TD Insurance Auto Insurance Reviews

My mom (senior) was paying insurance on her trailer for a decade only to find out that she’s wouldn’t even be covered because it’s been sitting on a rental sight in B.C. At the time of obtaining insurance she gave the agent the information. Not to mention that she requested several times to have an added co-owner's name removed from the policy. TD is also very expensive for car insurance coverage.

I was in an accident, found to be the other drivers fault. Four days latter the adjuster showed up to view my Vehicle. at this point i thought things are moving smoothly then a month passed and then another... after waiting on hold for hours leaving multiple messages and e mails i received an offer (low) I had to find local adds to prove replacement value. after an additional month after countless calls, waiting on hold and e mails i finally received a reasonable offer. I inquired about buy back and they stated 35% of pay out... I asked for a copy of their policy stating this and wouldn't you know they don't have it on a document. Dealing with your insurance company should not be like dealing with a greasy used car salesmen. After all is said and done i feel like i need to take a shower and find another insurance company fast . My advise is RUN FAST don't let the big bank name fool you. Terrible!

I've been with TD a few years now and started out pretty reasonable but five years in I am paying more than I ever thought. So this week looking for boat insurance! They won't cover boats older than 15 years and over 26 ft. Which forces me to switch companies if I want coverage. I'd call this anything but full service.

They did nothing for me. Put in a claim for motorcycle damage from a massive pothole that was unavoidable. Would not cover the costs for assessment of damage from Harley Davidson dealer. Did not pay the GST on repairs and were unwilling to go after the owner of the property where the pothole was to cover my $1000 deductible.

A TD insured driver ran over my 8 year old on his school crosswalk on Feb 23, 2016 and has not provided daily provision and only a small amount of medial provision for his care. We're a TD mortgage holder and we deal with absolute poverty as TD insurance does not provide daily care for "caretakers" of impact victims under 18 when their drivers run over kids on crosswalks. We are forced to take welfare to survive. TD mortgage has reduced me from General Manager status to "homemaker" on their records, due to caring for my son, and denied me a second mortgage to stop foreclosure on our as TD insurance refuses to proceed with settlement offers 3.5 years. I had to sign with a private lender as we wait for theTD Auto insurance settlement. Seems a little odd that TD Auto insurance hired a lawyer who stated it was "her job" in the hallway to make sure my son does not receive "a cent", A TD mortgage holder is denied financial provision by TD auto insurance of guilty driver and was denied a 2nd mortgage to continuously care for TD auto insurance impact victim. Google does not provide negative stars to click on.

I was involved in a hit & run accident resulting in my car being unfit for the road. I called the customer service line and was told that I would not hear back from a claims adjuster until Tuesday of next week (it's Friday morning). I was passed back and forth between four customer services representatives that were very RUDE and unknowledgeable. I was told that I would have to pay a $1000.00 deductible and would not be given a rental car as it was not in my policy. However, I called four days prior to adding accident forgiveness as well as the renal services. TD insurance will not provide a rental car and/or wave the deductible as stated in my policy because the policy did not begin for another 27 days? How does that even work? As soon as my vehicle is repaired, I will be cancelling my policy and going elsewhere.

I have been a TD insurance customer for 15 years! Only 8 months ago I cancelled auto insurance didn't need anymore, have decided to buy a used 2000 thought I would check the cost with them, I have one speeding ticket 2 1/2 years ago and one handheld... I still have home insurance with them... And they are refusing me coverage! When I decided to get a vehicle I will take somewhere else as well as home insurance... I work in automotive and every one of my clients will also be referred to another company

My car was totalled in an accident that the other party claimed full liability. My insurance adjuster lowballed me by $1500 to $2000 in their valuation "offer". Their "offer" conveniently omitted the 5% GST I'd need to pay to buy another car. I did several hours of due diligence and found ample proof that if I had to buy the exact same vehicle in the same condition, I would actually be paying $2000 to $3500 MORE than their lowball offer. My due diligence was rejected outright and I was told I could hire an independent estimator, which I did. TD's adjuster didn't even call him after receiving his report, which was almost the exact same valuation as my initial research indicated. They rejected his report outright, as well. I tried talking to my adjuster's manager, but as decent as he seemed over the phone, he didn't do anything to improve TD's "offer". I was basically told I had to enter the DRP process.

What infuriates me the most is that these people were so inflexible, uncompromising and uncooperative. It's as if their JD Power 10-minute internet car valuation is the ONLY one that exists, and no other estimate is relevant. I absolutely could not believe this. No matter how much evidence the insured finds to prove their valuation, it's meaningless to TD Insurance. That's why I've put "offer" in quotes everywhere above because there IS no "offer". It's either take it or screw off.

If you're considering TD Insurance, you BETTER hope you don't need to file a claim if your car gets totalled, because YOU will get totalled, too.

Needless to say, I'll be shopping around for another provider after 30+ years and I estimate $35,000 spent in their coffers resulted in their adjusters quibbling over $1500 - $2000...they're losing a great paying client just to save TD such a pittance. Congratulations, boys!

They recommended that i get this scam of a towing company over the phone and then refused to foot the $550 towing bill. We also thoght we had collision coverage because they were charging us 40% more than what statefarm quoted us for liability coverage, turns out theyre just ridiculously expensive! I mean all this money to buy a lesson, but this is the stupidest thing ive ever had to deal with. We also apprently got a 30% discount using our university, so what are the rest of you paying for this awful coverage?