Meloche Monnex (TD Insurance) Auto Insurance Reviews

I was calling to update my insurance policy (I can't do it online for some reason) for two days and still can't reach the operator. The line is permanently busy, I am constantly on hold. The longest was 5 hours. So rude and disrespectful.

I have spent over 4 hours on hold for 2 calls in the last week. It is time to find a new company to work with.

Waited close to 5 hours on the phone on Aug 12, 2020, and no one responded. Have been waiting on the phone for over 3 hours the next day... Aug 13, 2020, waiting for someone to answer. I emailed TD auto insurance yesterday and no response. I understand the greeting is informing costumers of long wait times... however, this is ridiculous!

I have been trying to contact TD insurance almost for a month, and no response at all. I don't know how many messages I need to left so they can call me back. My insurance policy is due in a few days, and they haven't sent me the details of the new policy, pink card and I have no idea if I am insured or not if they will charge me and how much. Such a bad experience.

I have been trying for days...on hold for a few hours each day just to try to insure an additional vehicle that I just purchased. We have multiple vehicles insured with them currently... but I think that if I am unable to get a hold of them soon, I am going to switch everything over to someone else as this is absolutely Ridiculous...no one has the time for this.

I have been trying for 2 days to get a car insured after my car was deemed a total write off by TD. Hours wait on the phone to be told that their system is down and they can’t access my files or do anything. My claim was passed around to several adjusters and someone in Toronto finally got in touch with me. The settlement was fair but I really just wanted my car fixed as can’t replace what I lost in the quality of the car. I dread the personal injury aspect now. Likely need to lawyer up. I’ve had insurance with them for houses and cars for 30 years. It’s a different company since TD took over. Need to look at other options as need insurance so I can drive my replacement vehicle. Unacceptable. COVID has zero to do with it!

I have both my house and auto insurance with Meloche Monnex, and I am trying to add another car into my current insurance but the waiting time for customer service is ridiculous. I called once and waited for an hour and end up hanging up, and I am trying again and I am afraid I will be waiting for over 1 hour again with no result.

Too bad they do not care for their customers; I am seriously considering moving all my insurance to a company that, at least, I can get in touch. Thinks twice and carefully before doing business with this company.

I waited a month to have someone come and pick up my car. 2 weeks later I got my estimate. The people that are supposed to be signed to the case I never heard from them. I had a lady who took my report originally. I tried to contact her and she never got back to me after. When I called TD claims department, they explained she’s no longer taking care of my care. The least she could have done is tell me. I have been emailing and calling her she didn’t bother with me.

What was once a quick, pleasant call to a customer service agent has now been shipped to overseas representatives, hard to understand, take forever (literally 10-minute call in the past now took 45 minutes), typing loudly into the phone. Shopping around for a new insurance agency after 10 years.....do not want to ever be stuck on the phone with customer service for this company again!

I tried to rate this zero stars rather than one star. But one star appears to be the lowest possibility. Our car lease expired in July 2018. We called TD Meloche Monnex to cancel our insurance before returning the car. One year later, we received a renewal notice from TD; we called them again and reminded them that this had been cancelled one year before; they said to provide proof that the lease had expired. We provided them with the lease showing the expiry date and even the inspection report when the car was returned; they indicated that they needed some mythical "end of lease" agreement, which is not a thing. Amazingly, we have again (two years later!!) just received another renewal notice - they have now continued to charge us insurance for this car for two years since our lease expired, and they still won't cancel the insurance without the mythical "end of lease" agreement!! Have just spent 2.5 hours on the phone; their agents are very polite and empathetic but their underwriting group appears to have the mandate to squeeze customers for everything they can. We used this company for 15 years. We are now cancelling all of our home and auto policies with them; we will never, ever, ever use them again. On principle, we are taking the matter above to small claims court. I would strongly advise against insurance with this company - just not worth it.