phone is a journey! Anyway, this year they increase my insurance rate for about 30% for no reason. Of course, impossible to talk to someone for an explanation... you need to wait for days on the phone... Now the rate is not competitive anymore, I am paying more than what I would from other insurance companies for similar coverage. I decided to move on with a better insurance company.

My car got damaged due to the recent hail storm in Calgary, I was visiting Calgary but due to the amount of delays for damage assessment, I decided to come back to Montreal hoping that someone from TD insurance will assist me. No one did anything, after a month of waiting for a call for an assessment appointment I decided to go to the nearest TD auto damage center and force for a walk-in assessment. After the assessment, I was told my car is a total loss and I got a call from an adjuster saying he will call me within 2 days to close my file and make an offer. Its been 2 weeks I didn't hear anything. I repeatedly contacted their customer service to have someone contact me, NOTHING. They changed 5 different adjusters on me without even notifying that I have a new contact. This is the most stupid insurance company and I am for sure not going back with them ever and I will make sure everyone I know never signs up with them!

I have been a client with TD Insurance for many years. Up to today, their customer service has been stellar. Trying to update my policy I have been on hold for 2-4 hours with NO success. No information as to why the wait times are so long, etc. I will be looking at another agency, as this is totally unacceptable customer service!

TD is quite simply the worst provider I’ve had the misfortune to deal with. They are chronically understaffed, ill-trained, and spout lies to their clients like the rest of us breathe oxygen. After the Calgary hail storm, my claim was mishandled from the word go. My rental car was forgotten, the claim was shuffled from one buffoon to the next, and my vehicle couldn’t be kept track of to save my life. TD offered little more than vague excuses and non-committal rhetoric to avoid taking responsibility for their monumental failures during this entire process. The only reason I’m not cancelling my policy before it’s termination date is to avoid giving these clowns any more money after they failed to provide the service I’ve paid for thus far. If you have any sense, please learn from my mistake and avoid this company like the proverbial plague and take your needs somewhere else. I pity the poor person who has to deal with this den of crooks and liars.

I have 3 phones going under 3 different contact numbers and all are looping the same hold music and now it's been 60+ mins of hold time. All I need to do is insure my new vehicle which I can't drive or register. Brutal service!

On hold for 2 hours before I finally gave up. Worst service ever. They should be ashamed.

Called them at 6 pm, waited on hold until 8 pm. Their website says they close at 8 pm, so... I guess I should hang up now? The next day, called at 11 am. While I was on hold I had time to do the paperwork for a new car, go get a bank transfer, buy and eat lunch, go back to the dealer and wait. The salesman says he really likes his insurance company, so I drive over there (all while still on hold!) and I have time to get a new insurance policy for my new car. After 3 hours on hold, the call dropped, which was probably my cell phone provider. Today, I've called first thing and here I am writing a review while on hold. All I want is to just cancel all my insurance now, but I can't get a hold of anyone. Just insane. This hold music haunts my dreams.