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TD Insurance Auto Insurance Reviews

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(582 reviews)
TD Insurance
1.4 out of 5 stars:
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Brutal service!!

by Richelle Plumstead on Mar 17, 2021
1.5 out of 5 stars

Was calling to switch my current auto to a new vehicle and could NOT get through. Currently on hold while trying for the 5th time, 4th day in a row. If service is this terrible when I want to GIVE them business I can’t imagine IF I needed them!

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Don’t buy insurance here

by Joseph on Jan 14, 2021
1 out of 5 stars

They don’t answer your call and want to do everything by apps! When you can’t do everything with the app then you are lost! Don’t deal with these people!

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Customer service

by John H on Jan 13, 2021
2 out of 5 stars

They have too few customer service reps. When I finally got through I was told how the charges would go through to which I agreed. They didn't go through as agreed (charged to credit card) and debited my bank account without my permission. Since there was a balance outstanding, because the full amount wasn't debited, I couldn't get access to my account online because there was a balance outstanding? Ridiculous...

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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

Getting through is impossible

by Speedybee on Dec 30, 2020
1 out of 5 stars

I have been a customer for over 25 years. I have tried on a number of occasions to get through to them as a result of a call from them saying I need to review my auto policy.

The wait time is ridiculous. Their message just repeats on a loop, plus there is no opportunity to request a callback and no indication as to how long you will have to wait.

I know from past experience when you do finally get through, they are good to deal with, but getting to them is next to impossible. TD, you really need to do something to fix this issue.

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They don't answer the phone

by Jason Field on Dec 12, 2020
1 out of 5 stars

For 3 days I've been trying to reach TD Insurance. I've waited on hold for 14 hours total. I even set alarms to call right when they say the line opens (both today and yesterday). All I want is to update my contact info so that I can access my policy. When I try to do this online, it says I need to call in, but nobody answers the phone. They don't care at all about their policyholders. This is a nightmare, and this is horrible customer service. There was no delay in taking my payment however - that was processed immediately!

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Can't Reach Anybody Ever

by Joe B on Dec 8, 2020
1 out of 5 stars

They are harder to reach than Bell Canada and Rogers combined but if that's not bad bad enough, you have to hear French while you wait for hours for no one to answer.

This has been going on since Covid started and that's the excuse they're using.

I've been with them for a long time but it's time to go, they are completely useless now.

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Terrible waiting time

by Calgary Apega Member on Dec 4, 2020
1 out of 5 stars

Been on hold for 4 hours
Coming up on 19:00 Eastern
No Estimated wait time
Just mind-numbing music record loop
This is how TD Treats existing customers now.

I am going to follow APEGA's advice and change to another insurer

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Service and value nonexistent

by 20 year customer won't be renewing on Dec 1, 2020
1 out of 5 stars

Something is wrong with this company. It's like they don't want to be in the insurance business anymore. I've been with them for over 20 years and will be moving all my business elsewhere.

Waited over an hour on the phone just to renew my home insurance in October. Will be finding someone else next year.

After they raised my auto-renewal premiums by 20% for no reason (20+ years accident-free), I shopped around and found another broker that was 60% less expensive. When trying to call them to let them know I won't be renewing, the phone system indicated a 1 to 2-hour wait just to talk to a rep.

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Unauthorized debit

by EDC on Nov 17, 2020
1 out of 5 stars

It has been so impossible to contact my TD Ins., I have had to cancel my insurance policy via snail mail ($11.35 Canada Post). I received a notice on Oct. 27th that this was done, and that I would be receiving a refund. Instead of a refund, they debited my account for the amount of the reimbursement. I have sent another registered letter ($11.35 Canada Post) to get the money back they took, to obtain my policy cancellation refund and to pay the postage costs I endured. To debit someone's account without authorization is illegal. The fact that this is done by a bank is worrisome. The letter was posted on Nov. 6th, I await a response.

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Terrible service.

by mikgra on Oct 22, 2020
1 out of 5 stars

Don't buy insurance here. No one answers the phone. 1 hour and 15 minutes and still no one answering. 15 minutes I can handle but when it's over an hour that's crazy. All I want to do is cancel my insurance.

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