Car Insurance Reviews

Aviva Auto Insurance Reviews

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(473 reviews)
Aviva
1.3 out of 5 stars:
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No reason rate increase

by woodlodgeslw on Jan 27, 2019
2 out of 5 stars

After over 30 years of being insured with RBC, in which my rate had declined every year since 2001, Aviva took over the RBC insurance work and my rate increased within two months by $20 a month for no reason (no tickets, no violations, no claims) and no explanation. Went to another company and my rate dropped by $35 from what it had been with RBC ($55 a month from the Aviva rate).

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The worst service and fraud

by Insurance scam on Jan 4, 2019
1 out of 5 stars

I filled out a form which I called to have them give me all the information for this form they where requesting. Sent the form in. Never heard anything. I got a registered letter that they are cancelling my insurance in my car. They stated I missed one checkbox and they sent a letter to have fixed. They didn't send me another letter but instead a registered letter to cancel. I figured I could call to fix this issue. Nope, nothing they can do. I must reapply as a new customer. Someone how the new quote is higher than my renewal. Worst customer service. So they want to cancel one car. So now I am going to cancel all three cars, the primary home and my three revenue properties. They don’t care what so ever. Ask for supervisor sorry no is there. Ask for escalation. Two to Three weeks for a callback?! STAY AWAY FROM THIS COMPANY.

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Renewal process scam

by Avivasucks on Oct 16, 2018
2 out of 5 stars

I had been insured with this company for 3+ years with no issues, and good rates. I recently received a letter in the mail stating that my policy would not be renewed because I had missed a deadline to submit an application for insurance. I was not told about this form at all. I had renewed several times in the past without needing to submit any forms. I called and they said the only way to renew was to apply as a new customer, even though my insurance did not expire for over a month. She kept saying that the process might take longer than I had and encouraged me to get quotes from other companies. What kind of business is run that way? I had a claim earlier this year but had accident forgiveness, I believe this was a scam to make me give up my accident forgiveness and start a new policy at a higher rate. Absolutely do not recommend this company.

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Do not use this company

by Kael on Apr 4, 2018
1 out of 5 stars

They charge me 420.00$ a month for insurance. I went to other companies for quotes and it was all in the 250.00-300.00$ mark... so I tried to cancel my insurance the day before it was set to renew (didn't know it auto-renews...), so they didn't answer and I sat on the phone for 2 hours waiting for a rep. By then I had to work, of course, they were closed for the weekend. So, Monday morning 8:30 am when they opened, I called to cancel... 308.00$ to cancel because they "insured" me for 3 days. They were rude, ignorant, and refused to send me my policy information and refused to let me speak to a supervisor. Absolutely will not be recommending them or going back to them. My 7 family members will also not be renewing with them. I recommend you do the same or Don't Even start with them. Nasty, nasty "people."

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Aviva ruined my RBC insurance

by Amin Kaboudvand on Nov 7, 2017
1 out of 5 stars

Aviva acquisition of RBC Canada ruined my RBC experience in 2 ways.
They increased my premiums and in return their customer service gave me attitude! Switching all my insurances to others is way to go!

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Mental Torture

by IhateAviva on Nov 3, 2017
1 out of 5 stars

I shared a car with my brother over TWO years ago. That car was a beater and eventually stopped working. I moved the insurance from that car, as I was the owner, to my new car. They told me my brother's name must be transferred with mine. At the time, it was a few hundred dollars over a year and they wouldn't budge on removing his name so I thought I had no choice but to agree. I DO NOT LET MY BROTHER DRIVE MY CAR. My mom refused to take him on as well. My brother is mentally ill and does not work. He has no money to provide to me for me paying his insurance. Now, my brother's premium has gone up magically to well over a $1000 a year even though he's only an OCCASIONAL driver on the policy and not a driver at all in real life. I did my research and found out that the Ontario Insurance Act provides for a way to exclude a driver under special circumstances which after speaking to various people, Aviva/RBC agreed to do. Not a month later, I got my "new" package and he has been added onto my policy. WITH NO EXPLANATION. Even better, my premium has gone up YET AGAIN!!! I'm in my early 20s and I am not made out of money. I called to find out what's happening. Apparently, my policy is under review with an underwriter AND the underwriters don't talk over the phone or e-mail. THEY DO NOT TALK TO THEIR CLIENTS. THEY JUST MESS AROUND WITH YOU. I got a letter in September saying my policy is going up, got a letter in October saying they have excluded my brother and it's coming down and NOW IT'S GOING BACK UP AGAIN. WHY? They can't come to the phone to explain. Regardless, stay away from them. I am looking for a new car insurance company.

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Amazing company

by Morgan on Oct 23, 2017
5 out of 5 stars

I have been insured with Aviva for about 3 years now. I have had no problems at all with them and the price has been very good. I have my home, vehicle and 2 ATV's insured with them.

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Great rates for good drivers

by James on May 9, 2017
3.5 out of 5 stars

Not sure why there are so many negative reviews but then again I have not had any claims experience with Aviva so my rating is solely based on their rates and customer service which I have found both to be excellent! *Update* I have went with another provider as Aviva's rates have gone up significantly even though nothing has changed with my perfect driving record!

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Terrible

by Marabear on Mar 20, 2017
1 out of 5 stars

I've only been with this company for a month and a half my car payment is $137.97 and in this month and a half they have taken $426 dollars out of my bank account. Unauthorized payments. Then on the phone the representative said they may not be able to refund my money that they were unauthorized to take. I am livid. And if anyone needs insurance stay away from Sharp and Aviva Insurance!

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Worst run around company

by Pissed off client on Apr 6, 2016
1 out of 5 stars

My wife and I have had insurance with Aviva for only 6 weeks so far, and they are trying to tell us that we need to pay them 1500$ for 4 months ahead of time. I agreed on a certain price and they emailed me a bill saying 1 double payment and after that, it would be the regular agreed price. Had the agreed amount in my bank account waiting for them to withdraw at any time. I took my wife out for our anniversary, had a 100$ dinner bill. I tried to debt it thinking I had money in my account. But they seemed to have taken twice as much as my regular premium again. Without my knowledge of that, I had to call my mother to borrow money to pay for my dinner. All because they wanted to take out 4 months worth of premium in 1 month. Then I agreed to a 12-month term payment of a certain amount, not to mention they quoted me on and sent papers on my billing schedule in the mail and online. They told me that one of the brokerage employees didn't ask the manager if she could do that, but then I did an online quote and then called and gave another employee all my information. I have a clean driving record. Nothing at all, not even a ticket. The man on the phone told me that it was one payment a month not 2 double payments for 2 months in a row. And as of right now they sent me a different email with different prices. They don't know what they're doing when it comes to honouring 1 price. They're a headache and give too many runarounds. I'm not buying you a steak dinner, I'm trying to insure my vehicles!

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