TD Insurance Auto Insurance Reviews

Today, i called to TD insurance to change my car insurance policy and the guy put me on hold from 1 hour and right now I’m writing this review while I’m waiting to connect with the customer care support. Thank you for realizing me that i choose wrong insurance company policy.

Hard to deal with the long wait times on hold and being left on hold for hours until the phone goes off after three hours.
They ask too many questions. Once at the dealership buying a new car they asked me a bunch of questions like address, birthdate, services I had with them, then what Alumni I was associated with. Well I didn't understand he was asking what University I had gone to. So he wasn't going to give me insurance until the car dealer talked to him. I was quite furious over it at the time.
I find over half the people I eventually get on the phone cannot do their jobs properly and take forever, They insist you listen to long winded statements and give or deny approval. Then insist to go over your policy again and see if you want to change it and even if you say leave it I am in a hurry they say they have to go over it anyways.
I'm done with this place after my car insurance runs out and going with an independent broker for the rest of my life.

Depuis que TD a un robot qui répond lorsqu'on appelle, il ne comprend rien sauf les choses les plus simples et c'est un parcours du combattant pour arriver à parler à un conseiller.

Il nous fait perdre de précieuses minutes et est horriblement frustrant en répondant toujours je ne comprends pas.

Alors petit conseil, modifiez le car comme service à la clientèle c'est terrible.

They had me waiting for an hour after telling me I have only 10 minutes to wait. The poor guy on the phone couldn't answer my questions.

Spend minutes talking to AI/robot to be transferred to an adviser. Super annoying. And because they wanted to make money. They included a sketchy fee to push you to pull the full amount rather than incremental monthly amounts.

I’ve had TD Meloche Monnex for over 20 years. They used to be good and I could get through on the phone fairly quickly. I just had a windshield claim. I told them I didn’t know when the windshield was hit but the crack showed up in the winter. He told me he needed a date so I said ok I estimate this day last summer was maybe when the stone hit. But we didn’t see anything till winter. It was just an estimate. So then he tells me that it’s more than a year so the claim is invalid. So then I said ok I should change the date because it showed up in Dec, not the summer. He said I couldn’t change the date and he put me through to customer service.
They said I had to talk to the glass claims and they put me back. This took another 40 minutes of waiting on the phone. In total, I waited 1.5 hours to talk to the first person and was on the phone for almost 3 hours. I listened to the same piano music played over and over at least 140 times.
I will be changing companies ASAP.

You can not understand half the people who answer the phone as well they keep mixing up and screwing up home and auto insurance. I've been on hold for over 3 and a half hours multiple times and still can't get anywhere with them. Also way overpriced!

The wait time for any phone service is disastrous at the epic level.
To make matters worse, the agent you speak with gives you a quote and when you receive the documents, you find a totally different value.

Today, I tried to pay an outstanding balance through my TD Insurance account. The system locked me out for some unknown reason.
I called the number that was posted on the screen for me to call.
I am waiting for the fourth agent now to connect with me because all the previous three agents that I was connected to, each time one agent transfers me to another because he is certified to provide me access to my account to pay my outstanding bill.
Would you believe that?
Stay away from this company.
I can't wait for the policy to finish after which time I will definitely not go back with them!

I got a letter in the mail with my policy number and the amount due. I have called several times in order to pay this bill. They cannot find my policy number, they keep putting me on hold, transferring me and hanging up the line. Last time, I advised them and they said that they would call me back if it were to happen again..... Obviously, no one called back. This is completely unacceptable and frustrating.

Unprofessional service provided on many different levels including management! Incompetent staff who lack the knowledge to provide adequate reasoning for increasing premiums every year for the past 10 years! The company's culture is to train staff to not provide any customer service and to be extremely unprofessional and condescending! Next to impossible to get a hold of someone in the call center unless you are willing to be on the phone for hours listening to their hideous music while on hold! God forbid if you make a claim with them as they will make the process nothing but unbearable, complicated and inconvenient. Stay away from this poorly managed organization at all costs!