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RBC Insurance Auto Insurance Reviews

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(265 reviews)
RBC Insurance
1.4 out of 5 stars:
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Incoordination between employees

by Arthur Vicente on Oct 5, 2022
2 out of 5 stars

I had to move out of the country for several months and no one would be accessing/driving the car.
Called in 45 days before leaving and was told that the best option would be a "suspension of coverage". The cost would be 15% of what my premium is.
Nevertheless, he suggested that it was too early to apply the change and to call back 30 days before my departure.
I did. I explain again my situation and and requested the "suspension of coverage" as suggested by the previous agent. This time I got a quote that was about 35% of my premium. I told her that I was quoted a much less amount and that she could confirm it by going to the notes in my file. Her reply was that the previous agent shouldn't have quoted me any value.
I decided to cancel, both, the car and house insurance.

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On hold for over 2 hours and then they hang up

by Shelly Maiorana on Oct 3, 2022
2 out of 5 stars

What is wrong with these places? You can't even speak to a human being for over 2 hours wait and then they hang up on you!!! Leaving RBC Insurance and going with a different insurance company that actually cares about their clients. RBC Insurance has no clue about customer service...

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Wait times and process

by Fancy on Aug 26, 2022
2 out of 5 stars

I had to cancel my father's auto insurance and house insurance because he passed away, this took well over 3 hours in total to do. The person handling it was nice but this system sucks, I am pretty sure I could have taken auto and home insurance and got it in about 10 minutes

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Poor communication.

by Macgood on Jun 25, 2022
2.5 out of 5 stars

I received a letter to call regarding auto insurance and if I didn’t speak to a person within 10 days changes or cancellation to my policy could result. When I called I had to go through a virtual assistant that asked no relevant questions then was put on hold and has to listen to endless ads telling me to use email to contact them. Then when I reached a person he had to put me back on hold to find the letter and then kept re-asking the same question over and over again though I had answered him fully. I mean how many different ways can you say that you have two people on the policy and name them. Unnecessary and VERY frustrating. He put me back on hold and as I waited the call was ended. Not great service and certainly not what one expects from RBC.

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Wait times

by Soniav on Jun 10, 2022
2.3 out of 5 stars

I called the service number on the policy document received with a billing question about my car insurance policy. Was on hold for over an hour. The line connected and I got the message about the call being recorded then was placed back on hold. 5 minutes later someone picked up and told me I had reached the wrong department. She placed me back in the cue. 10 minutes later someone new picked up and told me again I was sent to the wrong department and he instructed me on how to call in the right way which I had already done. Put back in the cue only to go through the whole connecting set of questions and then was hung up on. Called back and now I’m told will be a 3.5 to 5-hour wait. It’s ridiculous.

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Long wait times to speak with advisor

by Kevin Parry on May 31, 2022
2 out of 5 stars

Trying to amend the auto policy, been waiting since 9:00 am for a return call it's now 4:21 pm with no callback! Terrible customer service

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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

Add vehicle to existing policy 2 hour call

by Mck904 on May 19, 2022
2.5 out of 5 stars

We just purchased a second vehicle, and called in to add it to the existing policy. 2 hours and 15 minutes in total! Unbelievable!
Based on this fact I will never ever use Aviva again. Now I worry about how long it will take if I ever need to make a claim. Originally it was RBC insurance, which had great customer service and agents were knowledgeable and efficient. Never ever again... Will be looking elsewhere when the policy is up for renewal.

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Good luck getting through

by Flagman58 on Aug 4, 2020
2 out of 5 stars

The most frustrating experience I have ever had with an insurance company. When you call the 1-888 number, the typical hold time has been between 1.5 to 2 hours. They only occasionally give you the option of getting an automated call back when one of their representatives is available (out of 4 calls I was only given that choice once). Mostly you will sit there listening to the same hold music endlessly looping. It's enough to drive you crazy. Once you actually get to speak to someone, they are fairly helpful, but they still can't seem to solve one of my problems. While I have used their online access in the past, it no longer allows me in. When using the "forgot password" option, it will only allow the reset to be sent to an email address that they have incorrectly entered into their system and I have no way to correct it, so of course, I never receive the reset email. When I explained this to the representative, he said he would send me an email to my correct address for the reset. Of course, I never got that email, so he obviously did not follow up after hanging up. What a joke. That means another 2 hours on hold to get this fixed.

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50% rate hike for no reason

by rowbear on Jul 1, 2019
2 out of 5 stars

Been with RBC for a long while. Aviva comes in and suddenly crap is happening. Out of nowhere a rate hike of 50%. Nothing, I mean nothing has changed. No explanation that made sense was given. I have a Ram 1500 and the agent said that the underwriters viewed my area and because there are so many Rams with claims in my area that my rate would increase. I'm supposed to just accept that? Obviously, there is something behind the scenes going on. I'm shopping around now, but what a letdown. Just when you're comfortable, someone has to come along and disrupt your comfort. Taking away discounts is another issue altogether. They don't care about customers. Guaranteed.

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Look elsewhere!

by GoneForever on May 9, 2019
2 out of 5 stars

I was a client of theirs for 9 years. Last year I was rear-ended and I have to send emails each week requesting an update but my broker refuses to call me back to answer my questions and explain to me the process in supplying my medical bills... Horrible customer service. Then this year my insurance was up for renewal on March 9 (Saturday), I mailed it over March 3 - I realized it was tight but was optimistic that it would arrive on time. I hadn't heard anything or got any mail regarding the application, so I figured it was sitting on someone's desk awaiting approval. A month goes by and I decide to call. Turns out it arrived March 11 (Monday) and they internally marked it as "too late" and threw it out, they didn't issue out a mail informing me... they didn't send me an email..they didn't call me - NOTHING. So I started up a new application with that guy and he told me if I don't hear anything in 2 weeks then call back... I waited the 2 weeks and this time they say it was thrown out because I didn't put "n/a" in the appropriate boxes and that now because I was a *brand new client* I could only purchase full coverage as opposed to the comprehensive/liability that I wanted - with no reasoning. They informed they only communicate via MAIL which even if it was true, I would have received a letter from them the week previous saying my application didn't go through, but I didn't get anything. So to sum it all up their customer service skills are non-existent. They require hand-holding and harassment for them to take your money. It's not worth your time... I called up another insurance company and got everything finalized over the phone and email within 30 minutes. How easy the other company made the process almost brought me to tears because of how long I put up with RBC's crap.

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