TD Insurance Auto Insurance Reviews

I would give negative stars if I could.
If you have issues with payments, they won't tell you. They will just cancel your insurance and let you drive around unknowingly - uninsured!
No phone call or email to try and get ahold of you to resolve the issue. I would expect that in such times they would try and work with their clients to accommodate the hard times that EVERYONE has fallen on.
They lie and say a payment was missed on a certain date as you are looking at your bank statement to verify what they are saying and how amazing to see the money was actually taken out.

They charge more than your monthly insurance rate as they withdraw your payments as they please on different days each month. And after calling to ask why they took extra they say there is nothing they can do yet refund my entire payment the next day and when I called the next day they hang up in the wee as soon as I provided them with my account.

Twice I spoke with an advisor on the phone who told me that I did not have to pay at the time (and at all) and twice I’ve received a letter saying that I owed them money. The first time was after a move and covid - so I had missed a few payments. The letter said I had to pay the rest of the year off or my insurance would be cancelled- but the advisor told me I would only have the regular monthly payment on the usual date. When that had passed and nothing came out, I called to inquire - they had cancelled my insurance. I had them conduct a call review and they agreed it was not my fault. I resolved it and cancelled my insurance with them when the year was over. The advisor said my account was squared up. I just received a letter saying I owed $70. So glad to be out of that hell.

They charged me first and last when I did the policy but "accidentally" charged me also for the last month when the policy was over I don't recommend no one to get insurance with them everything is bad

I am disgusted and furious at the money grab implemented by TD Insurance. TD Insurance has instated a monthly fee of $7.50 ($90 per year) - for the privilege of paying your vehicle insurance premium monthly. The representative I spoke to suggested two things after I explained my displeasure at this money grab: 1 - she suggested avoiding the fee, I pay my yearly insurance in full. I explained this was not an option. 2 - she suggested I put the payment in full on a credit card so I could collect points. (Thanks for the great advice). Imagine charging your clients a fee to pay their monthly premiums. This is shameful. It may be an insignificant amount in the big picture - but - I cannot fathom what TD is now making on charging clients a monthly fee to pay their premiums. This is enough to make me look for another insurance provider. I mean, how low can you go?

Premiums only increase despite not having tickets or claims. I was forced to reduce coverage in order to afford $. There had also been items on my policy that I never approved or knew of.
Service is non-existent. They do not make you feel heard, acknowledge the complaint, express empathy or help. To speak to a supervisor they request for you to receive a callback, which you never receive.
Despite having my card on file and me authorizing payments my policy was almost cancelled due to non-payment. I spent 15 hours/4 calls trying to reach them & sent online messages.
2021 I was charged for updating my mailing address but not told until months later. I was told my premium was a certain $, but an agent 2 calls later told me it was actually less $. I owe them money, somehow, despite them charging my card.
There is a lack of transparency, you have withheld info or told incorrect info, impossible to actually accomplish anything, TD is crooked!

I've been with this joke of a company for about a year now and regret it every day. They take payments on random days with different amounts every time mind you. Then send a cancellation letter. I have to call them at least 4 times a month because of the amount of incompetence!!! Staff not knowing what they are doing and make up a bunch of excuses on why the payments changed and the amount. My insurance was 189 a month next month they try and take out 400!? Then tell me it's my fault because I did not use my advantage app which was never given to me from the beginning. That's just the icing on the cake this company will make you look like you don't pay your bills on time and have faulty payments. Stay far away!!!

I got a letter in the mail with my policy number and the amount due. I have called several times in order to pay this bill. They cannot find my policy number, they keep putting me on hold, transferring me and hanging up the line. Last time, I advised them and they said that they would call me back if it were to happen again..... Obviously, no one called back. This is completely unacceptable and frustrating.

I made a claim 2 months ago and it is still not finalized.
I have been charged premiums for 2 additional months so far and the insurance adjuster does not respond to any of my messages as to why I am still being charged.
They lost my business on the new car I just purchased.

Checked my bank account to find out TD has taken more than double my premium from my account without any type of warning causing my mortgage to bounce and I incurred 2 NSF charges! When I finally got through to a real person to point out their mistake, I was told that this is what TD does to insure a policy renewal, and they will gladly give me my NSF charges back when I prove to them it was actually taken from my accounts. They are modern-day pirates out for only one thing... Profits! They couldn't care less about their clients. RUN as fast as you can from these people. I will be informing all my friends, relatives and colleagues of the way TD treat their clients!